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LDA Stock Chart & Stats
€1.34
€0.01(1.11%)
At close: 4:00 PM EDT
€1.34
€0.01(1.11%)
Day’s Range― - ―
52-Week Range€1.07 - €1.36
Previous CloseN/A
Volume872.00K
Average Volume (3M)580.73K
Market Cap
€1.30B
Enterprise Value€1.31B
Total Cash (Recent Filing)€23.88M
Total Debt (Recent Filing)€1.64M
Price to Earnings (P/E)9.5
Beta0.66
Next Earnings
Feb 24, 2027EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend Yield3.7%
Share Statistics
EPS (TTM)0.12
Shares Outstanding1,088,416,900
10 Day Avg. Volume630,718
30 Day Avg. Volume580,729
Financial Highlights & Ratios
PEG Ratio0.45
Price to Book (P/B)3.01
Price to Sales (P/S)1.09
P/FCF Ratio6.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.09
Revenue Forecast (FY)€1.21B
Bulls Say, Bears Say
Bulls Say
Premium And Portfolio GrowthStrong premium growth alongside a larger customer portfolio indicates continued demand for LDA’s personal-lines products and expanding distribution reach. A broader risk base can support recurring revenue generation and improve operating leverage, provided underwriting discipline is maintained as the book grows.
Improving Underwriting PerformanceA combined ratio below 100% indicates profitable underwriting, while year-on-year improvement points to strengthening technical margins and expense discipline. Sustained underwriting profitability is a durable advantage for an insurer because it reduces reliance on investment returns to generate earnings.
Strong Solvency And Capital GenerationA very strong solvency position gives LDA substantial capacity to absorb claims volatility, support policy growth and continue shareholder distributions. Organic capital generation also suggests the operating business is reinforcing financial resilience rather than depending solely on market-driven balance-sheet gains.
Bears Say
Health Remains Technically Loss-makingThe Health line is still generating underwriting losses because claims and related costs exceed premiums. Although the ratio is improving and the product mix is shifting, continued underperformance could dilute group margins and require pricing, risk-selection or portfolio actions before reaching breakeven.
Inflation Threatens Premium AdequacyPremium increases of roughly 2% may not fully offset claims-cost inflation if repair expenses continue rising. This creates a risk that margins narrow unless LDA can reprice policies, improve risk selection or achieve further efficiency gains without weakening competitiveness in its core personal-lines markets.
Temporary Reduction In Rental IncomeThe prolonged renovation delay reduces cash returns from a prime real-estate asset and extends the period in which investment income is below its potential level. While not an underwriting issue, the interruption can weigh on earnings diversification and investment contribution over the coming months.
Linea Directa Aseguradora SA News
LDA FAQ
What was Linea Directa Aseguradora SA’s price range in the past 12 months?
Linea Directa Aseguradora SA lowest stock price was €1.07 and its highest was €1.36 in the past 12 months.
What is Linea Directa Aseguradora SA’s market cap?
Linea Directa Aseguradora SA’s market cap is €1.30B.
When is Linea Directa Aseguradora SA’s upcoming earnings report date?
Linea Directa Aseguradora SA’s upcoming earnings report date is Feb 24, 2027 which is in 116 days.
How were Linea Directa Aseguradora SA’s earnings last quarter?
Linea Directa Aseguradora SA released its earnings results on Oct 28, 2026. The company reported €0.023 earnings per share for the quarter.
Is Linea Directa Aseguradora SA overvalued?
According to Wall Street analysts Linea Directa Aseguradora SA’s price is currently Overvalued.
Does Linea Directa Aseguradora SA pay dividends?
Linea Directa Aseguradora SA pays a Quarterly dividend of €0.017 which represents an annual dividend yield of 3.7%. See more information on Linea Directa Aseguradora SA dividends here
What is Linea Directa Aseguradora SA’s EPS estimate?
Linea Directa Aseguradora SA’s EPS estimate is 0.02.
How many shares outstanding does Linea Directa Aseguradora SA have?
Linea Directa Aseguradora SA has 1,088,416,900 shares outstanding.
What happened to Linea Directa Aseguradora SA’s price movement after its last earnings report?
Linea Directa Aseguradora SA reported an EPS of €0.023 in its last earnings report. Following the earnings report the stock price went up 2.276%.
Which hedge fund is a major shareholder of Linea Directa Aseguradora SA?
Currently, no hedge funds are holding shares in ES:LDA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Linea Directa Aseguradora SA Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Insider Transactions
Bought Shares
Worth €38.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.81%
12-Months-Change
Fundamentals
Return on Equity
32.79%
Trailing 12-Months
Asset Growth
12.04%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Linea Directa Aseguradora SA
Línea Directa Aseguradora, S.A., based in Tres Cantos, Spain, is an insurance and reinsurance enterprise conducting business throughout Spain and Portugal. Founded in 1994, the company delivers a comprehensive portfolio of non-life insurance offerings, encompassing policies for motor vehicles, homes, and health. These products are marketed through its distinct brands, which include Línea Directa, Penelope Seguros, Aprecio, and Vivaz Seguros. Beyond its core insurance operations, the firm extends its services to include vehicle inspections and repairs, emergency roadside assistance, and specialized support for motorcycles. Furthermore, Línea Directa Aseguradora provides insurance brokerage, claims management, coordination of claims-related repairs, and various other household-centric services. Its products are primarily distributed through direct sales channels, namely telephone and internet. The company was originally incorporated as Bankinter Aseguradora Directa, S.A. Compañía de Seguros y Reaseguros, before changing its name to Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros in January 1995.