3AL Stock Chart & Stats
€10.91
-€0.09(-1.28%)
At close: 4:00 PM EST
€10.91
-€0.09(-1.28%)
Day’s Range― - ―
52-Week Range€8.55 - €12.40
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€7.02B
Enterprise Value€57.97B
Total Cash (Recent Filing)€2.34B
Total Debt (Recent Filing)€36.28B
Price to Earnings (P/E)7.0
Beta0.72
Next Earnings
Oct 29, 2026EPS Estimate
0.29Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.28
Shares Outstanding783,862,060
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.21
Price to Book (P/B)0.85
Price to Sales (P/S)0.37
P/FCF Ratio-1.36
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€12.76Price Target Upside16.96% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)1.22
Revenue Forecast (FY)€23.33B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthRevenue expanded materially, with 2025 revenue about 33% above 2024 and well above 2022 levels. This indicates broad top-line momentum in fleet leasing and mobility operations, giving Ayvens a stronger base from which to scale services and support future earnings recovery.
Strong Operating Cash FlowOperating cash flow has been strong for two consecutive years at roughly 11.0B annually, showing that Ayvens converts its operating activities into substantial cash inflows. This provides an important funding base for fleet operations and ongoing investment, despite significant spending needs.
Integrated Mobility PlatformAyvens combines vehicle financing, fleet management, maintenance, claims support, remarketing, and electrification services in one platform. This breadth can deepen customer relationships, support recurring lifecycle revenues, and position the group for structural fleet-transition demand.
Bears Say
Elevated LeverageDebt-to-equity of about 3.3x leaves Ayvens more exposed to earnings pressure when operating conditions weaken. High leverage can reduce financial flexibility, increase sensitivity to funding costs, and constrain the company's ability to absorb volatility or pursue growth investments.
Persistently Negative Free Cash FlowFree cash flow has remained negative across all periods shown, including approximately -6.8B in 2025 despite strong operating inflows. This indicates that investment and fleet spending consume substantial cash, limiting internally generated funds available for flexibility, debt reduction, or distributions.
Volatile Profit MarginsProfitability has not followed the strong revenue trajectory consistently: net margin declined sharply through 2024 and only partially recovered in 2025. This volatility makes earnings quality less predictable and suggests that growth has not yet translated into sustainably stronger margins.
Ayvens SA News
3AL FAQ
What was Ayvens SA’s price range in the past 12 months?
Ayvens SA lowest stock price was €8.55 and its highest was €12.40 in the past 12 months.
What is Ayvens SA’s market cap?
Ayvens SA’s market cap is €7.02B.
When is Ayvens SA’s upcoming earnings report date?
Ayvens SA’s upcoming earnings report date is Oct 29, 2026 which is in 10 days.
How were Ayvens SA’s earnings last quarter?
Ayvens SA released its earnings results on Jul 30, 2026. The company reported €0.291 earnings per share for the quarter.
Is Ayvens SA overvalued?
According to Wall Street analysts Ayvens SA’s price is currently Undervalued.
Does Ayvens SA pay dividends?
Ayvens SA does not currently pay dividends.
What is Ayvens SA’s EPS estimate?
Ayvens SA’s EPS estimate is 0.29.
How many shares outstanding does Ayvens SA have?
Ayvens SA has 783,862,060 shares outstanding.
What happened to Ayvens SA’s price movement after its last earnings report?
Ayvens SA reported an EPS of €0.291 in its last earnings report. Following the earnings report the stock price went down -0.261%.
Which hedge fund is a major shareholder of Ayvens SA?
Currently, no hedge funds are holding shares in DE:3AL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ayvens SA
Ayvens specializes in comprehensive vehicle leasing and fleet management services. Its extensive portfolio includes full-service leasing packages, robust fleet administration, externalized operational solutions, sale-and-leaseback arrangements, complementary expert fleet consultancy, and specialized tools and services designed for both fleet administrators and drivers. Beyond these core offerings, the company actively trades in pre-owned cars and light commercial vehicles, and also engages in direct retail vehicle sales. With a broad international presence, Ayvens conducts operations across Western, Central, and Northern Europe, South America, Africa, and Asia. Established in 1998, the company previously operated as ALD S.A., rebranding to Ayvens in May 2024. Based in Rueil-Malmaison, France, it functions as a subsidiary of Société Générale Société anonyme.
3AL Stock 12 Month Forecast
Average Price Target
€12.76
▲(16.96% Upside)