1TU Stock Chart & Stats
€73.00
€6.50(9.77%)
At close: 4:00 PM EDT
€73.00
€6.50(9.77%)
Day’s Range― - ―
52-Week Range€55.00 - €79.50
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€13.06B
Enterprise Value€18.95K
Total Cash (Recent Filing)€839.10M
Total Debt (Recent Filing)€5.66B
Price to Earnings (P/E)20.5
Beta0.99
Next Earnings
Oct 27, 2026EPS Estimate
1.06Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.83
Shares Outstanding191,600,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)3.76
Price to Sales (P/S)3.64
P/FCF Ratio25.20
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€83.23Price Target Upside14.01% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering17
EPS Forecast (FY)4.19
Revenue Forecast (FY)€4.47B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationTransUnion’s near-billion-dollar operating cash flow and robust free cash flow provide durable funding for reinvestment, product development, and shareholder returns. Reliable FCF supports deleveraging, buybacks and strategic M&A without immediate reliance on external financing, improving long-term financial resilience.
Platform Modernization (OneTru)Accelerated OneTru migration increases scale, lowers operating cost per transaction and raises customer stickiness. A modern unified platform enables faster product rollout, higher API usage and cross-sell, supporting sustained recurring revenue and margin expansion as more clients migrate to the new architecture.
International And Vertical ExpansionImproving international growth and successful Mexico integration diversify revenue away from U.S. mortgage cyclicality. Expanding into high-growth verticals and geographies increases addressable market and reduces single-market dependency, supporting more durable, multi-year revenue streams and cross-border product adoption.
Bears Say
Elevated LeverageTransUnion’s leverage remains meaningfully above 1x and near management’s target threshold, constraining financial flexibility. Elevated net debt increases sensitivity to rising rates and limits capacity for large buybacks or aggressive M&A without extending maturities or improving cash flow conversion materially over the medium term.
FICO Mortgage Royalty Margin DragRoyalty-related costs tied to mortgage business are a structural margin headwind, shaving nearly a full percentage point from adjusted EBITDA. Given ongoing mortgage inquiry sensitivity, royalty exposure can persistently compress reported margins even if core operating performance improves, limiting net margin expansion.
Acquisition Integration And Regional SoftnessM&A adds scale but creates near-term margin dilution and integration execution risk, with management flagging multiple-basis-point drags. Concurrent regional softness (Asia Pacific decline) shows uneven recovery; together these factors can temper consolidated margin and organic growth sustainably until integrations and regional demand normalize.
TransUnion News
1TU FAQ
What was TransUnion’s price range in the past 12 months?
TransUnion lowest stock price was €55.00 and its highest was €79.50 in the past 12 months.
What is TransUnion’s market cap?
TransUnion’s market cap is €13.06B.
When is TransUnion’s upcoming earnings report date?
TransUnion’s upcoming earnings report date is Oct 27, 2026 which is in 81 days.
How were TransUnion’s earnings last quarter?
TransUnion released its earnings results on Jul 28, 2026. The company reported €1.074 earnings per share for the quarter, beating the consensus estimate of €1.008 by €0.065.
Is TransUnion overvalued?
According to Wall Street analysts TransUnion’s price is currently Undervalued.
Does TransUnion pay dividends?
TransUnion does not currently pay dividends.
What is TransUnion’s EPS estimate?
TransUnion’s EPS estimate is 1.06.
How many shares outstanding does TransUnion have?
TransUnion has 191,600,000 shares outstanding.
What happened to TransUnion’s price movement after its last earnings report?
TransUnion reported an EPS of €1.074 in its last earnings report, beating expectations of €1.008. Following the earnings report the stock price went up 9.774%.
Which hedge fund is a major shareholder of TransUnion?
Currently, no hedge funds are holding shares in DE:1TU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
TransUnion Stock Smart Score
Outperform
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€83.23 (14.01% Upside)
€83.23 (14.01% Upside)
Blogger Sentiment
Bullish
DE:1TU Sentiment 86%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.66%
12-Months-Change
Fundamentals
Return on Equity
0.60%
Trailing 12-Months
Asset Growth
9.64%
Trailing 12-Months
Company Description
TransUnion
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
1TU Company Deck
1TU Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational and financial performance with multiple positive developments: revenue, adjusted EBITDA and EPS beats; raised full-year guidance; robust U.S. financial services growth; accelerated OneTru migrations; heavy product and AI innovation; and favorable international momentum, notably Mexico. Offsetting items are largely macro- and timing-related: mortgage volume sensitivity to rising rates, FICO royalty-driven margin headwinds, some regional softness (Asia Pacific) and near-term margin drag from acquisitions. Management emphasized conservative assumptions for mortgage and expects underlying margins and non-mortgage growth to remain healthy.View all DE:1TU earnings summaries1TU Stock 12 Month Forecast
Average Price Target
€83.23
▲(14.01% Upside)