XCA Stock Chart & Stats
€18.68
€0.18(0.97%)
At close: 4:00 PM EDT
€18.68
€0.18(0.97%)
Day’s Range― - ―
52-Week Range€15.35 - €19.71
Previous CloseN/A
Volume12.56K
Average Volume (3M)2.58K
Market Cap
€58.30B
Enterprise Value€597.67K
Total Cash (Recent Filing)€167.55B
Total Debt (Recent Filing)€519.23B
Price to Earnings (P/E)9.5
Beta0.81
Next Earnings
Oct 30, 2026EPS Estimate
0.56Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.17
Shares Outstanding3,025,902,300
10 Day Avg. Volume4,225
30 Day Avg. Volume2,579
Financial Highlights & Ratios
PEG Ratio2.43
Price to Book (P/B)0.76
Price to Sales (P/S)0.47
P/FCF Ratio2.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€19.73Price Target Upside5.64% Upside
Rating ConsensusHold
Number of Analyst Covering7
EPS Forecast (FY)2.26
Revenue Forecast (FY)€28.28B
Bulls Say, Bears Say
Bulls Say
Diversified Business Model & DistributionCrédit Agricole’s broad mix of retail banking, insurance, asset management and specialized finance creates multiple, structurally different revenue streams. That diversification and an extensive distribution network supports durable fee and interest income, reducing reliance on any single cycle.
Consistent Profitability And ROESteady 9–10% ROE indicates the group reliably converts equity into earnings across cycles. Durable profitability supports retained earnings, dividend capacity and capital formation, underpinning long-term financial flexibility and the ability to fund growth or absorb shocks.
Strong Revenue Growth And 2025 Cash ReboundA material revenue uplift in 2025 and a strong free cash flow rebound that roughly matched net income demonstrate the group can generate substantial internal funds. If sustained, this increases capacity to invest, shore up capital and support lending without continuous market funding.
Bears Say
Rising LeverageLeverage jumped markedly to ~7.47x, raising structural sensitivity to funding-cost moves and credit losses. Elevated debt levels constrain strategic flexibility, increase regulatory and market scrutiny, and lengthen recovery time after shocks, making capital planning and stress resilience more difficult.
Volatile Cash GenerationLarge multi-year swings in operating and free cash flow reflect inconsistent internal funding capacity. Such volatility undermines confidence in sustainable dividend coverage and reinvestment ability, forcing greater reliance on external funding or capital actions during weaker years.
Margin Compression And Earnings DeclineSignificant margin compression and a YoY net income decline despite revenue growth signal adverse mix, higher costs or rising credit charges. Persistently lower margins erode profitability per unit of revenue, pressuring long-term ROE and the ability to self-fund growth or cover regulatory capital targets.
Credit Agricole News
XCA FAQ
What was Credit Agricole’s price range in the past 12 months?
Credit Agricole lowest stock price was €15.35 and its highest was €19.70 in the past 12 months.
What is Credit Agricole’s market cap?
Credit Agricole’s market cap is €58.30B.
When is Credit Agricole’s upcoming earnings report date?
Credit Agricole’s upcoming earnings report date is Oct 30, 2026 which is in 85 days.
How were Credit Agricole’s earnings last quarter?
Credit Agricole released its earnings results on Jul 31, 2026. The company reported €0.59 earnings per share for the quarter, missing the consensus estimate of €0.601 by -€0.011.
Is Credit Agricole overvalued?
According to Wall Street analysts Credit Agricole’s price is currently Undervalued.
Does Credit Agricole pay dividends?
Credit Agricole does not currently pay dividends.
What is Credit Agricole’s EPS estimate?
Credit Agricole’s EPS estimate is 0.56.
How many shares outstanding does Credit Agricole have?
Credit Agricole has 3,025,902,300 shares outstanding.
What happened to Credit Agricole’s price movement after its last earnings report?
Credit Agricole reported an EPS of €0.59 in its last earnings report, missing expectations of €0.601. Following the earnings report the stock price went up 2.689%.
Which hedge fund is a major shareholder of Credit Agricole?
Currently, no hedge funds are holding shares in DE:XCA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Agricole
Crédit Agricole S.A. is a global financial institution offering a comprehensive suite of services, encompassing retail and corporate banking, insurance, and investment solutions. Its operations are structured across several key divisions: Asset Gathering, Large Customers, Specialised Financial Services, French Retail Banking via LCL, and International Retail Banking. The company delivers a wide array of banking and financial products, including various deposit accounts (savings, current), lending facilities, payment solutions, and cash flow management tools. It also provides consumer credit and a range of specialized financial services. In wealth management, it assists individual clients in managing, safeguarding, and transferring their assets, alongside offering broader asset management services. Its insurance portfolio includes coverage for savings and retirement, life and disability (including creditor and group schemes), and property and casualty. Crédit Agricole S.A. also extends financing for property and equipment investments, provides trade receivable financing and administration for businesses, and funds renewable energy and public infrastructure projects. Leasing services are also part of its offering. Its investment banking arm delivers structured finance, international trade finance, commercial banking, capital market activities, and syndication services. Furthermore, it offers extensive asset servicing, covering execution, clearing, foreign exchange, securities lending and borrowing, custody, depositary bank functions, fund administration, outsourced middle-office solutions, fund distribution support, and issuer services. The diverse client base spans individual consumers, corporate entities, financial institutions, government bodies, and local authorities. Established in 1894 and headquartered in Montrouge, France, Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boétie.
XCA Stock 12 Month Forecast
Average Price Target
€19.73
▲(5.64% Upside)
Technical Analysis
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CRCAM dlle-de France
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