0LEC Stock Chart & Stats
$3.80
$0.04(1.04%)
At close: 4:00 PM EDT
$3.80
$0.04(1.04%)
Day’s Range― - ―
52-Week Range$3.53 - $35.50
Previous CloseN/A
Volume1.19K
Average Volume (3M)2.76K
Market Cap
$21.72M
Enterprise Value$207.87
Total Cash (Recent Filing)$59.80M
Total Debt (Recent Filing)$210.03M
Price to Earnings (P/E)―
Beta1.65
Next Earnings
Aug 05, 2026EPS Estimate
-2.3Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-17.80
Shares Outstanding5,807,863
10 Day Avg. Volume2,186
30 Day Avg. Volume2,761
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)-9.39
Price to Sales (P/S)0.26
P/FCF Ratio-9.41
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$10.00Price Target Upside163.16% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)-8.2
Revenue Forecast (FY)$152.86M
Bulls Say, Bears Say
Bulls Say
Bank‑channel Purchase Intelligence NetworkCardlytics’ bank‑channel model leverages direct transaction data and distribution inside digital banking, creating a data moat and attribution capability. This persistent access to purchase signals and FI distribution is a durable competitive advantage that supports performance pricing and long‑term merchant relationships.
Improving Margins And Expense DisciplineSustained expansion of contribution margin and a large year‑over‑year reduction in adjusted operating expenses materially lower structural burn. Higher contribution margin improves unit economics for campaigns, enabling the company to sustain operations and reinvest selectively while needing less external capital over the medium term.
Product And AI Investments Increasing EfficiencyConcrete AI and data platform upgrades shorten reporting cycles and automate campaign measurement, boosting advertiser ROI and retention. Improved engineering productivity is a structural lever to lower future operating costs, accelerate feature rollouts, and strengthen measurement-led differentiation versus ad networks.
Bears Say
Weak Balance Sheet And LeverageNegative equity plus meaningful debt constrains financial flexibility and raises refinancing risk. With limited cushion, the company is more dependent on steady cash generation or capital markets access to fund operations or pursue growth, which is a durable constraint if margins or revenue remain pressured.
Major Partner Loss And Scale ContractionHigh customer concentration and the departure of a large FI partner materially reduced MQUs and advertiser scale, weakening network effects. Rebuilding that distribution or replacing lost spend is a multi‑quarter challenge that undermines durable revenue growth and advertiser yield until scale is restored.
Persistent Unprofitability And Volatile Top LineDeep negative margins and historically volatile cash flow mean core operations still don't generate consistent excess returns. Even with recent cash‑flow improvement, ongoing unprofitability limits reinvestment, increases dependence on cost cuts, and raises the probability of future financing or strategic tradeoffs.
Cardlytics News
0LEC FAQ
What was Cardlytics Inc’s price range in the past 12 months?
Cardlytics Inc lowest share price was $3.53 and its highest was $35.50 in the past 12 months.
What is Cardlytics Inc’s market cap?
Cardlytics Inc’s market cap is $21.72M.
When is Cardlytics Inc’s upcoming earnings report date?
Cardlytics Inc’s upcoming earnings report date is Aug 05, 2026 which is today.
How were Cardlytics Inc’s earnings last quarter?
Cardlytics Inc released its earnings results on May 07, 2026. The company reported -$0.8 earnings per share for the quarter, beating the consensus estimate of -$3.7 by $2.9.
Is Cardlytics Inc overvalued?
According to Wall Street analysts Cardlytics Inc’s price is currently Undervalued.
Does Cardlytics Inc pay dividends?
Cardlytics Inc pays a Notavailable dividend of $0.285 which represents an annual dividend yield of N/A. See more information on Cardlytics Inc dividends here
What is Cardlytics Inc’s EPS estimate?
Cardlytics Inc’s EPS estimate is -2.3.
How many shares outstanding does Cardlytics Inc have?
Cardlytics Inc has 5,807,863 shares outstanding.
What happened to Cardlytics Inc’s price movement after its last earnings report?
Cardlytics Inc reported an EPS of -$0.8 in its last earnings report, beating expectations of -$3.7. Following the earnings report the stock price went down -17.758%.
Which hedge fund is a major shareholder of Cardlytics Inc?
Currently, no hedge funds are holding shares in GB:0LEC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Cardlytics Inc
Cardlytics, Inc. provides an advertising platform, operating in both the United States and the United Kingdom. Among its key offerings is the Cardlytics platform, a proprietary advertising channel integrated directly into banks' digital environments. This system allows marketers to engage customers through the vast networks of their financial institution partners, leveraging digital avenues such as online portals, mobile applications, email, and various real-time alerts. Furthermore, the company offers the Bridg platform, a comprehensive customer data solution that processes point-of-sale information. This enables marketers to conduct advanced analytics, implement highly targeted loyalty initiatives, and precisely evaluate the performance of their marketing efforts. Cardlytics, Inc. was founded in 2008 and is headquartered in Atlanta, Georgia.
0LEC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mixed picture: strong execution on cost reductions, margin expansion (60.6% adjusted contribution margin), positive adjusted EBITDA on a continued-operations basis, improved cash-flow trends, robust U.K. growth (+21% YoY) and product/AI progress. However, these operational improvements were offset by significant year-over-year declines in core scale metrics (billings -37%, revenue -39%), a 21.3% drop in ACPU, and the material impact of losing Bank of America as a partner. Management provided sequential-growth guidance for Q2, indicating confidence in recovery, but near-term top-line weakness remains notable.View all GB:0LEC earnings summaries0LEC Revenue Breakdown
94.25% U.S.
5.75% U.K.
0LEC Stock 12 Month Forecast
Average Price Target
$10.00
▲(163.16% Upside)