tiprankstipranks
Wuestenrot & Wuerttembergische AG (DE:WUW)
XETRA:WUW
Want to see DE:WUW full AI Analyst Report?

Wuestenrot & Wuerttembergische (WUW) Price & Analysis

6 Followers

WUW Stock Chart & Stats

€14.64
€0.04(0.27%)
At close: 4:00 PM EDT
€14.64
€0.04(0.27%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained 17.2% annual revenue growth reflects durable demand across W&W’s insurance and housing finance lines. Higher top-line scale increases recurring premium and savings inflows, enhancing long-term underwriting scale, diversification of income and the potential for steady cash generation.
Scale And Capital BaseA large balance sheet and a meaningful equity base give W&W structural advantages: capacity to underwrite risk, generate investment income from a sizable asset base, and absorb volatility. This scale supports medium-term product capacity and regulatory capital buffers.
Diversified Business Model & DistributionA dual business model (Bausparen/housing finance plus insurance) and multi-channel distribution create recurring, diversified revenue streams. Cross-sell potential and the ability to invest insurance float reduce dependence on a single revenue driver and bolster resilience over the medium term.
Bears Say
Negative And Volatile Cash FlowSharp negative operating and free cash flows in 2025 indicate weak cash conversion and elevated volatility. Persistently negative FCF limits reinvestment, dividend capacity and increases reliance on external funding or balance-sheet adjustments, constraining strategic flexibility over time.
Rising LeverageMaterial increase in debt reduces financial flexibility and raises refinancing and interest-rate exposure. Higher leverage amplifies downside risk in stress scenarios, can raise funding costs, and may force capital measures that impede investment or dividend policies.
Thin, Volatile ProfitabilityEarnings have swung materially year-to-year, reflecting inconsistent underwriting and investment outcomes. Persistent margin and profit volatility undermine predictability of returns, complicate capital planning and weaken the ability to steadily build reserves or return capital to shareholders.

WUW FAQ

What was Wuestenrot & Wuerttembergische AG’s price range in the past 12 months?
Wuestenrot & Wuerttembergische AG lowest stock price was €13.30 and its highest was €16.76 in the past 12 months.
    What is Wuestenrot & Wuerttembergische AG’s market cap?
    Wuestenrot & Wuerttembergische AG’s market cap is €1.37B.
      When is Wuestenrot & Wuerttembergische AG’s upcoming earnings report date?
      Wuestenrot & Wuerttembergische AG’s upcoming earnings report date is Aug 14, 2026 which is in 8 days.
        How were Wuestenrot & Wuerttembergische AG’s earnings last quarter?
        Currently, no data Available
        Is Wuestenrot & Wuerttembergische AG overvalued?
        According to Wall Street analysts Wuestenrot & Wuerttembergische AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Wuestenrot & Wuerttembergische AG pay dividends?
          Wuestenrot & Wuerttembergische AG pays a Annually dividend of €0.65 which represents an annual dividend yield of 4.46%. See more information on Wuestenrot & Wuerttembergische AG dividends here
            What is Wuestenrot & Wuerttembergische AG’s EPS estimate?
            Wuestenrot & Wuerttembergische AG’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Wuestenrot & Wuerttembergische AG have?
            Wuestenrot & Wuerttembergische AG has 93,749,720 shares outstanding.
              What happened to Wuestenrot & Wuerttembergische AG’s price movement after its last earnings report?
              Currently, no data Available
              Which hedge fund is a major shareholder of Wuestenrot & Wuerttembergische AG?
              Currently, no hedge funds are holding shares in DE:WUW
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Wuestenrot & Wuerttembergische Stock Smart Score

                Company Description

                Wuestenrot & Wuerttembergische AG

                Wüstenrot & Württembergische AG (W&W), along with its affiliated companies, offers a range of insurance and financial services across Germany, the Czech Republic, and other global markets. Its operations are categorized into four principal divisions: Housing, Life and Health Insurance, Property/Casualty Insurance, and the 'All Other' segment. The Housing division focuses on providing savings and banking solutions, predominantly to individual clients, including home loan savings schemes, interim financing, and home mortgages. In the Life and Health Insurance sector, the company delivers various policies for both private individuals and organizations. These encompass traditional and investment-linked life and annuity plans, term life coverage, Riester and basic pension schemes (both conventional and unit-linked), and protection against occupational disability. Additionally, it provides comprehensive and supplementary private health coverage, alongside long-term care insurance. The Property/Casualty Insurance division offers a broad spectrum of protection for both personal and business clients. Its offerings include general liability, accident, automobile, home contents, property damage (for residential buildings), legal protection, shipping, and technical equipment insurance. The 'All Other' segment encompasses asset management and real estate development activities, in addition to promoting its housing-related savings and banking products. Product and service distribution is managed through a diverse network, utilizing external partners, independent brokers, an in-house mobile sales team, and digital platforms. Established in 1828, W&W maintains its corporate headquarters in Stuttgart, Germany.

                Wuestenrot & Wuerttembergische (WUW) Earnings & Revenues

                Similar Stocks
                Company
                Price & Change
                Follow
                MLP AG
                OVB Holding
                Talanx AG
                Nuernberger Beteiligungs AG Class B
                DFV Deutsche Familienversicherung AG
                Popular Stocks