717 Stock Chart & Stats
€0.98
€0.00(0.00%)
At close: 4:00 PM EDT
€0.98
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€0.78 - €1.80
Previous CloseN/A
Volume0.00
Average Volume (3M)506.00
Market Cap
€316.41M
Enterprise Value€391.20
Total Cash (Recent Filing)€1.82B
Total Debt (Recent Filing)€294.35M
Price to Earnings (P/E)0.9
Beta0.46
Next Earnings
Dec 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.93
Shares Outstanding279,111,450
10 Day Avg. Volume1,120
30 Day Avg. Volume506
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.09
Price to Sales (P/S)0.12
P/FCF Ratio2.24
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.52
Revenue Forecast (FY)€4.82B
Bulls Say, Bears Say
Bulls Say
Accelerating Revenue GrowthThe sharp acceleration in revenue indicates strong demand and expanding platform activity, while management’s 2026 target suggests momentum is expected to persist beyond one quarter. Continued growth can increase scale, strengthen insurer relationships, and support reinvestment in distribution and technology.
Conservative Balance SheetVery low leverage gives Waterdrop substantial financial flexibility and limits solvency risk as it invests in marketing, artificial intelligence, and customer growth. A sizable cash position also supports product development, operating resilience, and capital returns without relying heavily on new borrowing.
AI-enabled Operating CapabilitiesThe company is embedding AI directly into customer service, underwriting, and sales conversion rather than treating it only as a research initiative. Demonstrated usage and efficiency gains could improve distribution economics, increase capacity, and create a more scalable platform advantage over time.
Bears Say
Marketing-driven Margin PressureCustomer acquisition spending is rising much faster than revenue, and the resulting profit decline shows that current growth requires substantial investment. If higher marketing costs do not produce durable retention and renewal benefits, earnings conversion and operating leverage may remain constrained.
Volatile Earnings And Cash ConversionThe recovery in profitability is encouraging, but prior swings demonstrate that Waterdrop’s earnings profile has not been consistently stable across periods. Uneven free-cash-flow generation could reduce flexibility for sustained investment and make results more sensitive to spending and working-capital requirements.
High Dependence On Insurance DistributionRevenue concentration in insurance distribution makes the company’s long-term performance highly dependent on policy demand, product mix, renewals, and insurer relationships. Smaller non-insurance businesses currently provide limited diversification if insurance growth or commission economics weaken.
Waterdrop News
717 FAQ
What was Waterdrop’s price range in the past 12 months?
Waterdrop lowest stock price was €0.78 and its highest was €1.80 in the past 12 months.
What is Waterdrop’s market cap?
Waterdrop’s market cap is €316.41M.
When is Waterdrop’s upcoming earnings report date?
Waterdrop’s upcoming earnings report date is Dec 09, 2026 which is in 92 days.
How were Waterdrop’s earnings last quarter?
Waterdrop released its earnings results on Sep 08, 2026. The company reported €0.005 earnings per share for the quarter.
Is Waterdrop overvalued?
According to Wall Street analysts Waterdrop’s price is currently Overvalued.
Does Waterdrop pay dividends?
Waterdrop does not currently pay dividends.
What is Waterdrop’s EPS estimate?
Waterdrop’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Waterdrop have?
Waterdrop has 279,111,450 shares outstanding.
What happened to Waterdrop’s price movement after its last earnings report?
Waterdrop reported an EPS of €0.005 in its last earnings report. Following the earnings report the stock price went down -5%.
Which hedge fund is a major shareholder of Waterdrop?
Currently, no hedge funds are holding shares in DE:717
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Waterdrop Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-42.40%
12-Months-Change
Fundamentals
Return on Equity
6.02%
Trailing 12-Months
Asset Growth
25.59%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Waterdrop
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People’s Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management system. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People’s Republic of China.
717 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of very strong growth and strategic technology progress alongside material near-term cost pressures. Revenue and insurance income grew sharply (64.8% and 74.1% YoY respectively), AI/IP developments and social impact metrics were notable positives, and the company maintained a healthy cash position and ongoing capital returns. However, operating expenses rose faster than revenue (total expenses +71.5% YoY), sales & marketing spending increased dramatically (+214.5% YoY), and net profit declined 9.1% YoY, showing margin compression as the company prioritizes user acquisition and AI investments. Management is guiding to continued top-line growth (~40% for 2026) while expecting operating profit scale to be broadly stable, signaling a strategy of deliberate investment for longer-term gains.View all DE:717 earnings summariesTechnical Analysis
Fundamental Global
―
International General Insurance Holdings
―
GooseHead Insurance
―
―
Yuanbao, Inc. Unsponsored ADR
―