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Orchard Funding (ORCH) Price & Analysis

ORCH Stock Chart & Stats

GBX 70.00-GBX 1.50(-2.10%)
At close: 4:00 PM EDT
GBX 60GBX 65GBX 703 Aug17 Aug1 Sep14 Sep28 Sep12 Oct26 Oct
Day’s Range
GBX 69.50 - GBX 73.00
52-Week Range
GBX 50.00 - GBX 73.00
Previous Close
GBX 71.50
Volume
793
Average Volume (3M)
28.17K
Market Cap
GBP 14.95M
Enterprise Value
GBP 43.68M
Total Cash (Recent Filing)
GBP 1.07M
Total Debt (Recent Filing)
GBP 33.64M
Price to Earnings (P/E)
4.1
Beta
-0.49
Next Earnings
Dec 16, 2026
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
5.71%

Bulls Say, Bears Say

Bulls Say

Strong Profitability

Very high margins and rising net income indicate that Orchard Funding’s existing operations are converting revenue into earnings effectively. This provides internal capacity to support capital needs, absorb some volatility, and maintain a durable earnings base over the next several quarters.

Specialized Finance Model

Orchard Funding operates in a clearly defined insurance-adjacent niche, helping customers spread premium payments while enabling intermediaries to facilitate insurance purchases. This specialized model gives the company an identifiable role within consumer finance and insurance distribution.

Recent Cash Generation

Strong operating and free cash flow in the two latest annual periods shows that recent reported profits have been supported by cash generation rather than relying solely on accounting earnings. That improves funding flexibility and supports the durability of current operations.

Bears Say

Revenue Contraction

The latest revenue decline interrupts the company’s prior growth trajectory and shows that top-line expansion has become less consistent. If sustained, weaker revenue would reduce operating leverage, constrain future earnings growth, and make the strong current profitability harder to maintain.

Meaningful Leverage

Debt remains substantial relative to equity, leaving Orchard Funding more exposed to funding conditions and credit-cycle pressure. Although leverage has improved and equity has grown, the existing debt burden can restrict financial flexibility and increase the sensitivity of results to financing stress.

Volatile Cash Conversion

The history of negative operating and free cash flow indicates that earnings conversion has not been consistently dependable across cycles. The decline in free cash flow in 2026, despite recent positive cash generation, adds uncertainty to internally funded growth and capital allocation.

Orchard Funding News

ORCH FAQ

What was Orchard Funding’s price range in the past 12 months?
Orchard Funding lowest share price was 50.00 p and its highest was 73.00 p in the past 12 months.
What is Orchard Funding’s market cap?
Orchard Funding’s market cap is £14.95M.
When is Orchard Funding’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Orchard Funding’s earnings last quarter?
Orchard Funding released its earnings results on Oct 13, 2026. The company reported 0.089 p earnings per share for the quarter.
Is Orchard Funding overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Orchard Funding pay dividends?
Orchard Funding pays a Semiannually dividend of 2 p which represents an annual dividend yield of 5.71%. See more information on Orchard Funding dividends here
What is Orchard Funding’s EPS estimate?
Orchard Funding’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Orchard Funding have?
Orchard Funding has 21,354,168 shares outstanding.
What happened to Orchard Funding’s price movement after its last earnings report?
Orchard Funding reported an EPS of 0.089 p in its last earnings report. Following the earnings report the stock price went up 2.478%.
Which hedge fund is a major shareholder of Orchard Funding?
Currently, no hedge funds are holding shares in GB:ORCH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology