TipRanks
National Australia Bank (DE:NAL0)
FRANKFURT:NAL0

National Australia Bank (NAL0) Price & Analysis

0 Followers

NAL0 Stock Chart & Stats

€11.10
€0.10(0.84%)
At close: 4:00 PM EDT
€11.10
€0.10(0.84%)

Bulls Say, Bears Say

Bulls Say
Business Lending MomentumSustained double-digit business lending growth boosts recurring net interest income and deepens client relationships, supporting durable fee and cross-sell opportunities. Strong corporate lending volumes reduce reliance on volatile markets income and underpin medium-term earnings stability.
Deposit And Transaction Account GrowthRobust deposit inflows and higher transaction balances improve low-cost funding, lowering wholesale dependence and stabilizing net interest margins over time. A stickier deposit base also improves liquidity metrics and funding resilience through economic cycles.
Capital And Liquidity ResilienceCapital above operating targets and proactive DRP actions provide headroom to absorb credit stress or support growth without immediate asset sales. Combined with strong liquidity metrics (LCR/NSFR), this reduces insolvency and funding risks, enabling strategic lending and dividend continuity.
Bears Say
High Leverage And Equity DeclineMaterial leverage and the sizable drop in equity narrow loss-absorption capacity and increase sensitivity to asset shocks. Elevated leverage constrains capital flexibility, makes future regulatory or market capital actions more likely, and can limit sustainable balance-sheet expansion.
Volatile Operating And Free Cash FlowLarge multi-year swings in operating and free cash flow undermine predictability of internal funding for investments, dividends, and capital repairs. Persistent volatility raises reliance on external issuance and reduces confidence in the bank's ability to consistently self-fund strategic initiatives.
Rising Provisions And Asset Quality PressureHigher impairment charges and enlarged overlays reflect growing downside risk and potential loan stress across sectors. Elevated provisioning reduces recurring profitability and can persist if macro or sectoral conditions deteriorate, pressuring capital and earnings durability.

National Australia Bank News

NAL0 FAQ

What was National Australia Bank’s price range in the past 12 months?
National Australia Bank lowest stock price was €10.20 and its highest was €14.10 in the past 12 months.
    What is National Australia Bank’s market cap?
    National Australia Bank’s market cap is €74.78B.
      When is National Australia Bank’s upcoming earnings report date?
      National Australia Bank’s upcoming earnings report date is Nov 05, 2026 which is in 43 days.
        How were National Australia Bank’s earnings last quarter?
        National Australia Bank released its earnings results on May 03, 2026. The company reported €0.361 earnings per share for the quarter, beating the consensus estimate of €0.296 by €0.064.
          Is National Australia Bank overvalued?
          According to Wall Street analysts National Australia Bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does National Australia Bank pay dividends?
            National Australia Bank does not currently pay dividends.
            What is National Australia Bank’s EPS estimate?
            National Australia Bank’s EPS estimate is 0.37.
              How many shares outstanding does National Australia Bank have?
              National Australia Bank has 6,234,954,000 shares outstanding.
                What happened to National Australia Bank’s price movement after its last earnings report?
                National Australia Bank reported an EPS of €0.361 in its last earnings report, beating expectations of €0.296. Following the earnings report the stock price went up 2.523%.
                  Which hedge fund is a major shareholder of National Australia Bank?
                  Currently, no hedge funds are holding shares in DE:NAL0
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    National Australia Bank Stock Smart Score

                    3
                    Underperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Negative
                    20 days / 200 days
                    Momentum
                    -0.59%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    4.24%
                    Trailing 12-Months
                    Asset Growth
                    14.63%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    National Australia Bank

                    Established in Melbourne, Australia, in 1834, National Australia Bank Limited (NABZY) is a prominent financial institution delivering a broad spectrum of banking and financial solutions. It serves individual customers and commercial clients across Australia, New Zealand, and international markets. The bank structures its operations through key segments such as Business and Private Banking, Personal Banking, Corporate and Institutional Banking, and New Zealand Banking, supported by Corporate Functions. NAB's offerings include a diverse range of deposit products, from standard transaction, savings, and term accounts to specialized options like foreign currency, business interest, statutory trust, and farm management accounts. Its lending services span home, personal, and business loans, vehicle and equipment financing, trade and invoice finance, alongside business overdrafts and bank guarantees. Furthermore, the company provides a comprehensive suite of insurance products, covering car, home and contents, landlord, travel, caravan and trailer, life, and business needs. Wealth management is another core area, encompassing pension and superannuation services, self-managed super funds, cash management, and financial planning and advisory. Additional services include various investment products, credit, debit, and business cards, payment processing and merchant services, travel support, robust online and internet banking platforms, dedicated small business solutions, international and foreign exchange capabilities, and sector-specific banking services.

                    National Australia Bank (NAL0) Earnings & Revenues

                    NAL0 Company Deck

                    NAL0 Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presents a cautiously positive outlook: strong underlying business momentum (notably in business lending, deposit growth, proprietary home lending and customer advocacy) and solid liquidity/capital positions underpin confidence. However, material one-off software capitalization changes, higher credit impairment provisioning (including a $300m forward-looking top-up), margin pressures in some lending areas, and heightened macro/geopolitical uncertainty introduce near-term headwinds. Management actions to bolster capital and balance sheet resilience were emphasized and operating performance excluding the large notable remained constructive.View all DE:NAL0 earnings summaries
                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Citigroup
                    HSBC Holdings
                    ING Groep
                    JPMorgan Chase
                    Mitsubishi UFJ
                    Popular Stocks