B+S Banksysteme Aktiengesellschaft (DE:DTD2)
XETRA:DTD2
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DTD2 Stock Chart & Stats
€1.99
€0.00(0.00%)
At close: 4:00 PM EST
€1.99
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€1.63 - €3.40
Previous CloseN/A
Volume5.00
Average Volume (3M)6.60K
Market Cap
€13.23M
Enterprise Value€19.22M
Total Cash (Recent Filing)€2.46M
Total Debt (Recent Filing)€8.08M
Price to Earnings (P/E)9.1
Beta-0.04
Next Earnings
Sep 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.23
Shares Outstanding6,209,933
10 Day Avg. Volume14,815
30 Day Avg. Volume6,596
Financial Highlights & Ratios
PEG Ratio0.48
Price to Book (P/B)0.67
Price to Sales (P/S)0.83
P/FCF Ratio3.45
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.22
Revenue Forecast (FY)€13.00M
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityProfitability has materially recovered to double-digit net and high-teens operating margins, indicating improved cost structure and pricing. Sustained margins provide recurring earnings power, support reinvestment and shocks, and reduce dependence on top-line growth for cash generation.
Strong Free Cash FlowRobust FCF and near-1x conversion of net income to free cash flow enhance financial flexibility: ability to fund operations, capex, or deleverage without external funding. Persistent cash generation strengthens long-term solvency and supports strategic optionality.
Manageable Leverage & Rising ROELeverage remains at moderate levels while equity and returns have improved, implying a healthier balance sheet and more efficient capital use. This structural improvement supports resilience to shocks and provides capacity for targeted investments or selective M&A.
Bears Say
2025 Revenue DeclineA year-over-year revenue decline signals inconsistent topline traction and limited secular growth momentum. Over time this can hinder operating leverage, make it harder to sustain R&D or sales investments, and raise the bar for returning to multi-year growth.
Volatile Gross MarginLarge swings in gross margin point to exposure to mix shifts, pricing pressure, or cost volatility. Such variability undermines margin predictability, complicates budgeting and long-term margin improvement plans, and increases execution risk during downturns.
Rising Debt In 2025Debt growth concurrent with a revenue dip can erode financial flexibility and increase interest burden risks. If margins weaken again, higher leverage could constrain strategic choices, elevate refinancing risk, and limit capacity to absorb operational shocks.
DTD2 FAQ
What was B+S Banksysteme Aktiengesellschaft’s price range in the past 12 months?
B+S Banksysteme Aktiengesellschaft lowest stock price was €1.63 and its highest was €3.40 in the past 12 months.
What is B+S Banksysteme Aktiengesellschaft’s market cap?
B+S Banksysteme Aktiengesellschaft’s market cap is €13.23M.
When is B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date?
B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date is Sep 30, 2026 which is in 109 days.
How were B+S Banksysteme Aktiengesellschaft’s earnings last quarter?
Currently, no data Available
Is B+S Banksysteme Aktiengesellschaft overvalued?
According to Wall Street analysts B+S Banksysteme Aktiengesellschaft’s price is currently Overvalued.
Does B+S Banksysteme Aktiengesellschaft pay dividends?
B+S Banksysteme Aktiengesellschaft does not currently pay dividends.
What is B+S Banksysteme Aktiengesellschaft’s EPS estimate?
B+S Banksysteme Aktiengesellschaft’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does B+S Banksysteme Aktiengesellschaft have?
B+S Banksysteme Aktiengesellschaft has 6,209,933 shares outstanding.
What happened to B+S Banksysteme Aktiengesellschaft’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of B+S Banksysteme Aktiengesellschaft?
Currently, no hedge funds are holding shares in DE:DTD2
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
B+S Banksysteme Aktiengesellschaft Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
1.81%
12-Months-Change
Fundamentals
Return on Equity
8.98%
Trailing 12-Months
Asset Growth
1.37%
Trailing 12-Months
Company Description
B+S Banksysteme Aktiengesellschaft
B+S Banksysteme AG develops and distributes specialized software solutions for banks and various financial service providers. Their extensive product portfolio covers crucial areas like payment processing, comprehensive management of documentary transactions (such as import/export letters of credit, debt collection, and diverse guarantees), efficient account and currency administration, treasury operations, and robust risk management frameworks. A notable offering is DDBAC, a banking interface designed to streamline operations by enabling the retrieval of bank data, analysis of transaction histories, initiation of transfers, verification of account details, and the aggregation of multiple bank accounts. The company also furnishes solutions for precious metal trading, a range of e-banking services, and advanced banking APIs. Beyond core software development, B+S Banksysteme AG provides application sales, ongoing maintenance, Software-as-a-Service (SaaS) offerings, and data center services. Their diverse client base includes private, savings, and online banks, in addition to industrial sector companies. Founded in 1982, the firm is headquartered in Munich, Germany.
Technical Analysis
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