Freddie Mac (0IKZ) Price & Analysis
0IKZ Stock Chart & Stats
- Day’s Range
- $4.03 - $4.52
- 52-Week Range
- $2.72 - $11.80
- Previous Close
- $4.17
- Volume
- 1,379
- Average Volume (3M)
- 13.93K
- Market Cap
- $2.87B
- Enterprise Value
- $3.52T
- Total Cash (Recent Filing)
- $131.13B
- Total Debt (Recent Filing)
- $3.43T
- Price to Earnings (P/E)
- 394.6
- Beta
- 1.63
- Next Earnings
- Feb 18, 2027
- EPS Estimate
- 0.94
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profit Growth
Sustained expansion in revenue, profit dollars, and net margin indicates stronger earnings capacity than in the prior year. This scale supports continued investment in housing-market capabilities, while improved profitability provides a stronger foundation for retaining capital and supporting operations.
Housing Finance Scale
Freddie Mac’s very large mortgage portfolio and substantial liquidity provision reinforce its central position in U.S. housing finance. This scale supports recurring securitization and guarantee activity, broad lender participation, and continued relevance across changing housing-market conditions.
Multifamily Earnings Stability
The shift toward fully guaranteed multifamily securitizations is intended to make earnings more stable over time, while higher guarantee fees improve recurring income on exposures. Together, these changes strengthen the durability of Freddie Mac’s core guarantee-based business model.
Bears Say
Heavy Leverage
The extremely debt-heavy balance sheet leaves Freddie Mac structurally sensitive to funding conditions and changes in mortgage-asset values. Although equity has increased, the large financing base can amplify pressure on financial flexibility and earnings when market or credit conditions deteriorate.
Regulatory Capital Shortfall
The substantial regulatory capital shortfall remains a material constraint on financial flexibility and balance-sheet normalization. Because senior preferred stock does not qualify as regulatory capital, retained earnings alone may not quickly resolve the gap, limiting strategic and capital-allocation options.
Rising Credit Costs
The sharp increase in credit-loss provisions signals greater expected pressure from mortgage credit performance, even though current portfolio performance was described as stable. Higher reserves can reduce earnings and indicate that future profitability remains exposed to interest-rate and borrower conditions.
Freddie Mac News
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Freddie Mac Stock Smart Score
Company Description
Freddie Mac
Federal Home Loan Mortgage Corporation, commonly known as Freddie Mac, is a key participant in the United States' secondary mortgage market. Its primary activities involve acquiring residential mortgage loans, encompassing both single-family homes and multi-unit properties, from a variety of lenders. Furthermore, the corporation allocates capital to mortgage loans and related securities. The company's operations are divided into two main divisions: Single-family and Multifamily. The Single-family division is tasked with the procurement, securitization, and assurance of loans for individual residences. It also manages the inherent credit risk associated with these mortgages, oversees its portfolio of mortgage-linked investments, directs single-family securitization processes, and performs treasury functions. This segment provides services to a wide array of clients, including mortgage banking firms, commercial and regional banks, community banks, credit unions, housing finance agencies, savings institutions, and other non-depository financial entities. Conversely, the Multifamily division concentrates on the acquisition, disposition, securitization, and guaranteeing of loans and securities pertaining to multi-unit properties, notably through its K and SB certificates. It also issues and backs other securitization products, facilitates various credit risk transfer mechanisms, and extends additional mortgage-related guarantees. Its diverse clientele includes banks and other depository institutions, insurance companies, asset management firms, central banks, pension funds, state and local government entities, real estate investment trusts, brokers and dealers, and a broad spectrum of lending organizations. The corporation was founded in 1970 and is based in McLean, Virginia.
- Sector
- Financial
- Industry
- Financial - Mortgages
- CEO
- Kenny Smith
- Employees
- 7,334
- Website
- www.freddiemac.com
- Address
- 8200 Jones Branch Drive, McLean, VA, 22102-3110, US
Freddie Mac (0IKZ) Earnings & Revenues
0IKZ Company Deck
0IKZ Earnings Call
Earnings Call SentimentPositive
The call was generally positive, with strong year-over-year growth in net income, net revenue, net worth, portfolio size, single-family earnings, and multifamily earnings, alongside continued housing-market support and operational efficiency efforts. The company also reported solid new-business credit metrics and expanded affordable-housing activity. These positives were tempered by higher credit-loss provisions, increased delinquency rates, elevated mortgage rates, weaker multifamily new business activity, challenging multifamily market conditions, and a $98 billion capital shortfall excluding buffers.
View all GB:0IKZ earnings summaries0IKZ Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 9 | 5 | 8 |
| Technical Analysis | 2 | 5 | 3 |
| Moving Averages | 7 | 0 | 5 |