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TransUnion (DE:1TU)
FRANKFURT:1TU

TransUnion (1TU) Price & Analysis

3 Followers

1TU Stock Chart & Stats

€73.00
€6.50(9.77%)
At close: 4:00 PM EDT
€73.00
€6.50(9.77%)

Bulls Say, Bears Say

Bulls Say
Raised Growth OutlookThe raised outlook indicates broad operating momentum and supports a durable earnings trajectory over the next several quarters. Higher expected revenue, EBITDA, and EPS growth suggest stronger demand and improved execution, while the guidance increase provides evidence that performance is not limited to a single reporting period.
OneTru Platform AdoptionAccelerating OneTru adoption strengthens TransUnion’s platform foundation and can deepen customer integration across its data and decisioning products. Completing migrations may improve scalability, support cross-selling, and create a more unified technology base for continued product and analytics innovation.
Healthy Cash GenerationStrong operating and free cash flow gives TransUnion internal funding capacity for technology investment, acquisitions, debt management, and shareholder returns. Improving cash generation supports financial resilience and indicates that the earnings recovery is translating into meaningful liquidity, even though conversion is not fully complete.
Bears Say
Meaningful LeverageLeverage remains a structural constraint on TransUnion’s financial flexibility despite improvement from earlier levels. Debt obligations can limit the pace of acquisitions, investment, and capital returns if operating conditions weaken, while the 2.6x ratio remains above management’s stated target.
FICO Royalty Margin DragThe FICO royalty burden creates an ongoing margin headwind within an important mortgage-related revenue stream. Even with underlying margin expansion, the expected drag limits consolidated profitability improvement and shows that reported earnings quality remains sensitive to external royalty economics and product mix.
CFO Succession TransitionThe planned departure of a long-serving CFO introduces a meaningful leadership transition that will require continuity in financial controls, reporting, and capital allocation. TransUnion reaffirmed guidance and expects no operational impact, but execution of the succession process remains important over the coming quarters.

TransUnion News

1TU FAQ

What was TransUnion’s price range in the past 12 months?
TransUnion lowest stock price was €55.00 and its highest was €76.00 in the past 12 months.
    What is TransUnion’s market cap?
    TransUnion’s market cap is €11.36B.
      When is TransUnion’s upcoming earnings report date?
      TransUnion’s upcoming earnings report date is Oct 27, 2026 which is in 31 days.
        How were TransUnion’s earnings last quarter?
        TransUnion released its earnings results on Jul 28, 2026. The company reported €1.062 earnings per share for the quarter, beating the consensus estimate of €0.997 by €0.065.
          Is TransUnion overvalued?
          According to Wall Street analysts TransUnion’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does TransUnion pay dividends?
            TransUnion does not currently pay dividends.
            What is TransUnion’s EPS estimate?
            TransUnion’s EPS estimate is 1.05.
              How many shares outstanding does TransUnion have?
              TransUnion has 191,600,000 shares outstanding.
                What happened to TransUnion’s price movement after its last earnings report?
                TransUnion reported an EPS of €1.062 in its last earnings report, beating expectations of €0.997. Following the earnings report the stock price went up 9.774%.
                  Which hedge fund is a major shareholder of TransUnion?
                  Currently, no hedge funds are holding shares in DE:1TU
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    TransUnion

                    TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

                    TransUnion (1TU) Earnings & Revenues

                    1TU Company Deck

                    1TU Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call conveyed strong operational and financial performance with multiple positive developments: revenue, adjusted EBITDA and EPS beats; raised full-year guidance; robust U.S. financial services growth; accelerated OneTru migrations; heavy product and AI innovation; and favorable international momentum, notably Mexico. Offsetting items are largely macro- and timing-related: mortgage volume sensitivity to rising rates, FICO royalty-driven margin headwinds, some regional softness (Asia Pacific) and near-term margin drag from acquisitions. Management emphasized conservative assumptions for mortgage and expects underlying margins and non-mortgage growth to remain healthy.View all DE:1TU earnings summaries

                    1TU Stock 12 Month Forecast

                    Average Price Target

                    €84.61
                    ▲(15.91% Upside)
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9,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":64.675,"date":1769904000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 21,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 5, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":66.28,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 29,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 9, \t&nbsp;</span>\n    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