XR6 Stock Chart & Stats
€48.60
€0.80(1.67%)
At close: 4:00 PM EDT
€48.60
€0.80(1.67%)
Day’s Range― - ―
52-Week Range€37.40 - €50.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€6.01B
Enterprise Value€11.12K
Total Cash (Recent Filing)€238.20M
Total Debt (Recent Filing)€1.70B
Price to Earnings (P/E)20.6
Beta0.21
Next Earnings
Nov 05, 2026EPS Estimate
0.55Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.89
Shares Outstanding121,600,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-4.43
Price to Book (P/B)2.20
Price to Sales (P/S)1.83
P/FCF Ratio21.57
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€54.01Price Target Upside11.13% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)2.46
Revenue Forecast (FY)€3.58B
Bulls Say, Bears Say
Bulls Say
Top-line GrowthConsistent, large premium growth (GWP +34.7% YoY) driven by the acquisition and underlying >10% renewals expands the core revenue base and diversification across personal and commercial lines. Sustained premium scale improves pricing leverage, underwriting capacity and revenue visibility over the medium term.
Synergy Realization & Cost DisciplineRealized $52M run‑rate synergies and an upsized $125M target, with accelerated flows into 2026 and full run‑rate by 2028. These are durable, structural cost reductions that should lower expense ratios, boost operating margins and free cash flow, and support higher sustainable ROE once captured.
Balance Sheet & Cash GenerationPositive operating and free cash flow, early term‑loan repayment and >$1.2B financial capacity indicate improving financial flexibility. Constructive cash generation funds integration, de‑leveraging, targeted organic growth and M&A, enhancing resilience to underwriting variability over the medium term.
Bears Say
Higher LeverageLeverage has increased materially versus 2023–24 (debt about 0.41x equity; debt‑to‑capital ~26.5%), reducing financial optionality. Higher leverage magnifies exposure to adverse underwriting cycles or investment shocks and may constrain capital allocation if combined ratios or market returns worsen.
Underwriting Margin PressureQ2 combined ratio of 93.9% and a personal auto ratio at 95.1% reflect persistent underwriting pressure tied to the acquired portfolio. Until conversion to Definity rating and systems completes, elevated loss ratios can persist, limiting margin improvement and reducing cash available for capital allocation.
Integration & Execution RiskA large portion of the $125M synergy target remains (roughly $108M) with significant realization expected in 2027–28. Execution and timing risk could delay margin and cash benefits; slippage would extend integration costs, prolong underwriting conversion issues, and defer expected uplift to profitability and returns.
Definity Financial Corp. News
XR6 FAQ
What was Definity Financial Corp.’s price range in the past 12 months?
Definity Financial Corp. lowest stock price was €37.40 and its highest was €50.00 in the past 12 months.
What is Definity Financial Corp.’s market cap?
Definity Financial Corp.’s market cap is €6.01B.
When is Definity Financial Corp.’s upcoming earnings report date?
Definity Financial Corp.’s upcoming earnings report date is Nov 05, 2026 which is in 92 days.
How were Definity Financial Corp.’s earnings last quarter?
Definity Financial Corp. released its earnings results on Jul 30, 2026. The company reported €0.6 earnings per share for the quarter, beating the consensus estimate of €0.574 by €0.026.
Is Definity Financial Corp. overvalued?
According to Wall Street analysts Definity Financial Corp.’s price is currently Undervalued.
Does Definity Financial Corp. pay dividends?
Definity Financial Corp. does not currently pay dividends.
What is Definity Financial Corp.’s EPS estimate?
Definity Financial Corp.’s EPS estimate is 0.55.
How many shares outstanding does Definity Financial Corp. have?
Definity Financial Corp. has 121,600,000 shares outstanding.
What happened to Definity Financial Corp.’s price movement after its last earnings report?
Definity Financial Corp. reported an EPS of €0.6 in its last earnings report, beating expectations of €0.574. Following the earnings report the stock price went up 2.101%.
Which hedge fund is a major shareholder of Definity Financial Corp.?
Currently, no hedge funds are holding shares in DE:XR6
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Definity Financial Corp. Stock Smart Score
Neutral
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5
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7
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10
Analyst Consensus
Moderate Buy
Average Price Target:
€54.01 (11.13% Upside)
€54.01 (11.13% Upside)
Insider Transactions
Sold Shares
Worth €406.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.80%
12-Months-Change
Fundamentals
Return on Equity
1.03%
Trailing 12-Months
Asset Growth
62.20%
Trailing 12-Months
Company Description
Definity Financial Corp.
Operating in Canada, Definity Financial Corporation specializes in offering a wide array of property and casualty insurance solutions. For individual clients, the company provides coverage such as auto, home, general liability, umbrella policies, and pet insurance, marketed under brands like Economical, Sonnet, Family, Petsecure, and Peppermint. Businesses, conversely, can access commercial insurance offerings, including fleet, commercial vehicle, property, liability, and specialized coverage, all provided under the Economical brand. Its distribution strategy primarily involves intermediaries and brokers, though it also engages directly with customers. The firm, established in 1871 and based in Waterloo, Canada, adopted its current name, Definity Financial Corporation, in August 2021, having previously been known as Economical Holdings Corporation.
XR6 Stock 12 Month Forecast
Average Price Target
€54.01
▲(11.13% Upside)
Technical Analysis
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