GU81 Stock Chart & Stats
€8.11
-€0.02(-0.22%)
At close: 4:00 PM EDT
€8.11
-€0.02(-0.22%)
Day’s Range― - ―
52-Week Range€6.85 - €13.60
Previous CloseN/A
Volume4.63K
Average Volume (3M)1.58K
Market Cap
€24.23B
Enterprise Value€34.33K
Total Cash (Recent Filing)€18.29B
Total Debt (Recent Filing)€8.30B
Price to Earnings (P/E)24.6
Beta0.68
Next Earnings
Aug 14, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.28
Shares Outstanding3,001,450,700
10 Day Avg. Volume3,087
30 Day Avg. Volume1,584
Financial Highlights & Ratios
PEG Ratio2.03
Price to Book (P/B)2.02
Price to Sales (P/S)0.33
P/FCF Ratio-6.60
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€8.47Price Target Upside4.44% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€706.32M
Bulls Say, Bears Say
Bulls Say
Scale & DistributionAviva’s scale — >25m customers, >7m multiproduct holders, Wealth AUM >£230bn and strong net flows (~£11bn) — creates recurring fee income, cross‑sell potential and diversification across lines. This structural distribution breadth supports durable revenue and reduces single‑market dependence.
Capital Strength & ReturnsReported profit growth, improved ROE and solvency (~180%) plus resumed dividend and buyback indicate stronger capital generation and disciplined allocation. A durable capital buffer supports underwriting capacity, funds strategic investments and enables ongoing shareholder returns across a multi‑year horizon.
Technology & Claims EfficiencyHigh ML pricing adoption and measurable claims savings (~£100m) reflect sustained investments in tech and process redesign. These structural efficiency gains reduce expense ratios, speed underwriting and improve pricing precision—supporting margin durability and competitive advantage over time.
Bears Say
Cash Flow VolatilityOperating and free cash flow swung from strongly positive (~£8.3bn FCF in 2024) to materially negative (~-£3.0bn FCF in 2025), with similar 2023 weakness. Persistent cash volatility undermines reliance on internal funding for dividends, buybacks and M&A, increasing refinancing risk and constraining strategic flexibility.
Underwriting Volatility & Large LossesAn elevated underlying combined ratio and recurring large losses (commercial lines and weather events) indicate underwriting volatility that erodes margin sustainability. Such frequency of large claims can force higher reinsurance, more conservative pricing or reserve strengthening, limiting steady underwriting profits across cycles.
Direct Line Integration RiskThe Direct Line acquisition has consumed material capital and requires delivery of phased synergies and solvency benefits. Execution risk could delay expected cost savings and capital relief, prolong integration costs and distract management, which may constrain margin recovery and capital returns in the medium term.
Aviva plc News
GU81 FAQ
What was Aviva plc’s price range in the past 12 months?
Aviva plc lowest stock price was €6.85 and its highest was €13.60 in the past 12 months.
What is Aviva plc’s market cap?
Aviva plc’s market cap is €24.23B.
When is Aviva plc’s upcoming earnings report date?
Aviva plc’s upcoming earnings report date is Aug 14, 2026 which is in 8 days.
How were Aviva plc’s earnings last quarter?
Aviva plc released its earnings results on Mar 05, 2026. The company reported €0.32 earnings per share for the quarter, missing the consensus estimate of €0.369 by -€0.049.
Is Aviva plc overvalued?
According to Wall Street analysts Aviva plc’s price is currently Undervalued.
Does Aviva plc pay dividends?
Aviva plc does not currently pay dividends.
What is Aviva plc’s EPS estimate?
Aviva plc’s EPS estimate is 0.36.
How many shares outstanding does Aviva plc have?
Aviva plc has 3,001,450,700 shares outstanding.
What happened to Aviva plc’s price movement after its last earnings report?
Aviva plc reported an EPS of €0.32 in its last earnings report, missing expectations of €0.369. Following the earnings report the stock price went down -1.939%.
Which hedge fund is a major shareholder of Aviva plc?
Currently, no hedge funds are holding shares in DE:GU81
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Aviva plc Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€8.47 (4.44% Upside)
€8.47 (4.44% Upside)
Blogger Sentiment
Bullish
DE:GU81 Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth €124.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
44.25%
12-Months-Change
Fundamentals
Return on Equity
5.70%
Trailing 12-Months
Asset Growth
11.70%
Trailing 12-Months
Company Description
Aviva plc
Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.
GU81 Stock 12 Month Forecast
Average Price Target
€8.47
▲(4.44% Upside)