InsuraGuest Technologies (DE:4JG)
FRANKFURT:4JG
4JG Stock Chart & Stats
€0.02
>-€0.01(-20.59%)
At close: 4:00 PM EST
€0.02
>-€0.01(-20.59%)
Day’s Range― - ―
52-Week Range<€0.01 - €0.03
Previous CloseN/A
Volume0.00
Average Volume (3M)218.82K
Market Cap
€1.58M
Enterprise Value€1.12M
Total Cash (Recent Filing)€177.70K
Total Debt (Recent Filing)€31.62K
Price to Earnings (P/E)―
Beta3.74
Next Earnings
Nov 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.16
Shares Outstanding170,533,830
10 Day Avg. Volume50
30 Day Avg. Volume218,816
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)-17.95
Price to Sales (P/S)4.30
P/FCF Ratio-15.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth & Gross MarginSustained high revenue growth with a ~66.8% gross margin indicates strong unit economics typical of scalable SaaS/insurance platforms. Over 2–6 months this supports margin expansion as fixed costs dilute and provides a structural pathway to profitability if growth continues and operating leverage is captured.
Low Absolute DebtVery low recorded debt reduces near-term solvency risk and financial strain, allowing management to prioritize product development and sales investment. Structurally this limits interest obligations and gives financial flexibility to pursue growth or negotiate partnerships before needing costly external financing.
SaaS Platform & Carrier IntegrationsA platform that embeds insurance into property management workflows and partners with carriers creates sticky, recurring revenue and cross-sell opportunities. These durable integrations raise switching costs, support licensing and transaction fees, and align incentives with enterprise customers over multi‑period horizons.
Bears Say
Negative Stockholders' EquityNegative equity is a structural red flag that weakens financial flexibility and can limit strategic options. Over months this increases reliance on external capital, may impair borrowing capacity, and can constrain M&A, partnerships, or customer confidence until equity is restored through profits or financing.
Large Operating LossesSustained ~-39% operating margins show the business has not yet achieved operating leverage. Even with revenue growth, persistent losses imply the company must materially improve cost structure or scale revenue to reach breakeven; otherwise cash needs and dilution risk remain structural concerns.
Negative Operating Cash FlowOngoing negative OCF/FCF signals the company is cash-consuming and likely requires ongoing funding to maintain growth. Over a 2–6 month horizon this limits the ability to self‑fund expansion or absorb shocks, raising execution and financing risk until cash generation turns positive.
InsuraGuest Technologies News
4JG FAQ
What was InsuraGuest Technologies’s price range in the past 12 months?
InsuraGuest Technologies lowest stock price was <€0.01 and its highest was €0.03 in the past 12 months.
What is InsuraGuest Technologies’s market cap?
InsuraGuest Technologies’s market cap is €1.58M.
When is InsuraGuest Technologies’s upcoming earnings report date?
InsuraGuest Technologies’s upcoming earnings report date is Nov 02, 2026 which is in 150 days.
How were InsuraGuest Technologies’s earnings last quarter?
Currently, no data Available
Is InsuraGuest Technologies overvalued?
According to Wall Street analysts InsuraGuest Technologies’s price is currently Overvalued.
Does InsuraGuest Technologies pay dividends?
InsuraGuest Technologies does not currently pay dividends.
What is InsuraGuest Technologies’s EPS estimate?
InsuraGuest Technologies’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does InsuraGuest Technologies have?
InsuraGuest Technologies has 170,533,830 shares outstanding.
What happened to InsuraGuest Technologies’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of InsuraGuest Technologies?
Currently, no hedge funds are holding shares in DE:4JG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
InsuraGuest Technologies
InsuraGuest Technologies Inc. operates as a software-as-a service based company. The company offers insurtech, a proprietary insurance and technology software that integrates with hotel and vacation rental property management systems to deliver digital insurance products. It also offers agency/broker software platform to insurance agents and brokers. The company was formerly known as Manado Gold Corp. and changed its name to InsuraGuest Technologies Inc. in February 2020. The company was incorporated in 2010 and is headquartered in Salt Lake City, Utah.
Technical Analysis
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Options Prices
Currently, No data available
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