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Eagle Point Income Co
(NYSE:EIC)
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Rating:50Neutral
Price Target:
$9.00
▼(-10.36% Downside)
Action:Reiterated
Date:10/15/26
The score is held down primarily by weak and volatile financial performance (sharp TTM revenue decline and net losses) and clearly bearish technicals (price below key moving averages with negative MACD). Offsetting these are a supportive earnings call (NAV recovery, strong GAAP quarter, high-yield deployment and liquidity) and income-focused valuation support from the very high dividend yield, though the negative P/E reflects underlying earnings risk.
Positive Factors
High-yield deployment
Deploying capital at a 17.9% effective yield supports EIC’s income-oriented business model and indicates active portfolio management. If underwriting quality is maintained, these investments can strengthen recurring investment income and create a durable earnings contribution over the next several quarters.
Negative Factors
Weak earnings trend
The sharp TTM revenue decline and meaningful net loss indicate that recent earnings power has deteriorated materially. Although operating profitability remained positive, inconsistent net results make recurring income harder to forecast and could constrain capital deployment or distribution resilience.
Read all positive and negative factors
Positive Factors
Negative Factors
High-yield deployment
Deploying capital at a 17.9% effective yield supports EIC’s income-oriented business model and indicates active portfolio management. If underwriting quality is maintained, these investments can strengthen recurring investment income and create a durable earnings contribution over the next several quarters.
Read all positive factors
Eagle Point Income Co (EIC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$201.86M
Dividend Yield15.53%
Average Volume (3M)157.80K
Price to Earnings (P/E)―
Beta (1Y)0.36
Revenue Growth-51.77%
EPS Growth-131.35%
CountryUS
EmployeesN/A
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)-0.28
Shares Outstanding23,043,756
10 Day Avg. Volume170,618
30 Day Avg. Volume157,802
Financial Highlights & Ratios
PEG Ratio2.27
Price to Book (P/B)0.86
Price to Sales (P/S)5.29
P/FCF Ratio-46.87
Enterprise Value/Market Cap2.01
Enterprise Value/Revenue12.61
Enterprise Value/Gross Profit14.66
Enterprise Value/Ebitda94.64
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Eagle Point Income Co Business Overview & Revenue Model
Company Description
Eagle Point Income Co., Inc. is a closed-end investment company. Its investment objective is to generate current income with a secondary objective to generate capital appreciation. The company was founded on September 28, 2018 and is headquartered...
How the Company Makes Money
EIC makes money primarily from investment income generated by its portfolio of CLO equity and CLO debt securities. The main revenue stream is cash distributions and interest received from these CLO positions, which are ultimately supported by the ...
Eagle Point Income Co Earnings Call Summary
Earnings Call Date:Aug 13, 2026
(Q2-2026)
| % Change Since: |
Next Earnings Date:Nov 17, 2026
Earnings Call Sentiment Positive
The call highlighted a clear recovery in NAV, strong GAAP earnings, active portfolio repositioning, attractive new deployments (17.9% yield), realized convexity from early CLO repayments, low underlying loan defaults and preserved distribution policy. Offsetting near-term challenges included negative NII after realized losses, lower recurring cash flows in July, CLO equity spread compression, and capital structure leverage below target. Management emphasized these issues were largely market-driven, noted mitigating actions (resets/refinancings, preferred issuance program, $53M+ liquidity), and expects cash flows and leverage to improve over time.Positive Updates
NAV Recovery and Quarterly Return
Net asset value (NAV) rose to $12.52 per share as of June 30, a 4% increase from $11.99 on March 31; GAAP net income was $20 million ($0.84 per share) and the company generated a GAAP return on common equity of 7.1% for the quarter.
Negative Updates
Negative NII After Realized Losses
Net investment income (NII) was $0.37 per share, but NII less realized losses from investments was negative $0.29 per share in Q2; this compares with NII less realized losses of $0.34 per share in Q1 2026, reflecting realized losses offsetting recurring income in the quarter.
Read all updates
Q2-2026 Updates
Positive
Negative
NAV Recovery and Quarterly Return
Net asset value (NAV) rose to $12.52 per share as of June 30, a 4% increase from $11.99 on March 31; GAAP net income was $20 million ($0.84 per share) and the company generated a GAAP return on common equity of 7.1% for the quarter.
