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Intellicheck Mobilisia (IDN)
NASDAQ:IDN
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Intellicheck Mobilisia (IDN) AI Stock Analysis

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IDN

Intellicheck Mobilisia

(NASDAQ:IDN)

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Neutral 65 (OpenAI - 5.2)
Rating:65Neutral
Price Target:
$3.00
▲(4.90% Upside)
Action:Reiterated
Date:08/17/26
IDN scores solidly on fundamentals due to the profitability turnaround, very high gross margins, and a conservative, debt-free balance sheet. The score is held back by weak technicals (price below key moving averages with negative momentum) and elevated near-term business risk highlighted on the earnings call, particularly customer concentration uncertainty and potentially moderating operating cash generation.
Positive Factors
High-margin profitability
Sustained gross margins near 90% and five consecutive quarters of positive adjusted EBITDA indicate strong unit economics. If maintained, this profitability gives Intellicheck room to fund product development and absorb moderate revenue volatility.
Negative Factors
Large-customer concentration risk
Dependence on one customer for nearly a third of revenue creates significant renewal and volume risk. A successful multi-vendor transition could reduce transaction activity, weaken revenue visibility, and offset gains from broader customer diversification.
Read all positive and negative factors
Positive Factors
Negative Factors
High-margin profitability
Sustained gross margins near 90% and five consecutive quarters of positive adjusted EBITDA indicate strong unit economics. If maintained, this profitability gives Intellicheck room to fund product development and absorb moderate revenue volatility.
Read all positive factors

Intellicheck Mobilisia (IDN) vs. SPDR S&P 500 ETF (SPY)

Intellicheck Mobilisia Business Overview & Revenue Model

Company Description
Intellicheck, Inc., a technology company, provides on-demand digital identity validation solutions for KYC, fraud, and age verification needs in North America. It validates both digital and physical identities for financial services, fintech compa...
How the Company Makes Money
Intellicheck makes money primarily by selling access to its identity verification software and related services to business and government customers. Revenue is generally generated through recurring software/service arrangements (e.g., subscriptio...

Intellicheck Mobilisia Earnings Call Summary

Earnings Call Date:Aug 13, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 18, 2026
Earnings Call Sentiment Neutral
The company reported profitable quarters, strong gross margin (91%), positive adjusted EBITDA, $11.8M cash and no debt, revenue growth in Q2 and across the rest of the customer base, and progress in new verticals and product delivery (Intellicheck Desktop). However, a material customer (~29% of H1 revenue) is undergoing a vendor resiliency/multi-vendor evaluation that creates significant uncertainty around future volumes; some verticals (retail, automotive) showed weakness and management expects cash conversion to moderate. The call combined concrete operational strengths and diversification progress with a meaningful near-term customer-concentration risk that tempers the upbeat operating results.
Positive Updates
Quarterly Revenue and Growth
Q2 revenue of $5.9M; management reported Q2 revenue up 7% sequentially and up 16% year-over-year.
Negative Updates
Concentration Risk — Single Large Customer
One customer represented ~29% of revenue in the first half of 2026 and informed the company of a vendor resiliency review; they are evaluating a multi-vendor IDV approach which could negatively affect transaction volumes and introduces material uncertainty.
Read all updates
Q2-2026 Updates
Negative
Quarterly Revenue and Growth
Q2 revenue of $5.9M; management reported Q2 revenue up 7% sequentially and up 16% year-over-year.
Read all positive updates
Company Guidance
Management's guidance emphasized continued profitability and disciplined cash use: they expect positive adjusted EBITDA in H2 2026 and to be profitable on a GAAP basis for fiscal 2026, with no near‑term capital raises planned; Q2 revenue was $5.9M (management said +7% vs prior year and +16% YoY), gross margin 91%, operating income $573K, net income $633K, and adjusted EBITDA $1.1M (fifth consecutive positive quarter); six‑month revenue was $11.5M, six‑month adjusted EBITDA $2.0M and net income $1.3M, cash from operations H1 $2.2M, cash $11.8M, no debt, AR $2.7M (down from $3.4M), and deferred revenue $1.2M. Management warned a customer that represented ~29% of H1 revenue is evaluating a multi‑vendor approach (vendor resiliency work began late June/early July); they said if that customer implements the reductions disclosed in the 10‑Q, 2026 revenue would be slightly lower than 2025, but to date volumes have not reached that level and, if current trends hold, 2026 revenue could be higher than 2025.

