GBKB Stock Chart & Stats
€2.22
-€0.36(-13.95%)
At close: 4:00 PM EDT
€2.22
-€0.36(-13.95%)
Day’s Range― - ―
52-Week Range€2.12 - €3.26
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€9.94B
Enterprise Value€9.35K
Total Cash (Recent Filing)€941.10B
Total Debt (Recent Filing)€548.64B
Price to Earnings (P/E)4.6
Beta0.71
Next Earnings
Oct 28, 2026EPS Estimate
0.14Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)28.78
Shares Outstanding4,200,000,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.26
Price to Sales (P/S)0.57
P/FCF Ratio3.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.56
Revenue Forecast (FY)€8.87B
Bulls Say, Bears Say
Bulls Say
High Profitability And ROESustained high nominal profitability (mid-to-high double-digit ROE) and substantial 1H net income demonstrate durable earning power and franchise scale. This supports internal capital generation, dividend capacity and resilience to cyclical shocks, underpinning long-term shareholder returns and growth funding.
Diversified Fee Growth And Large Customer BaseRobust fee expansion and meaningful customer additions indicate a growing, diversified revenue mix less reliant on loan yields. A 31m customer base and accelerating fee streams (payments, insurance, asset management) improve margin stability, cross-sell potential and recurring non‑interest income over the medium term.
Ample Capital And FX Liquidity BuffersA healthy CET1 ratio with significant excess capital plus a multi-billion FX liquidity buffer and diversified funding actions (syndicated loans, thematic bonds, ABS) provide balance-sheet flexibility. These cushions support lending, absorb shocks and enable opportunistic capital management over coming quarters.
Bears Say
Rising Leverage Reduces FlexibilityA notable uptick in debt-to-equity weakens structural balance-sheet flexibility and raises sensitivity to higher funding costs or adverse market moves. Higher leverage can stress capital ratios under stress, limit room for loan growth or buybacks, and amplify earnings volatility if asset quality or margins deteriorate.
Elevated Cost Of Risk And Consumer NPL InflowsPersistent NPL inflows concentrated in consumer and card portfolios raise provisioning needs and compress recurring profitability. Management expects cost-of-risk toward the upper end of guidance, implying sustained provisioning pressure that will consume capital and reduce core earnings over several quarters.
Funding-cost Headwinds Compress MarginsSustained upward pressure on funding costs limits achievable NIM improvement and constrains net interest income growth. If deposit repricing and external funding costs remain elevated, margin recovery may be delayed, restricting ROE expansion and cash generation across the 2–6 month horizon.
Turkiye Garanti Bankasi AS News
GBKB FAQ
What was Turkiye Garanti Bankasi AS’s price range in the past 12 months?
Turkiye Garanti Bankasi AS lowest stock price was €2.12 and its highest was €3.26 in the past 12 months.
What is Turkiye Garanti Bankasi AS’s market cap?
Turkiye Garanti Bankasi AS’s market cap is €9.94B.
When is Turkiye Garanti Bankasi AS’s upcoming earnings report date?
Turkiye Garanti Bankasi AS’s upcoming earnings report date is Oct 28, 2026 which is in 73 days.
How were Turkiye Garanti Bankasi AS’s earnings last quarter?
Turkiye Garanti Bankasi AS released its earnings results on Jul 30, 2026. The company reported €0.132 earnings per share for the quarter, beating the consensus estimate of €0.128 by €0.004.
Is Turkiye Garanti Bankasi AS overvalued?
According to Wall Street analysts Turkiye Garanti Bankasi AS’s price is currently Overvalued.
Does Turkiye Garanti Bankasi AS pay dividends?
Turkiye Garanti Bankasi AS does not currently pay dividends.
What is Turkiye Garanti Bankasi AS’s EPS estimate?
Turkiye Garanti Bankasi AS’s EPS estimate is 0.14.
How many shares outstanding does Turkiye Garanti Bankasi AS have?
Turkiye Garanti Bankasi AS has 4,200,000,000 shares outstanding.
What happened to Turkiye Garanti Bankasi AS’s price movement after its last earnings report?
Turkiye Garanti Bankasi AS reported an EPS of €0.132 in its last earnings report, beating expectations of €0.128. Following the earnings report the stock price went down -13.953%.
Which hedge fund is a major shareholder of Turkiye Garanti Bankasi AS?
Currently, no hedge funds are holding shares in DE:GBKB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Turkiye Garanti Bankasi AS Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-4.36%
12-Months-Change
Fundamentals
Return on Equity
4.36%
Trailing 12-Months
Asset Growth
16.70%
Trailing 12-Months
Company Description
Turkiye Garanti Bankasi AS
Turkiye Garanti Bankasi A.S. (TGB), headquartered in Istanbul, Turkey, is a comprehensive financial institution that has been providing a wide array of banking and financial services since its founding in 1946. The bank offers a diverse range of deposit options, including standard checking and savings accounts, various time and term deposits, along with specialized structured, ELMA, and gold-denominated accounts. Its credit facilities are extensive, spanning personal loans such as general purpose, auto, housing, and mortgage, as well as business financing for SMEs, working capital, installment loans, foreign currency loans, revolving credit, and financial instruments like letters of guarantee, reference letters, and overdraft accounts. TGB also provides a variety of payment cards and a broad spectrum of insurance products covering automotive, liability, health, unemployment, life, property, individual accident, business premises, fire, freight, engineering, and agricultural risks, alongside pension plans. For investment needs, clients can access mutual funds, government securities (including T-bills and Eurobonds), repurchase agreements (repos), equities, dual currency deposit transactions, Turkish derivatives exchange, and forward transactions, supported by e-trader and taxation services. The bank further assists businesses with cash management solutions and tailored SME-specific products, such as support packages and foreign trade financing and legislation guidance. Additional services include leasing, fleet management, factoring, specialized investment and private banking, payment solutions, safety deposit boxes, and convenient internet and mobile/SMS banking. As of December 31, 2021, TGB operated through an extensive network of 872 branches and 5,401 ATMs. Since May 18, 2022, Turkiye Garanti Bankasi A.S. has been a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A.
GBKB Company Deck
GBKB Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a broadly constructive picture: strong core revenue growth (core banking revenues +43% YoY), robust fee performance (+c.39% YoY), solid 1H profitability (TRY 64bn net income, 28% ROE) and ample capital/liquidity buffers. Offsetting this were meaningful near-term challenges — funding cost pressure that compressed margins, higher provisioning and cost of risk driven by consumer NPL inflows and regulatory restructuring, and macro uncertainty with intact inflation upside risk. Management reiterated guidance ranges (cost of risk 2.0%-2.5%) but signaled outcomes are likely toward the upper end and that margin improvement will be more modest than initially expected. Overall the strengths in diversified revenue, fee momentum, capital generation and liquidity provide resilience that outweighs the near-term margin and asset-quality headwinds.View all DE:GBKB earnings summariesTechnical Analysis
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