Read all positive updates
Company Guidance
Management guided that EIC's NAV was $12.52 as of June 30 (up 4% from $11.99 on March 31) and that it will maintain monthly common distributions of $0.11 per share (three paid in Q2 and declared through year‑end); Q2 GAAP return on common equity was 7.1% with GAAP net income of $20 million ($0.84 per share) and net investment income of $0.37 per share (NII less realized losses -$0.29), recurring cash flows were $12 million ($0.52 per share) in Q2 and $8 million in July, and management’s unaudited July NAV was $12.30–$12.40 (midpoint -1% vs June). Portfolio mix was ~59% CLO debt, ~19% CLO equity and ~22% non‑CLO, look‑through loan market price was $95.30 with look‑through exposure to defaulted loans 36 bps (market TTM default 1.0%, down from 1.4% on March 31; long‑term avg 2.5%). In Q2 they deployed $39 million at a 17.9% weighted average effective yield, completed 1 reset and 2 refinancings saving 33 bps and extending one reinvestment period to 5 years, realized a 1.2x return on a 7‑month specialty finance position, issued $1 million of 6% Series AA convertible perpetual preferred (preferred = 12% of assets less current liabilities vs target 25–35%), had over $53 million of cash/revolver capacity, and said they expect continued robust reset/refinancing activity, rising CLO debt income if base rates increase, and gradual leverage increases via further 6% AA/AB preferred issuance.Eagle Point Income Co Financial Statement Overview
Summary
Income Statement
38
Negative
Balance Sheet
60
Neutral
Cash Flow
55
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 32.25M | 50.54M | 45.68M | 26.75M | 19.04M | 12.30M |
| Gross Profit | 27.73M | 42.17M | 43.00M | 22.87M | 15.96M | 9.02M |
| EBITDA | 4.30M | 10.88M | 49.15M | 32.58M | -13.24M | -514.60K |
| Net Income | -6.00M | -1.16M | 41.55M | 29.29M | -15.95M | 8.01M |
Balance Sheet | ||||||
| Total Assets | 336.85M | 458.54M | 455.54M | 243.73M | 148.57M | 173.18M |
| Cash, Cash Equivalents and Short-Term Investments | 5.52M | 5.50M | 8.10M | 944.06K | 37.06K | 211.76K |
| Total Debt | 45.05M | 144.67M | 1.96M | 14.49M | 9.02M | 19.46M |
| Total Liabilities | 47.42M | 146.58M | 138.55M | 85.52M | 46.63M | 57.83M |
| Stockholders Equity | 289.43M | 311.95M | 316.99M | 158.21M | 101.94M | 115.35M |
Cash Flow | ||||||
| Free Cash Flow | 69.07M | -5.70M | -157.06M | -63.43M | 9.61M | 5.33M |
| Operating Cash Flow | 69.07M | -5.70M | -157.06M | -63.43M | 9.61M | 5.33M |
| Investing Cash Flow | 161.12M | -40.80M | -183.10M | -77.95M | -4.53M | -51.14M |
| Financing Cash Flow | -203.09M | 3.11M | 164.22M | 64.34M | -5.26M | 45.99M |
Eagle Point Income Co Technical Analysis
Negative
10.04
Price Trends
9.41
Negative
9.56
Negative
9.50
Negative
Market Momentum
-0.15
Negative
34.92
Neutral
21.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For EIC, the sentiment is Negative. The current price of 10.04 is above the 20-day moving average (MA) of 8.98, above the 50-day MA of 9.41, and above the 200-day MA of 9.50, indicating a bearish trend. The MACD of -0.15 indicates Negative momentum. The RSI at 34.92 is Neutral, neither overbought nor oversold. The STOCH value of 21.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for EIC.
Eagle Point Income Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | $665.32M | 12.09 | 13.13% | 3.21% | 14.85% | 64.71% | |
69 Neutral | $2.67B | 16.23 | 9.70% | 1.47% | 13.98% | 65.96% | |
68 Neutral | $2.07B | 7.19 | 29.83% | ― | 28.84% | ― | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | $799.68M | 9.92 | 13.09% | 3.13% | 46.45% | ― | |
57 Neutral | $690.28M | -23.28 | -2.39% | 15.64% | 1.24% | -132.48% | |
50 Neutral | $201.86M | -31.29 | -1.95% | 15.53% | -51.77% | -131.35% |
* Financial Sector Average
EIC
Eagle Point Income Co
8.76
-2.37
-21.31%
ACNB
ACNB
65.42
22.56
52.63%
MFIC
MidCap Financial Investment Corporation
8.38
-2.56
-23.42%
ECPG
Encore Capital
97.73
53.33
120.11%
FISI
Financial Institutions
40.58
12.18
42.91%
FBNC
First Bancorp
64.44
15.55
31.80%
Eagle Point Income Co Corporate Events
Financial Disclosures
Eagle Point Income Reports Estimated Q3 Portfolio Metrics
Positive
Oct 14, 2026
As of September 30, 2026, Eagle Point Income Co. reported an unaudited estimated net asset value per common share in the range of $12.34 to $12.44, highlighting the underlying value of its income-focused investment portfolio over that period. For ...
Financial Disclosures
Eagle Point Income Co Updates August 2026 NAV Estimate
Neutral
Sep 14, 2026
Management reported that, as of August 31, 2026, Eagle Point Income Co’s unaudited estimate of net asset value per common share ranged between $12.38 and $12.48. This NAV range provides investors with an updated indication of the companyR...
Business Operations and StrategyFinancial DisclosuresShareholder Meetings
Eagle Point Income converts to Delaware statutory trust
Neutral
Aug 12, 2026
Eagle Point Income Company Inc., a closed-end income-focused investment firm with common and preferred shares traded on the New York Stock Exchange, reported an unaudited estimated net asset value per common share of between $12.30 and $12.40 as o...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.