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Mapfre, SA (IT:1MAP)
:1MAP

Mapfre, SA (1MAP) Price & Analysis

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1MAP Stock Chart & Stats

€4.24
€0.01(0.48%)
At close: 4:00 PM EST
€4.24
€0.01(0.48%)

Bulls Say, Bears Say

Bulls Say
Improving ProfitabilityMAPFRE's operating margin rising to ~9.6% and net income improving to ~€1.13B indicate stronger underwriting discipline and cost control. That sustained margin expansion enhances durable earnings power, supports internal capital generation, and improves the group's ability to fund dividends and reinvest without repeated external financing.
Stronger Leverage ProfileDebt-to-equity falling to ~0.35 while equity rose to ~€9.4B signals a healthier balance sheet and greater solvency buffer. Lower leverage reduces refinancing risk, increases capacity to absorb underwriting losses, and provides durable financial flexibility for medium-term underwriting and capital allocation decisions.
Positive Free Cash FlowConsistent positive free cash flow (~€1.42B in 2025; ~€1.21B in 2024) and FCF converting at ~81–87% of net income show the company can turn earnings into cash. Reliable FCF supports sustainable dividends, debt servicing and selective reinvestment, reducing dependence on capital markets over the medium term.
Bears Say
Revenue VolatilityA steep -16.6% revenue drop in 2025 and multi-year top-line swings limit predictability of premium income and scale economics. Persistent revenue volatility complicates long-term planning for underwriting capacity, expense absorption and investment allocation, stressing sustainable growth prospects.
Inconsistent Cash ConversionHistorical negative operating cash flow in 2020–2021 and an unusually low OCF coverage in 2025 show recurring cash-conversion variability. Such inconsistency can strain dividend coverage and capital deployment, forcing defensive actions or external funding in adverse cycles, weakening long-term resilience.
Underwriting & Catastrophe RiskMAPFRE's core earnings are structurally exposed to underwriting cycles, claim severity and catastrophe losses; results hinge on pricing, risk selection and reserving accuracy. While reinsurance mitigates some volatility, these structural exposures can materially swing capital needs and returns over multi-year horizons.

Mapfre, SA News

1MAP FAQ

What was Mapfre, SA’s price range in the past 12 months?
Mapfre, SA lowest stock price was €3.00 and its highest was €6.00 in the past 12 months.
    What is Mapfre, SA’s market cap?
    Mapfre, SA’s market cap is €13.52B.
      When is Mapfre, SA’s upcoming earnings report date?
      Mapfre, SA’s upcoming earnings report date is Oct 23, 2026 which is in 79 days.
        How were Mapfre, SA’s earnings last quarter?
        Mapfre, SA released its earnings results on Jul 24, 2026. The company reported €0.107 earnings per share for the quarter, missing the consensus estimate of €0.124 by -€0.017.
          Is Mapfre, SA overvalued?
          According to Wall Street analysts Mapfre, SA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Mapfre, SA pay dividends?
            Mapfre, SA does not currently pay dividends.
            What is Mapfre, SA’s EPS estimate?
            Mapfre, SA’s EPS estimate is 0.12.
              How many shares outstanding does Mapfre, SA have?
              Mapfre, SA has 3,079,553,200 shares outstanding.
                What happened to Mapfre, SA’s price movement after its last earnings report?
                Mapfre, SA reported an EPS of €0.107 in its last earnings report, missing expectations of €0.124. Following the earnings report the stock price went down -4.592%.
                  Which hedge fund is a major shareholder of Mapfre, SA?
                  Currently, no hedge funds are holding shares in IT:1MAP
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Mapfre, SA

                    Mapfre, S.A. functions as a worldwide purveyor of insurance and reinsurance products. Its comprehensive offerings encompass personal coverage such as life, health, accident, and burial policies, in addition to financial planning vehicles like savings, investment, and retirement solutions. The company also provides property and casualty lines, including policies for homeowners, automobiles, and general third-party liability for individuals and families. For its business clientele, Mapfre furnishes specialized insurance for commercial vehicles, corporate liability, asset safeguarding, agricultural and livestock operations, and various commercial establishments. Furthermore, it underwrites intricate risks across sectors like engineering and construction, marine and aviation, cargo transportation, and extends surety and credit insurance, along with specific life and retirement programs. Mapfre serves a diverse range of customers, from private individuals and self-employed professionals to small and medium-sized enterprises (SMEs) and major corporations. Its extensive distribution framework is supported by approximately 4,942 direct and delegated offices, more than 10,400 bancassurance outlets, and a substantial network of over 77,000 independent agents and brokers globally. Founded in 1933 and headquartered in Majadahonda, Spain, the entity was formerly known as Corporacion Mapfre until its rebranding in December 2006. Mapfre, S.A. operates as a subsidiary of Cartera Mapfre, S.L.

                    Mapfre, SA (1MAP) Earnings & Revenues

                    1MAP Stock 12 Month Forecast

                    Average Price Target

                    €3.78
                    ▼(-10.85% Downside)
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