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Eagle Point Credit Company
(NYSE:ECC)
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Rating:57Neutral
Price Target:
$4.00
â–²(4.17% Upside)
Action:Reiterated
Date:08/17/26
The score is held back primarily by weakened financial performance driven by sharp recent profitability deterioration and high volatility in results, despite moderate leverage and strong TTM cash flow. Offsetting this, the earnings call reflected improving fundamentals (NAV rebound, GAAP profitability, and distribution coverage) and technicals show modestly improving near-term momentum. Valuation is mixed: the very high dividend yield supports the score, but a negative P/E and payout sustainability risks limit upside.
Positive Factors
CLO Liability Management
Resets and refinancings reduce financing costs and extend reinvestment periods, supporting future CLO cash flows. This portfolio-management capability can improve resilience and earnings potential across the 2–6 month outlook.
Negative Factors
Severe Earnings Volatility
The sharp reversal from strong profits in 2023–2024 to substantial losses in 2025 and TTM signals unstable reported earnings. Such volatility can weaken distribution confidence and make portfolio performance difficult to forecast.
Read all positive and negative factors
Positive Factors
Negative Factors
CLO Liability Management
Resets and refinancings reduce financing costs and extend reinvestment periods, supporting future CLO cash flows. This portfolio-management capability can improve resilience and earnings potential across the 2–6 month outlook.
Read all positive factors
Eagle Point Credit Company (ECC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$507.68M
Dividend Yield31.25%
Average Volume (3M)801.21K
Price to Earnings (P/E)―
Beta (1Y)0.58
Revenue Growth-101.87%
EPS Growth-1631.11%
CountryUS
Employees3
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)-1.24
Shares Outstanding132,208,770
10 Day Avg. Volume733,555
30 Day Avg. Volume801,209
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)0.98
Price to Sales (P/S)6.35
P/FCF Ratio-34.43
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit>-0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$4.50Price Target Upside17.19% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.7
Revenue Forecast (FY)$161.81M
Eagle Point Credit Company Business Overview & Revenue Model
Company Description
Eagle Point Credit Company Inc. operates as a closed-end investment vehicle, managed by Eagle Point Credit Management LLC. Its primary objective is to allocate capital within the U.S. fixed income markets. Specifically, the company targets equity ...
How the Company Makes Money
ECC makes money primarily through investment income generated by its portfolio of CLO securities. For CLO equity positions, ECC receives residual cash flows (distributions) from the underlying CLO structure after the CLO pays its senior expenses, ...
Eagle Point Credit Company Earnings Call Summary
Earnings Call Date:Aug 13, 2026
(Q2-2026)
| % Change Since: |
Next Earnings Date:Nov 17, 2026
Earnings Call Sentiment Positive
The call conveyed a generally constructive tone driven by a meaningful NAV rebound (+8%), a return to GAAP profitability ($70M; $0.53 per share), active CLO liability management (8 resets, 7 refinancings with 22 bps savings), strong deployment activity ($111M at 24.6% yield), and ongoing diversification into non-CLO credit (38% of portfolio). Offsetting factors include negative NII after realized losses (-$0.62 per share), leverage above the stated target (47% of assets less current liabilities), realized losses from manager rotation and continued market headwinds in CLO equity and software loan pricing. Overall, operational progress and portfolio repositioning outweigh the near-term challenges described, but management acknowledges ongoing work to reduce leverage and crystallize value from non-CLO investments.Positive Updates
NAV Recovery and Quarterly Returns
Net asset value (NAV) rose to $4.51 per share, an increase of 8% from $4.17 at March 31; GAAP net income of $70 million or $0.53 per share for Q2 versus a GAAP net loss of $1.12 per share in the prior quarter.
Negative Updates
NII Less Realized Losses Turned Negative
NII less realized losses from investments was -$0.62 per share in Q2, down from $0.14 per share in Q1 2026 and $0.16 per share in Q2 2025, indicating realized losses materially weighed on recurring earnings.
Read all updates
Q2-2026 Updates
Positive
Negative
NAV Recovery and Quarterly Returns
Net asset value (NAV) rose to $4.51 per share, an increase of 8% from $4.17 at March 31; GAAP net income of $70 million or $0.53 per share for Q2 versus a GAAP net loss of $1.12 per share in the prior quarter.
