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Experian plc (ADR) (DE:J2BA)
FRANKFURT:J2BA

Experian (J2BA) Price & Analysis

2 Followers

J2BA Stock Chart & Stats

€35.20
€1.60(4.71%)
At close: 4:00 PM EDT
€35.20
€1.60(4.71%)

Bulls Say, Bears Say

Bulls Say
Broad-based Revenue And Profit GrowthStrong, broad-based growth across revenue, EBIT and EPS indicates sustained demand for Experian's data, analytics and decisioning products. This scale of operating performance supports continued investment in technology and market expansion while strengthening the company's competitive position.
Strong Cash Generation And Shareholder ReturnsHigh operating cash flow and sustained conversion above 90% give Experian meaningful capacity to fund product investment, acquisitions and shareholder distributions. Improving ROCE and disciplined capital returns also indicate that the business is converting earnings into durable financial resources.
Platform Adoption And AI-led ExpansionGrowing Ascend adoption can deepen client integration, improve renewals and increase cross-selling across Experian's product portfolio. AI initiatives add a structural avenue for productivity gains and new products, expanding the addressable market beyond traditional credit reporting.
Bears Say
Meaningful Leverage Constrains FlexibilityLeverage around equity and net debt at 1.7x EBITDA reduce financial flexibility compared with a lower-debt profile. Debt service and refinancing requirements can compete with investment, acquisitions and shareholder returns if operating conditions weaken or interest costs remain elevated.
Data Breach Contract Revenue Is Rolling OffThe scheduled loss of large breach contracts creates a defined revenue headwind in Partner Solutions and adds volatility to the near-term growth base. Replacing this revenue may require additional sales execution, leaving reported performance weaker while the portfolio is rebalanced.
Mortgage And FICO Pressures Threaten MarginsLower mortgage volumes can reduce inquiry and scoring activity in a credit-sensitive business, while higher FICO royalties directly pressure economics. Together, these factors may slow growth and limit margin progression in a significant vertical despite strong prior-year mortgage performance.

Experian News

J2BA FAQ

What was Experian plc (ADR)’s price range in the past 12 months?
Experian plc (ADR) lowest stock price was €27.20 and its highest was €42.40 in the past 12 months.
    What is Experian plc (ADR)’s market cap?
    Experian plc (ADR)’s market cap is €27.76B.
      When is Experian plc (ADR)’s upcoming earnings report date?
      Experian plc (ADR)’s upcoming earnings report date is Nov 18, 2026 which is in 37 days.
        How were Experian plc (ADR)’s earnings last quarter?
        Experian plc (ADR) released its earnings results on May 20, 2026. The company reported €0.847 earnings per share for the quarter, beating the consensus estimate of €0.841 by €0.006.
          Is Experian plc (ADR) overvalued?
          According to Wall Street analysts Experian plc (ADR)’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Experian plc (ADR) pay dividends?
            Experian plc (ADR) does not currently pay dividends.
            What is Experian plc (ADR)’s EPS estimate?
            Experian plc (ADR)’s EPS estimate is 0.83.
              How many shares outstanding does Experian plc (ADR) have?
              Experian plc (ADR) has 879,390,140 shares outstanding.
                What happened to Experian plc (ADR)’s price movement after its last earnings report?
                Experian plc (ADR) reported an EPS of €0.847 in its last earnings report, beating expectations of €0.841. Following the earnings report the stock price went up 2.649%.
                  Which hedge fund is a major shareholder of Experian plc (ADR)?
                  Currently, no hedge funds are holding shares in DE:J2BA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Experian Stock Smart Score

                    Company Description

                    Experian plc (ADR)

                    Experian plc is a global technology firm that delivers services through two primary divisions: Business-to-Business and Consumer Services. For its business clients, the company offers specialized data analytics to help identify and better understand customers, alongside effectively managing lending-related risks. It also furnishes advanced analytical and decision-making tools designed to optimize customer management, reduce fraud exposure, ensure regulatory compliance, and automate operational workflows. In the consumer sector, Experian provides financial literacy programs, no-cost access to individual credit reports and scores, and digital platforms that enable users to oversee their financial health, discover credit opportunities, and shield themselves from identity theft. Its broad clientele encompasses various industries, including financial services, healthcare, retail, automotive, technology, telecommunications, government, and others. The company maintains a significant global footprint, operating across North America, Latin America, the UK and Ireland, continental Europe, the Middle East, Africa, and the Asia Pacific region. Founded in 1826 and headquartered in Dublin, Ireland, Experian plc adopted its current name in July 2008, having previously been known as Experian Group Limited.

                    Experian (J2BA) Earnings & Revenues

                    J2BA Company Deck

                    J2BA Earnings Call

                    Q4 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call emphasizes a strong, record financial year with broad-based revenue growth, margin expansion, robust cash generation, significant strategic progress on cloud migration, AI initiatives and platform adoption, and active capital returns. Near-term headwinds include the wind-down of legacy data breach contracts, mortgage volume sensitivity, short-term acquisition and transition-related margin pressures, and some regional B2B softness. Overall, positives around execution, AI-led TAM expansion, platform momentum and capital discipline materially outweigh the manageable challenges highlighted.View all DE:J2BA earnings summaries
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