0RHM Stock Chart & Stats
kr171.18
kr6.00(1.52%)
At close: 4:00 PM EST
kr171.18
kr6.00(1.52%)
Day’s Range― - ―
52-Week Rangekr149.80 - kr219.75
Previous CloseN/A
Volume30.00
Average Volume (3M)2.20K
Market Cap
kr13.93B
Enterprise Valuekr13.85B
Total Cash (Recent Filing)kr17.58M
Total Debt (Recent Filing)kr714.13M
Price to Earnings (P/E)17.2
Beta0.64
Next Earnings
Jan 20, 2027EPS Estimate
3.84Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)9.92
Shares Outstanding64,650,000
10 Day Avg. Volume4,776
30 Day Avg. Volume2,197
Financial Highlights & Ratios
PEG Ratio2.57
Price to Book (P/B)3.48
Price to Sales (P/S)2.85
P/FCF Ratio13.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)12.96
Revenue Forecast (FY)kr3.71B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthThe 2025 revenue rebound shows renewed demand across TF Bank’s lending, deposit, and payment activities after weaker prior years. If maintained, stronger top-line growth can broaden the earnings base, support operating investment, and reinforce the company’s position across European consumer finance markets.
Balance Sheet StrengthDeclining leverage provides TF Bank with greater financial flexibility and a stronger cushion against changes in credit conditions or funding costs. Steady equity growth alongside asset expansion also supports future lending growth, while historically strong ROE indicates effective use of the capital base.
Healthy ProfitabilityProfitability remains substantial despite some normalization from earlier peaks, demonstrating that TF Bank’s lending and payment activities continue to generate meaningful earnings. A solid EBIT margin can help fund expansion and absorb moderate cost or credit pressure while preserving internal capital generation.
Bears Say
Margin NormalizationThe sustained decline in net margin indicates that higher revenue is not translating into proportionally higher profitability. This normalization could constrain earnings growth, reduce the benefit of future sales expansion, and leave results more sensitive to funding costs, credit performance, or operating expenses.
Cash Flow VolatilityLarge year-to-year swings in operating and free cash flow make internally generated liquidity less predictable than reported earnings. Although 2025 recovered strongly, recurring volatility can complicate capital planning, limit confidence in cash conversion, and reduce flexibility when lending or funding conditions change.
Uneven Earnings TrajectoryTF Bank’s recent growth pattern remains uneven: revenue weakened before rebounding, while 2025 net income did not increase meaningfully alongside sales. This suggests that converting expansion into durable earnings growth remains a challenge and could keep medium-term results dependent on margin and cost trends.
TF Bank AB News
0RHM FAQ
What was TF Bank AB’s price range in the past 12 months?
TF Bank AB lowest share price was kr149.80 and its highest was kr219.75 in the past 12 months.
What is TF Bank AB’s market cap?
TF Bank AB’s market cap is kr13.93B.
When is TF Bank AB’s upcoming earnings report date?
TF Bank AB’s upcoming earnings report date is Jan 20, 2027 which is in 80 days.
How were TF Bank AB’s earnings last quarter?
TF Bank AB released its earnings results on Oct 14, 2026. The company reported kr3.505 earnings per share for the quarter, beating the consensus estimate of kr3.248 by kr0.257.
Is TF Bank AB overvalued?
According to Wall Street analysts TF Bank AB’s price is currently Overvalued.
Does TF Bank AB pay dividends?
TF Bank AB does not currently pay dividends.
What is TF Bank AB’s EPS estimate?
TF Bank AB’s EPS estimate is 3.84.
How many shares outstanding does TF Bank AB have?
TF Bank AB has 64,650,000 shares outstanding.
What happened to TF Bank AB’s price movement after its last earnings report?
TF Bank AB reported an EPS of kr3.505 in its last earnings report, beating expectations of kr3.248. Following the earnings report the stock price went up 7.614%.
Which hedge fund is a major shareholder of TF Bank AB?
Currently, no hedge funds are holding shares in GB:0RHM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TF Bank AB
TF Bank AB (publ) provides consumer banking services and e-commerce solutions through a proprietary IT platform. The company operates in three segments: Consumer Lending, E-commerce Solutions, and Credit Cards. It provides savings accounts; unsecured consumer loans; and digital payment solutions, as well as credit cards. The company serves private individuals in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, and Austria. TF Bank AB (publ) was founded in 1987 and is headquartered in Borås, Sweden.
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