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Porch Group (DE:32RD)
FRANKFURT:32RD

Porch Group (32RD) Price & Analysis

2 Followers

32RD Stock Chart & Stats

€14.66
-€0.26(-2.49%)
At close: 4:00 PM EDT
€14.66
-€0.26(-2.49%)

Bulls Say, Bears Say

Bulls Say
Insurance Services Growth And MarginsInsurance Services' 38% revenue growth and 48% adjusted EBITDA margin indicate strong unit economics and operating leverage. Rising policy and premium volumes could make this a durable growth engine, provided underwriting and capital capacity remain controlled.
Raised Guidance And Profitability TransitionRaised 2026 targets show improved execution translating into a more scalable earnings profile. Expected positive full-year and ongoing net income, alongside higher EBITDA, could strengthen internal funding and reduce dependence on external capital over time.
Strong Cash GenerationTTM operating cash flow of about $96M and free cash flow of about $84M give Porch resources to fund operations, invest in products and support insurance growth. This is a meaningful improvement from prior negative-cash-flow periods, though variability remains.
Bears Say
High Leverage And Thin Equity CushionDebt of about $405M against only approximately $19M of TTM equity leaves a narrow capital cushion. Historically negative equity increases refinancing and solvency sensitivity, while leverage can constrain investment and amplify downside if performance weakens.
Inconsistent Bottom-Line ProfitabilityTTM net income remains negative at roughly $20.6M despite positive EBIT and EBITDA, following uneven recent results. This gap indicates operating improvement has not yet translated consistently into bottom-line earnings or a predictable profit stream.
Housing Exposure And Competitive Pricing PressureHousing-linked segments remain exposed to weak market activity, while competitor price cuts have pressured insurance conversion and premium per new customer. These structural pressures can limit diversification and compress growth or margins over time.

Porch Group News

32RD FAQ

What was Porch Group’s price range in the past 12 months?
Porch Group lowest stock price was €5.35 and its highest was €16.66 in the past 12 months.
    What is Porch Group’s market cap?
    Porch Group’s market cap is €1.70B.
      When is Porch Group’s upcoming earnings report date?
      Porch Group’s upcoming earnings report date is Nov 10, 2026 which is in 71 days.
        How were Porch Group’s earnings last quarter?
        Porch Group released its earnings results on Jul 29, 2026. The company reported €0.043 earnings per share for the quarter, beating the consensus estimate of -€0.026 by €0.069.
          Is Porch Group overvalued?
          According to Wall Street analysts Porch Group’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Porch Group pay dividends?
            Porch Group does not currently pay dividends.
            What is Porch Group’s EPS estimate?
            Porch Group’s EPS estimate is 0.
              How many shares outstanding does Porch Group have?
              Porch Group has 113,519,840 shares outstanding.
                What happened to Porch Group’s price movement after its last earnings report?
                Porch Group reported an EPS of €0.043 in its last earnings report, beating expectations of -€0.026. Following the earnings report the stock price went up 16.797%.
                  Which hedge fund is a major shareholder of Porch Group?
                  Currently, no hedge funds are holding shares in DE:32RD
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Porch Group

                    Porch Group, Inc. functions as a technology company, delivering a comprehensive software platform across both the United States and Canada. Its business model is structured around two core segments: Vertical Software and Insurance. The Vertical Software division furnishes specialized software solutions and a range of services tailored for companies in the home services industry. It also facilitates early connections and resources for both prospective and current homeowners. This segment's clientele spans various entities, including home service professionals (such as inspectors), consumers (homebuyers and existing homeowners), and diverse service providers covering moving, insurance, home warranty, security, and telecommunication services. Noteworthy brands within this segment include Floify, HireAHelper, ISN, iRoofing, Palm-Tech, Porch.com, Rynoh, and V12. Conversely, the Insurance segment specializes in providing property-related insurance policies. This is achieved through its proprietary risk-bearing insurance carrier, an independent agency network, and its own home warranty underwriting entity. Key brands associated with this segment are American Home Protect, Elite Insurance Group, and Homeowners of America. Beyond these primary segments, Porch Group also offers a spectrum of additional insurance products, encompassing property and casualty, residential, automotive, flood, and umbrella coverage, in addition to various services for contractors. The company was established in 2011 and maintains its corporate headquarters in Seattle, Washington.

                    Porch Group (32RD) Earnings & Revenues

                    32RD Company Deck

                    32RD Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call conveys largely positive momentum: strong, high‑margin growth coming from Insurance Services with accelerating policies written, raised full‑year guidance, a healthier reciprocal statutory surplus and inaugural reinsurance (cat bond). Offsetting items are concentrated and generally manageable in the near term — a softer homeowners pricing environment that briefly pressured conversion, non‑recurring benefits supporting some margin improvement, a Q2 storm, and subdued performance in housing‑tied Software & Data and Consumer Services. Management emphasized durable economics, AI/data advantages, and path to continued scaling and profitability.View all DE:32RD earnings summaries

                    32RD Stock 12 Month Forecast

                    Average Price Target

                    €16.94
                    ▲(15.54% Upside)
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