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Mapfre, SA (ES:MAP)
BME:MAP
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Mapfre, SA (MAP) Price & Analysis

79 Followers

MAP Stock Chart & Stats

€4.26
<€0.01(0.24%)
At close: 4:00 PM EST
€4.26
<€0.01(0.24%)

Bulls Say, Bears Say

Bulls Say
Improving Profitability And MarginsSustained margin expansion and higher net income point to improved underwriting discipline, pricing and expense control. This durable improvement strengthens earnings power and builds buffer capital, helping absorb adverse loss years and support long-term dividend and reserve needs.
Strengthened Leverage ProfileA materially lower debt-to-equity ratio and rising equity provide lasting financial flexibility. Improved leverage enhances capacity to withstand underwriting or market shocks, supports ratings and enables strategic investments or reinsurance purchases without eroding solvency margins.
Consistent Positive Free Cash FlowMaterial and recurring free cash flow at a high share of net income underpins durable cash return capacity and internal funding for claims, reserves and capital allocation. Persistent FCF supports dividends and deleveraging even when underwriting cycles fluctuate.
Bears Say
Top-line Volatility And Sharp Revenue DropLarge swings in premium revenue reduce predictability of underwriting income and cash flows. Structural exposure across geographies and product lines can lead to uneven premium cycles, complicating long-term pricing, reserve setting and investment planning, and elevating earnings risk.
Inconsistent Operating Cash Flow HistoryCyclicality and past negative OCF indicate that cash conversion can be uneven, possibly from reserve revisions, claims timing or investment cash mismatches. This makes capital allocation and dividend sustainability less predictable across multi-year cycles.
Limited Visibility Into 2025 ROE And Capital EfficiencyMissing a current ROE metric and operating over a massive asset base obscures assessment of how efficiently capital is deployed. That opacity hampers evaluation of long-term shareholder returns and the firm's ability to generate acceptable returns without taking excess investment or underwriting risk.

Mapfre, SA News

MAP FAQ

What was Mapfre, SA’s price range in the past 12 months?
Mapfre, SA lowest stock price was €3.40 and its highest was €4.62 in the past 12 months.
    What is Mapfre, SA’s market cap?
    Mapfre, SA’s market cap is €13.71B.
      When is Mapfre, SA’s upcoming earnings report date?
      Mapfre, SA’s upcoming earnings report date is Jul 24, 2026 which is tomorrow.
        How were Mapfre, SA’s earnings last quarter?
        Mapfre, SA released its earnings results on Apr 29, 2026. The company reported €0.106 earnings per share for the quarter, missing the consensus estimate of €0.111 by -€0.005.
          Is Mapfre, SA overvalued?
          According to Wall Street analysts Mapfre, SA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Mapfre, SA pay dividends?
            Mapfre, SA pays a Semiannually dividend of €0.11 which represents an annual dividend yield of 3.96%. See more information on Mapfre, SA dividends here
              What is Mapfre, SA’s EPS estimate?
              Mapfre, SA’s EPS estimate is 0.12.
                How many shares outstanding does Mapfre, SA have?
                Mapfre, SA has 3,079,553,200 shares outstanding.
                  What happened to Mapfre, SA’s price movement after its last earnings report?
                  Mapfre, SA reported an EPS of €0.106 in its last earnings report, missing expectations of €0.111. Following the earnings report the stock price went up 2.138%.
                    Which hedge fund is a major shareholder of Mapfre, SA?
                    Currently, no hedge funds are holding shares in ES:MAP
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Mapfre, SA

                      Mapfre, S.A. functions as a worldwide purveyor of insurance and reinsurance products. Its comprehensive offerings encompass personal coverage such as life, health, accident, and burial policies, in addition to financial planning vehicles like savings, investment, and retirement solutions. The company also provides property and casualty lines, including policies for homeowners, automobiles, and general third-party liability for individuals and families. For its business clientele, Mapfre furnishes specialized insurance for commercial vehicles, corporate liability, asset safeguarding, agricultural and livestock operations, and various commercial establishments. Furthermore, it underwrites intricate risks across sectors like engineering and construction, marine and aviation, cargo transportation, and extends surety and credit insurance, along with specific life and retirement programs. Mapfre serves a diverse range of customers, from private individuals and self-employed professionals to small and medium-sized enterprises (SMEs) and major corporations. Its extensive distribution framework is supported by approximately 4,942 direct and delegated offices, more than 10,400 bancassurance outlets, and a substantial network of over 77,000 independent agents and brokers globally. Founded in 1933 and headquartered in Majadahonda, Spain, the entity was formerly known as Corporacion Mapfre until its rebranding in December 2006. Mapfre, S.A. operates as a subsidiary of Cartera Mapfre, S.L.

                      Mapfre, SA (MAP) Earnings & Revenues

                      MAP Stock 12 Month Forecast

                      Average Price Target

                      €3.78
                      ▼(-11.27% Downside)
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