Intellicheck Mobilisia (IDN) AI Stock Analysis

• Market Cap: $55.09M
• Dividend Yield: N/A
• Average Volume (3M): 78.12K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.92
• Revenue Growth: 5.78%
• EPS Growth: 54.19%
• Country: US
• Employees: 47
• Sector: Technology
• Sector Strength: 69
• Industry: Software - Application
• EPS (TTM): -0.02
• Shares Outstanding: 19,816,044
• 10 Day Avg. Volume: 66,193
• 30 Day Avg. Volume: 78,121
• PEG Ratio: 2.15
• Price to Book (P/B): 3.36
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -41.09
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $3.00
• Price Target Upside: 0.00%
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 3

The overall stock score reflects challenges in profitability and cash flow, offset by strengths in revenue growth and diversification strategies. While the stock shows neutral technical indicators, its valuation appears high considering current financial metrics. The company's strategic focus on growth and diversification, along with positive earnings adjustments, provides a moderate outlook despite ongoing challenges in the retail sector.

Positive Factors

Earnings

Quarterly revenue came in well above expectations, $5.9M versus our $5.2M estimate and $5.0M for the Street.

Partnerships

The company recently announced the renewal and expansion of its partnership with a large U.S. bank which is expected to drive an approximately 15.0% increase in annual revenue from this customer.

Pricing Strategy

New customers in the third quarter of 2024 were paying 25% higher prices than the year before, indicating potential for increased revenue growth.

Negative Factors

Macroeconomic Environment

A rising level of macro uncertainty warrants some caution.

Retail Channel Conditions

Challenging retail channel conditions are masking progress in new verticals, leading to flat revenue compared to the previous year.

Revenue Growth

The development of new verticals has not yet generated enough revenue to offset weaker retail trends, resulting in minimal year-over-year revenue growth.

Intellicheck Mobilisia Business Overview & Revenue Model

Company Description

Intellicheck, Inc., a technology company, develops, integrates, and markets threat identification and identity authentication solutions for bank and retail fraud prevention, law enforcement threat identification, and mobile and handheld access control and security systems primarily in the United States. It provides identity systems products, including commercial identification products, such as Intellicheck Platform, an identity solution that checks whether an ID is valid, matches the ID to the person presenting it, and provides a risk score to determine the risk of doing business with that person; IDN-Portal that provides the ability to scan an ID using a mobile phone; IDN-Portal+ that uses a retail scanner to validate an ID, and get additional data for analytics and analysis; IDN-Direct that provides access to additional data and the ability to use the platform's Risk Score capability to help with decision-making; and Intellicheck mobile app, which provides the ability to login and scan an ID. The company also offers State Aware Software solution, which provides or restricts information that is electronically scanned from an ID based on the electronic reading laws according to the state in which the ID is scanned; data collection devices that enable its software applications to be used on a variety of commercially available credit card terminals, PDAs, tablets, laptops, desktops, mobile phones, and point-of-sale terminals; and instant credit application kiosk software applications. It serves government, military, and commercial markets. The company was formerly known as Intellicheck Mobilisa, Inc. and changed its name to Intellicheck, Inc. in May 2017. Intellicheck, Inc. was incorporated in 1994 and is headquartered in Melville, New York.

How the Company Makes Money

Intellicheck Mobilisia generates revenue primarily through the sale and licensing of its identity verification software solutions. The company offers its products as software-as-a-service (SaaS), charging clients subscription fees based on usage or the number of transactions processed. Additionally, Intellicheck leverages partnerships with key players in the retail and financial sectors to expand its market reach and integrate its verification technology into larger ecosystems, further driving its revenue. The company's focus on reducing fraudulent transactions and enhancing security for businesses is a significant factor contributing to its earnings.

Intellicheck Mobilisia Financial Statement Overview

Summary

Intellicheck Mobilisia shows revenue growth and a strong balance sheet, lacking debt which is a positive sign of financial stability. However, the persistent operating losses and negative cash flows indicate challenges in achieving profitability and efficient cash management. The company needs to focus on improving operational efficiency and cash flow generation to enhance its financial health.

