PICC Property & Casualty Co Ltd Class H (HK:2328)
:2328
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2328 Stock Chart & Stats
HK$14.42
-HK$0.18(-1.53%)
At close: 4:00 PM EST
HK$14.42
-HK$0.18(-1.53%)
Day’s Range― - ―
52-Week RangeHK$13.65 - HK$19.81
Previous CloseN/A
Volume12.42M
Average Volume (3M)21.53M
Market Cap
HK$317.40B
Enterprise ValueHK$329.24B
Total Cash (Recent Filing)HK$29.31B
Total Debt (Recent Filing)HK$79.01B
Price to Earnings (P/E)6.8
Beta0.75
Next Earnings
Sep 02, 2026EPS Estimate
1.1Next Dividend Ex-DateN/A
Dividend Yield3.77%
Share Statistics
EPS (TTM)1.80
Shares Outstanding6,899,294,000
10 Day Avg. Volume23,889,799
30 Day Avg. Volume21,525,247
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.14
Price to Sales (P/S)0.63
P/FCF Ratio5.71
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$19.52Price Target Upside35.34% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering11
EPS Forecast (FY)1.82
Revenue Forecast (FY)HK$545.88B
Bulls Say, Bears Say
Bulls Say
Strong Operating And Free Cash FlowSubstantially higher operating and free cash flow over 2021–2025 indicates durable internal funding for claims reserves, reinvestment, and dividends. Strong cash generation reduces reliance on external financing and supports capital deployment through underwriting cycles and investment opportunities.
Improving Margins And Healthy ROEMargin expansion and mid-teens ROE reflect improved underwriting discipline and investment contribution. Sustained margin improvement supports profitability resilience across cycles, enabling accumulation of capital and a competitive return profile versus peers over the medium term.
Large, Diversified P&C Franchise And DistributionBroad product mix and multi-channel distribution across retail, corporate and government-related clients provide diversification of premium streams and reduce exposure to any single line. Scale and entrenched distribution enhance pricing power and long-term competitive advantage in China’s P&C market.
Bears Say
Material Leverage Step-up In 2025A notable increase in leverage reduces financial flexibility and raises solvency and refinancing risk if underwriting or investment results deteriorate. Higher debt amplifies downside in stress scenarios and may constrain capital allocation or dividend policy over the medium term.
Earnings And Cash-flow VolatilityRecurring volatility in underwriting results and cash flows signals sensitivity to claims cycles, catastrophe exposure and investment returns. This makes forecasting capital needs harder, complicates reserve management and can force procyclical actions in adverse years.
Top-line Growth Slowed In 2025A recent modest revenue slip after multi-year growth suggests limited near-term premium expansion or pricing pressure in core lines. Slower top-line trends reduce margin-leverage benefits and may signal rising competition or market saturation in certain segments.
PICC Property & Casualty Co News
2328 FAQ
What was PICC Property & Casualty Co Ltd Class H’s price range in the past 12 months?
PICC Property & Casualty Co Ltd Class H lowest stock price was HK$13.65 and its highest was HK$19.81 in the past 12 months.
What is PICC Property & Casualty Co Ltd Class H’s market cap?
PICC Property & Casualty Co Ltd Class H’s market cap is HK$317.40B.
When is PICC Property & Casualty Co Ltd Class H’s upcoming earnings report date?
PICC Property & Casualty Co Ltd Class H’s upcoming earnings report date is Sep 02, 2026 which is in 85 days.
How were PICC Property & Casualty Co Ltd Class H’s earnings last quarter?
Currently, no data Available
Is PICC Property & Casualty Co Ltd Class H overvalued?
According to Wall Street analysts PICC Property & Casualty Co Ltd Class H’s price is currently Undervalued.
Does PICC Property & Casualty Co Ltd Class H pay dividends?
PICC Property & Casualty Co Ltd Class H pays a Semiannually dividend of HK$0.566 which represents an annual dividend yield of 3.77%. See more information on PICC Property & Casualty Co Ltd Class H dividends here
What is PICC Property & Casualty Co Ltd Class H’s EPS estimate?
PICC Property & Casualty Co Ltd Class H’s EPS estimate is 1.1.
How many shares outstanding does PICC Property & Casualty Co Ltd Class H have?
PICC Property & Casualty Co Ltd Class H has 6,899,294,000 shares outstanding.
What happened to PICC Property & Casualty Co Ltd Class H’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of PICC Property & Casualty Co Ltd Class H?
Currently, no hedge funds are holding shares in HK:2328
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PICC Property & Casualty Co Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
HK$19.52 (35.34% Upside)
HK$19.52 (35.34% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
66.78%
12-Months-Change
Fundamentals
Return on Equity
14.21%
Trailing 12-Months
Asset Growth
14.11%
Trailing 12-Months
Company Description
PICC Property & Casualty Co Ltd Class H
PICC Property and Casualty Company Limited, alongside its affiliated companies, provides a comprehensive range of property and casualty insurance services across the People's Republic of China. The firm segments its operations into categories such as Motor Vehicle, Commercial Property, Cargo, Liability, Accidental Injury and Health, Agriculture, Credit and Surety, and other business lines. Its product portfolio includes policies for accidental injury and medical expenses, short-term health, homeowners, specialized risks, marine hull, and construction, among others. Beyond direct insurance, the company also delivers services encompassing reinsurance, investment management and fund deployment, agency for insurance and claims, training, information technology and business support, and property administration. Founded in 2003 and based in Beijing, China, PICC Property and Casualty Company Limited is an integral subsidiary of The People's Insurance Company (Group) of China Limited.
2328 Stock 12 Month Forecast
Average Price Target
HK$19.52
▲(35.34% Upside)
Technical Analysis
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People's Insurance Co (Group) of China
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China Reinsurance (Group) Corp. Class H
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Sunshine Insurance Group Co. Ltd.
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Options Prices
Currently, No data available
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