YC3 Stock Chart & Stats
€10.00
€0.00(0.00%)
At close: 4:00 PM EDT
€10.00
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€6.10 - €10.80
Previous CloseN/A
Volume0.00
Average Volume (3M)20.00
Market Cap
€10.15B
Enterprise Value€909.98B
Total Cash (Recent Filing)€3.60T
Total Debt (Recent Filing)€2.57T
Price to Earnings (P/E)16.3
Beta0.99
Next Earnings
Nov 11, 2026EPS Estimate
0.19Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)99.15
Shares Outstanding1,144,616,100
10 Day Avg. Volume0
30 Day Avg. Volume20
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.11
Price to Sales (P/S)3.25
P/FCF Ratio8.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€13.65Price Target Upside36.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.73
Revenue Forecast (FY)€2.39B
Bulls Say, Bears Say
Bulls Say
Profitability And Revenue GrowthSustained revenue growth alongside a more than fourfold increase in net income indicates meaningful earnings recovery across the cycle. This strengthens the group’s capacity to reinvest, absorb pressures, and build a more durable profit base over the next several quarters.
Cash Generation And Earnings QualityCash flow that generally tracks net income supports the quality of reported earnings and provides internal funding for dividends, capital needs, and business development. The strong 2025–2026 rebound further indicates that cash generation can recover after periods of weakness.
Strengthening Equity BaseGrowth in equity and lower leverage from the 2023 peak improve the group’s capital foundation and financial resilience. A stronger balance-sheet base can support ongoing lending activity and provide greater capacity to manage banking-sector stress over the medium term.
Bears Say
Meaningful LeverageAlthough leverage has moderated, the remaining debt burden is substantial relative to the group’s regional banking profile. Meaningful leverage can constrain financial flexibility, increase sensitivity to credit or funding pressures, and limit the room available for strategic capital deployment.
Moderate Return On EquityImproving but only moderate ROE suggests that the larger equity base is not yet producing exceptional returns. If this persists, capital may compound earnings less efficiently than at stronger peers, potentially limiting long-term profitability and shareholder-return capacity.
Cash-flow VolatilityThe negative operating and free cash flow recorded in 2024 shows that cash generation is not consistently stable despite the later rebound. Such volatility can complicate capital planning, reduce flexibility during weaker periods, and make funding decisions more dependent on annual results.
Concordia Financial Group News
YC3 FAQ
What was Concordia Financial Group Ltd’s price range in the past 12 months?
Concordia Financial Group Ltd lowest stock price was €6.10 and its highest was €10.80 in the past 12 months.
What is Concordia Financial Group Ltd’s market cap?
Concordia Financial Group Ltd’s market cap is €10.15B.
When is Concordia Financial Group Ltd’s upcoming earnings report date?
Concordia Financial Group Ltd’s upcoming earnings report date is Nov 11, 2026 which is in 18 days.
How were Concordia Financial Group Ltd’s earnings last quarter?
Concordia Financial Group Ltd released its earnings results on Aug 05, 2026. The company reported €0.163 earnings per share for the quarter, missing the consensus estimate of €0.167 by -€0.004.
Is Concordia Financial Group Ltd overvalued?
According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Undervalued.
Does Concordia Financial Group Ltd pay dividends?
Concordia Financial Group Ltd does not currently pay dividends.
What is Concordia Financial Group Ltd’s EPS estimate?
Concordia Financial Group Ltd’s EPS estimate is 0.19.
How many shares outstanding does Concordia Financial Group Ltd have?
Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.
What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?
Concordia Financial Group Ltd reported an EPS of €0.163 in its last earnings report, missing expectations of €0.167. Following the earnings report the stock price went up 1.007%.
Which hedge fund is a major shareholder of Concordia Financial Group Ltd?
Currently, no hedge funds are holding shares in DE:YC3
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Concordia Financial Group Ltd
Yokohama Financial Group, Inc. functions as a holding company with a varied operational scope. Its business segments encompass banking, securities, leasing, information services and research, and venture capital. The entity commenced operations on April 1, 2016, and is based in Tokyo, Japan.
YC3 Stock 12 Month Forecast
Average Price Target
€13.65
▲(36.45% Upside)
Technical Analysis
Chiba Bank
―
Fukuoka Financial Group
―
Shizuoka Financial Group, Inc.
―
Kyoto Financial Group,Inc.
―
Mebuki Financial Group, Inc.
―