Income Statement

Intellicheck Mobilisia's income statement reflects mixed performance. While there has been consistent revenue growth, with the latest TTM revenue of $19.24M up from $18.91M in 2023, the company struggles with profitability. The net profit margin remains negative at -3.38% for the TTM, indicating ongoing losses. Gross profit margins are healthy at 91.84%, but operating losses as shown by negative EBIT and EBITDA margins suggest challenges in controlling operating expenses.

Balance Sheet

The balance sheet is relatively strong, with no debt and a solid equity base. The company maintains a high equity ratio of 80.90% for the TTM, demonstrating financial stability. However, the return on equity is negative due to net losses, which is a concern for shareholders. The absence of debt provides a buffer against financial distress.

Cash Flow

Cash flow analysis reveals some weaknesses. While the company has improved free cash flow from -$3.58M in 2022 to -$1.39M in the TTM, it remains negative. The operating cash flow to net income ratio is unstable, reflecting the company's struggle to convert sales into cash. This highlights potential liquidity issues that need addressing.

Breakdown
TTM	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Income Statement		Total Revenue
19.24M	18.91M	15.97M	16.39M	10.73M	7.66M
	Gross Profit
17.67M	17.53M	14.69M	12.88M	9.31M	6.67M
	EBIT
-1.03M	-2.28M	-3.72M	-4.16M	-259.65K	-2.65M
	EBITDA
-809.00K	-1.99M	-3.75M	-7.32M	-3.12M	-2.40M
	Net Income Common Stockholders
-649.00K	-1.98M	-3.85M	-4.13M	1.38M	-2.45M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
2.40M	8.98M	10.08M	13.65M	13.12M	3.35M
	Total Assets
24.82M	23.81M	22.45M	25.71M	24.34M	14.00M
	Total Debt
577.50K	0.00	0.00	0.00	32.62K	158.47K
	Net Debt
-1.82M	-3.98M	-5.20M	-13.65M	-13.09M	-3.19M
	Total Liabilities
3.88M	6.53M	3.95M	4.51M	2.13M	2.25M
	Stockholders Equity
20.94M	17.28M	18.50M	21.20M	22.21M	11.75M
Cash Flow		Free Cash Flow
-1.39M	-1.15M	-3.58M	454.00K	-463.92K	-1.86M
	Operating Cash Flow
-906.00K	-647.00K	-3.38M	1.12M	-19.02K	-1.84M
	Investing Cash Flow
2.69M	-414.00K	-5.07M	-662.00K	-415.88K	22.03K
	Financing Cash Flow
3.00K	-155.00K	97.00K	76.00K	10.21M	793.65K

Intellicheck Mobilisia Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 3.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IDN, the sentiment is Positive. The current price of 3 is above the 20-day moving average (MA) of 2.61, above the 50-day MA of 2.56, and above the 200-day MA of 2.52, indicating a bullish trend. The MACD of 0.08 indicates Negative momentum. The RSI at 66.35 is Neutral, neither overbought nor oversold. The STOCH value of 77.83 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IDN.

Intellicheck Mobilisia Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MITK	71 Outperform	$445.16M	34.26	6.11%	―	7.76%	―
Sector *	60 Neutral	$11.39B	10.52	-6.21%	2.95%	7.68%	-11.12%
AWRE	53 Neutral	$35.22M	―	-16.05%	―	-9.72%	25.68%
IDN	51 Neutral	$55.09M	―	-5.24%	―	5.78%	54.19%
QH	43 Neutral	$103.15M	―	0.61%	―	-6.51%	-1109.12%
TGL	34 Underperform	$3.14M	―	-37.33%	―	-95.52%	-625.88%

Intellicheck Mobilisia Corporate Events

Intellicheck Mobilisia to Present at Investor Showcase

Intellicheck Mobilisia announced that its senior executives will be presenting to investors at the Planet Microcap Showcase in Las Vegas, NV, from April 22-24, 2025. This event provides an opportunity for the company to engage with investors and potentially enhance its market presence.

Spark’s Take on IDN Stock

According to Spark, TipRanks’ AI Analyst, IDN is a Neutral.

Intellicheck Mobilisia’s overall stock score reflects challenges in achieving profitability and managing cash flow, despite a solid equity position. Technical indicators are bearish, and valuation metrics are weak due to ongoing losses. The recent earnings call provided optimism with strong SaaS growth and strategic diversification, offering potential for improvement.

To see Spark’s full report on IDN stock, click here.