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Card Factory (CARD) Price & Analysis
CARD Stock Chart & Stats
- Day’s Range
- GBX 87.10 - GBX 91.00
- 52-Week Range
- GBX 58.30 - GBX 106.80
- Previous Close
- GBX 89.80
- Volume
- 865.67K
- Average Volume (3M)
- 2.04M
- Market Cap
- GBP 289.98M
- Enterprise Value
- GBP 462.32M
- Total Cash (Recent Filing)
- GBP 20.90M
- Total Debt (Recent Filing)
- GBP 223.80M
- Price to Earnings (P/E)
- 8.9
- Beta
- 0.97
- Next Earnings
- May 04, 2027
- EPS Estimate
- 0.1
- Next Dividend Ex-Date
- Nov 05, 2026
- Dividend Yield
- 5.62%
Bulls Say, Bears Say
Bulls Say
Steady Revenue Growth
Sustained revenue growth indicates continued demand for Card Factory’s celebration products across stores, digital channels and wholesale. Although the pace has moderated, ongoing top-line expansion supports the business model and provides a base for maintaining scale and funding future investment.
Improved Balance Sheet
The sharp reduction in leverage strengthens financial resilience and lowers pressure from debt servicing. A solid equity base and controlled balance-sheet risk give Card Factory greater flexibility to manage softer trading, support operations and pursue its strategy without relying heavily on additional borrowing.
Healthy Cash Conversion
Strong operating and free cash flow relative to earnings suggests the company is converting reported profits into usable cash. That supports ongoing investment, shareholder distributions and balance-sheet management, while providing an important source of internally generated funding for the retail and wholesale businesses.
Bears Say
Margin Compression
The broad decline in gross, operating and net margins shows that recent revenue growth is producing less profit than in the prior year. If this pressure persists, it could weaken earnings power, reduce the benefit of scale and limit the cash available for reinvestment or distributions.
Free Cash Flow Decline
A meaningful fall in free cash flow reduces confidence in the durability of recent cash-generation levels. Even with strong absolute cash flow, continued deterioration could constrain funding for stores, digital activity and shareholder returns, while making results more sensitive to working-capital timing.
Slowing Growth And Earnings
The combination of slower revenue expansion and negative EPS growth signals that the earlier recovery is losing momentum. This weakens the near-term earnings trajectory and means Card Factory may need renewed sales growth or margin improvement to restore profit progression over coming periods.
Card Factory News
CARD FAQ
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Card Factory Stock Smart Score
Company Description
Card Factory
Card Factory plc operates as a specialist retailer of cards, gifts, and celebration essentials in the United Kingdom, South Africa, Republic of Ireland, the United States, and internationally. It operates through four segments: Cardfactory Stores, Cardfactory Online, Partnerships, and Printcraft. The company offers greeting cards, celebration accessories, and gifts through cardfactory stores, cardfactory online retails, and network of third-party retail partners; and personalised cards and gifts through online retailer, as well as manufactures and sells greeting cards and personalised gifts through its stores and online businesses. It also provides printers; sells gift bags, tags, wrapping, packaging, and gifts; and operates as a property company. The company offers its products through various retail locations, as well as through its websites, such as cardfactory.co.uk and gettingpersonal.co.uk. Card Factory plc was founded in 1992 and is headquartered in Wakefield, the United Kingdom.
- Sector
- Consumercyclical
- Industry
- Specialty Retail
- CEO
- Darcy Willson-Rymer
- Employees
- 8,366
- Website
- www.cardfactoryinvestors.com
- Address
- Century House, Wakefield, WY, WF2 0XG, GB
Card Factory (CARD) Earnings & Revenues
CARD Earnings Call
Earnings Call SentimentPositive
The call was predominantly positive. Management reported resilient revenue growth, strong store and partnership performance, successful acquisition integration to date, robust cash generation, low leverage and unchanged full-year guidance. The main challenges were lower first-half profit and margin, substantial cost inflation, softer footfall, online underperformance and a decline in product margin, but management stated that efficiency plans are in motion to offset inflation and remained confident in delivering its full-year expectations.
View all GB:CARD earnings summariesTechnical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 11 | 6 | 5 |
| Technical Analysis | 3 | 6 | 1 |
| Moving Averages | 8 | 0 | 4 |





