QC9 Stock Chart & Stats
€25.20
€0.20(0.83%)
At close: 4:00 PM EDT
€25.20
€0.20(0.83%)
Day’s Range― - ―
52-Week Range€19.60 - €26.40
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€3.41B
Enterprise Value€4.21T
Total Cash (Recent Filing)€103.89B
Total Debt (Recent Filing)€3.67T
Price to Earnings (P/E)8.7
Beta0.67
Next Earnings
Nov 13, 2026EPS Estimate
0.77Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)475.71
Shares Outstanding161,102,570
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio4.29
Price to Book (P/B)0.76
Price to Sales (P/S)1.06
P/FCF Ratio-3.86
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€32.60Price Target Upside29.35% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.1
Revenue Forecast (FY)€2.90B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained revenue growth indicates continued demand across Credit Saison’s payment, lending, leasing, and guarantee activities. The multi-year pattern supports durable business momentum, expands the earnings base, and provides an ongoing platform for operating leverage and reinvestment.
Healthy ProfitabilityHealthy profitability demonstrates that Credit Saison is converting its financial-services revenue into meaningful earnings despite operating and credit-related costs. This earnings capacity can support capital formation, absorb moderate pressure, and sustain investment across its core platforms.
Diversified Financial Services PlatformA broad mix of payment, credit, leasing, guarantee, and overseas activities gives Credit Saison several sources of revenue rather than relying on one product. This diversification can improve resilience and create cross-selling opportunities across customers and partners.
Bears Say
Elevated LeverageDebt leverage of roughly four to five times equity leaves Credit Saison more sensitive to funding costs, refinancing conditions, and deterioration in the credit cycle. High reliance on borrowed funding also limits financial flexibility when additional capital is needed.
Persistent Negative Cash FlowRepeatedly negative operating and free cash flow indicate that reported earnings have not translated into internally generated cash over the period provided. Continued outflows increase dependence on external funding and could constrain growth or resilience if financing conditions tighten.
Recent Earnings PressureThe decline in net income and lower operating profit in FY2026 suggest that growth is not fully reaching the bottom line. If this pressure persists, it could weaken earnings momentum and reduce the company’s ability to build equity or fund expansion internally.
Credit Saison Co News
QC9 FAQ
What was Credit Saison Co Ltd’s price range in the past 12 months?
Credit Saison Co Ltd lowest stock price was €19.60 and its highest was €26.40 in the past 12 months.
What is Credit Saison Co Ltd’s market cap?
Credit Saison Co Ltd’s market cap is €3.41B.
When is Credit Saison Co Ltd’s upcoming earnings report date?
Credit Saison Co Ltd’s upcoming earnings report date is Nov 13, 2026 which is in 19 days.
How were Credit Saison Co Ltd’s earnings last quarter?
Credit Saison Co Ltd released its earnings results on Aug 12, 2026. The company reported €0.862 earnings per share for the quarter, missing the consensus estimate of €0.891 by -€0.03.
Is Credit Saison Co Ltd overvalued?
According to Wall Street analysts Credit Saison Co Ltd’s price is currently Undervalued.
Does Credit Saison Co Ltd pay dividends?
Credit Saison Co Ltd does not currently pay dividends.
What is Credit Saison Co Ltd’s EPS estimate?
Credit Saison Co Ltd’s EPS estimate is 0.77.
How many shares outstanding does Credit Saison Co Ltd have?
Credit Saison Co Ltd has 161,102,570 shares outstanding.
What happened to Credit Saison Co Ltd’s price movement after its last earnings report?
Credit Saison Co Ltd reported an EPS of €0.862 in its last earnings report, missing expectations of €0.891. Following the earnings report the stock price went up 2.4%.
Which hedge fund is a major shareholder of Credit Saison Co Ltd?
Currently, no hedge funds are holding shares in DE:QC9
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Saison Co Ltd
Credit Saison Co., Ltd. is a diversified Japanese company, also operating globally, that delivers a broad spectrum of services. These encompass various financial and payment offerings, including credit cards, prepaid and debit cards, mobile-based payment systems, and loan collection. The company also extends business support and payment processing solutions to corporate clients, alongside marketing services. Its operations further include credit guarantees, diverse financing activities, and the leasing of office equipment. Additionally, Credit Saison is engaged in the real estate sector, covering property management and rental, as well as digital payment solutions and asset management. The company also develops and oversees entertainment facilities, such as amusement centers. Established in 1951, Credit Saison Co., Ltd. is headquartered in Tokyo, Japan, and was formerly known as Seibu Credit Co., Ltd. until its name change in October 1989.
QC9 Company Deck
QC9 Earnings Call
Q1 2026
0:00 / 0:00
QC9 Stock 12 Month Forecast
Average Price Target
€32.60
▲(29.35% Upside)