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Ally Financial (DE:GMZ)
:GMZ
GMZ Stock Chart & Stats
Day’s Range― - ―
52-Week Range€25.92 - €41.75
Previous CloseN/A
Volume0.00
Average Volume (3M)24.00
Market Cap
€9.91B
Enterprise Value€30.87B
Total Cash (Recent Filing)€28.55B
Total Debt (Recent Filing)$19.91B
Price to Earnings (P/E)25.8
Beta0.98
Next Earnings
Jul 16, 2025EPS Estimate
0.72Last Dividend Ex-Date
May 01, 2025Dividend Yield3.33%
Share Statistics
EPS (TTM)0.52
Shares Outstanding307,174,700
10 Day Avg. Volume0
30 Day Avg. Volume24
Financial Highlights & Ratios
PEG Ratio-0.57
Price to Book (P/B)0.78
Price to Sales (P/S)0.00
P/FCF Ratio10.19
Enterprise Value/Market Cap3.11
Enterprise Value/Revenue0.53
Enterprise Value/Gross Profit4.67
Enterprise Value/Ebitda4.16
Forecast
1Y Price Target
€35.71Price Target Upside12.29% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering14
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Bulls Say, Bears Say
Bulls Say
Credit QualityCredit reserves showed improvement, with retail auto coverage down, aligning with better delinquency rates for recent vintages.
Financial PerformanceThe path to improved returns becomes clearer as the path to 3.80% NIM is viewed as very attainable.
Used Car FinancingALLY is originating ~70% of their retail auto loans in used cars, up from ~60% in 2018, which earns better spreads.
Bears Say
Earnings ExpectationsThere is concern that the earnings may not meet expectations, as the net interest margin misses guidance.
Financial HealthAlly sold $4.1 billion of securities for a $495m pre-tax loss, which does not seem to make sense or add value to Ally's economics.
Loan SalesThere is concern that Ally will continue to sell loans for large losses, which could negatively impact its financial health.
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Options Prices
Currently, No data available
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Ownership Overview
0.84% Insiders
23.55%
Mutual Funds
1.06% Other Institutional Investors
52.38% Public Companies and
Individual Investors
GMZ FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was €25.91 and its highest was €41.74 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is €9.91B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Jul 16, 2025 which is in 58 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Apr 17, 2025. The company reported €0.518 earnings per share for the quarter, beating the consensus estimate of €0.379 by €0.139.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of €0.269 which represents an annual dividend yield of 3.33%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 0.72.
How many shares outstanding does Ally Financial have?
Ally Financial has 307,174,700 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of €0.518 in its last earnings report, beating expectations of €0.379. Following the earnings report the stock price went down -0.018%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in DE:GMZ
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Ally Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€35.71 (12.29% Upside)
€35.71 (12.29% Upside)
Blogger Sentiment
Bullish
DE:GMZ Sentiment 70%
Sector Average 67%
Sector Average 67%
Insider Transactions
Sold Shares
Worth $4.5K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-8.71%
12-Months-Change
Fundamentals
Return on Equity
3.84%
Trailing 12-Months
Asset Growth
0.24%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
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GMZ Company Deck
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GMZ Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong growth in key areas such as auto finance and corporate finance, and emphasized the strength of the company's brand and digital bank. However, challenges such as the impact of the credit card business sale, elevated delinquencies in retail auto, and significant weather-related losses in insurance presented noteworthy concerns.Read More>---
GMZ Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
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GMZ Stock 12 Month Forecast
Average Price Target
€35.71
▲(12.29% Upside)
Technical Analysis
Credit Acceptance
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