Read all positive updates
Company Guidance
Management's guidance emphasized maintaining the current monthly common distribution of $0.06 (paid $0.18 in Q2) for the remainder of 2026, returning leverage from the current 47% of total assets less current liabilities toward its 27.5%–37.5% target over time, and continuing to pursue CLO resets/refinancings and selective non‑CLO deployments to drive cash flows and NAV recovery; key metrics cited included quarter‑end NAV $4.51 (up 8% from $4.17), GAAP net income $70M ($0.53/share), NII $0.17/share (NII less realized losses -$0.62/share), recurring cash flows $62M ($0.47/share) (covering distributions and expenses by $0.14/share), management’s July unaudited NAV range $4.33–$4.43 (midpoint $4.38, ~3% below quarter end), $111M deployed in Q2 at a 24.6% weighted average effective yield, 8 resets and 7 refinancings saving a weighted average 22 bps of CLO debt cost, weighted average remaining reinvestment period 3.4 years (15% longer than the market), non‑CLO investments 38% (up from 32%), CLO loan collateral market price 95.99, ECC look‑through default exposure 14 bps (market TTM default 1%), CLO CCC exposure 3.8% (market 4.6%), weighted junior OC cushion 4.4% (market 3.8%), Q2 loan index +1.9% (+80 bps in July), and Q2 CLO issuance/reset/refi volumes of $33B/$55B/$39B, with $31M collected in July.Eagle Point Credit Company Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
62
Positive
Cash Flow
55
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 7.96M | 116.08M | 115.95M | 136.32M | -78.60M | 155.31M |
| Gross Profit | -20.93M | 68.57M | 97.61M | 122.69M | -92.73M | 140.84M |
| EBITDA | -114.11M | -87.39M | 85.49M | 118.75M | -101.81M | 131.86M |
| Net Income | -166.61M | -134.44M | 80.31M | 118.75M | -101.81M | 131.86M |
Balance Sheet | ||||||
| Total Assets | 1.14B | 1.39B | 1.51B | 954.49M | 760.15M | 768.04M |
| Cash, Cash Equivalents and Short-Term Investments | 59.54M | 47.41M | 42.22M | 46.45M | 56.83M | 13.92M |
| Total Debt | 269.97M | 276.27M | 271.96M | 157.71M | 150.77M | 140.69M |
| Total Liabilities | 306.51M | 643.95M | 568.58M | 218.72M | 260.89M | 241.85M |
| Stockholders Equity | 833.60M | 750.94M | 936.87M | 735.78M | 499.27M | 526.19M |
Cash Flow | ||||||
| Free Cash Flow | 77.86M | -21.42M | 103.55M | 85.21M | -74.97M | 42.64M |
| Operating Cash Flow | 77.86M | -21.42M | 103.55M | 85.21M | -74.97M | 42.64M |
| Investing Cash Flow | 126.61M | -129.31M | -532.55M | -166.78M | -132.01M | -157.48M |
| Financing Cash Flow | -267.68M | 26.60M | 424.38M | 71.33M | 117.87M | 124.06M |
Eagle Point Credit Company Technical Analysis
Neutral
3.84
Price Trends
3.77
Positive
3.79
Positive
4.05
Negative
Market Momentum
0.03
Positive
50.51
Neutral
47.71
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For ECC, the sentiment is Neutral. The current price of 3.84 is below the 20-day moving average (MA) of 3.85, above the 50-day MA of 3.77, and below the 200-day MA of 4.05, indicating a neutral trend. The MACD of 0.03 indicates Positive momentum. The RSI at 50.51 is Neutral, neither overbought nor oversold. The STOCH value of 47.71 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for ECC.
Eagle Point Credit Company Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | $238.98M | 22.74 | <0.01% | 26.74% | 138.32% | -27.91% | |
60 Neutral | $341.48M | -3.17 | -17.68% | 21.84% | -141.00% | -809.18% | |
59 Neutral | $356.15M | 5.13 | 16.34% | 6.26% | 8.04% | 10.59% | |
57 Neutral | $507.68M | -3.10 | -17.91% | 31.25% | -101.87% | -1631.11% | |
54 Neutral | $83.48M | -1.84 | -32.53% | 21.83% | -11.06% | -288.02% |
* Financial Sector Average
ECC
Eagle Point Credit Company
3.84
-1.77
-31.51%
NEWT
Newtek Business
12.15
1.29
11.88%
PNNT
Pennantpark Investment
3.59
-2.30
-39.10%
TCPC
BlackRock TCP Capital
4.03
-1.87
-31.68%
GECC
Great Elm Capital
5.91
-3.39
-36.49%
Eagle Point Credit Company Corporate Events
Financial Disclosures
Eagle Point Credit Reports July 2026 NAV Estimate
Neutral
Aug 12, 2026
Management of Eagle Point Credit Company reported an unaudited estimate that the net asset value per common share as of July 31, 2026 was between $4.33 and $4.43. This estimated NAV range offers shareholders a snapshot of the company’s under...
Financial Disclosures
Eagle Point Credit Reports Estimated NAV and Income
Negative
Jul 13, 2026
Eagle Point Credit Company reported that, as of June 30, 2026, management’s unaudited estimate for net asset value per common share was in the range of $4.45 to $4.55. For the quarter ended June 30, 2026, management also estimated net invest...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.