Intellicheck Mobilisia Financial Statement Overview

Summary
Financials show a meaningful inflection: strong TTM revenue growth, a return to positive EBIT/net income, and consistently very high gross margins (~90%). The balance sheet is a major strength with zero debt and growing equity. Offsetting this, cash flow quality/momentum is mixed (TTM FCF down ~32% and historical volatility), making durability of the turnaround the key risk.
Income Statement
78
Positive
Balance Sheet
85
Very Positive
Cash Flow
62
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue24.11M22.67M20.00M18.91M15.97M16.39M
Gross Profit21.75M20.30M18.17M17.53M14.69M12.88M
EBITDA3.59M2.04M-449.00K-1.76M-3.69M-7.31M
Net Income3.14M1.27M-918.00K-1.98M-4.16M-7.48M
Balance Sheet
Total Assets25.57M24.48M20.93M23.81M22.45M25.71M
Cash, Cash Equivalents and Short-Term Investments11.84M9.65M4.67M8.98M10.08M13.65M
Total Debt0.000.000.000.000.000.00
Total Liabilities3.08M3.78M3.19M6.53M3.95M6.13M
Stockholders Equity22.49M20.70M17.75M17.28M18.50M19.58M
Cash Flow
Free Cash Flow2.81M4.49M-2.75M-1.15M-3.67M454.00K
Operating Cash Flow2.90M4.54M-2.69M-647.00K-3.48M1.12M
Investing Cash Flow-92.00K-265.00K2.90M-414.00K-5.07M-662.00K
Financing Cash Flow457.00K708.00K485.00K-155.00K97.00K76.00K

Intellicheck Mobilisia Technical Analysis

Technical Analysis Sentiment
Negative
Last Price2.86
Price Trends
50DMA
3.73
Negative
100DMA
4.98
Negative
200DMA
5.41
Negative
Market Momentum
MACD
-0.29
Positive
RSI
28.84
Positive
STOCH
14.24
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IDN, the sentiment is Negative. The current price of 2.86 is below the 20-day moving average (MA) of 3.35, below the 50-day MA of 3.73, and below the 200-day MA of 5.41, indicating a bearish trend. The MACD of -0.29 indicates Positive momentum. The RSI at 28.84 is Positive, neither overbought nor oversold. The STOCH value of 14.24 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IDN.

Intellicheck Mobilisia Risk Analysis

Intellicheck Mobilisia disclosed 26 risk factors in its most recent earnings report. Intellicheck Mobilisia reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Intellicheck Mobilisia Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
65
Neutral
$57.76M18.8015.02%16.70%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
52
Neutral
$43.18M-3.25-13.83%14.63%11.10%
49
Neutral
$23.85M-8.19-20.72%-5.53%-56.77%
47
Neutral
$27.48M-3.09-29.65%1.75%-47.10%
47
Neutral
$21.34M-0.58-261.36%-2.01%46.24%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IDN
Intellicheck Mobilisia
2.84
-2.57
-47.50%
AWRE
Aware
1.23
-1.00
-44.84%
TROO
TROOPS
2.20
1.17
113.59%
PHUN
Phunware
2.11
-0.54
-20.38%
INLX
Intellinetics
5.25
-5.95
-53.13%
PSQH
PSQ Holdings
6.34
-18.56
-74.54%

Intellicheck Mobilisia Corporate Events

Business Operations and StrategyRegulatory Filings and Compliance
Intellicheck Mobilisia Updates Corporate Governance Bylaws Framework
Neutral
Jul 23, 2026
On July 17, 2026, Intellicheck, Inc.’s Board of Directors approved a comprehensive Second Amended and Restated set of bylaws, marking the first overhaul of its governance framework since August 2007. The revised bylaws modernize corporate pr...
Business Operations and StrategyExecutive/Board Changes
Intellicheck Announces CTO Departure and Leadership Transition
Neutral
Jul 22, 2026
On July 16, 2026, Intellicheck, Inc. disclosed that Chief Technology Officer Jonathan Robins had notified the company of his decision to leave his role for personal family reasons, with his separation becoming effective July 18, 2026. The parties ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 17, 2026