1N31 Stock Chart & Stats
€12.50
-€0.10(-0.79%)
At close: 4:00 PM EDT
€12.50
-€0.10(-0.79%)
Day’s Range― - ―
52-Week Range€8.29 - €13.50
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€371.52M
Enterprise Value€2.37K
Total Cash (Recent Filing)€403.02M
Total Debt (Recent Filing)€2.41B
Price to Earnings (P/E)6.1
Beta0.69
Next Earnings
Nov 09, 2026EPS Estimate
0.53Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.42
Shares Outstanding28,891,150
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)0.72
Price to Sales (P/S)0.89
P/FCF Ratio5.11
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.07
Revenue Forecast (FY)€283.30M
Bulls Say, Bears Say
Bulls Say
Profitability & MarginsSustained TTM profitability and healthy margins indicate the business earns durable spread and fee income on its SMB-focused lending and services. Strong ROE signals efficient capital use, supporting reinvestment and dividend capacity across the next several quarters.
Deposit & Loan ScaleRapid deposit and loan growth materially improves stable core funding and lending capacity. A larger, diversified deposit base reduces reliance on volatile wholesale funding and supports sustainable origination and hold-for-investment strategies over the medium term.
Tech-enabled OriginationReal-time payments and AI underwriting shorten funding cycles and lower acquisition costs, improving conversion and credit decisioning for SMBs. Those capabilities create a durable competitive advantage in speed, scale and unit economics for originations.
Bears Say
Elevated LeverageSubstantially higher leverage materially increases financial risk and earnings volatility. A ~6x debt-to-equity profile limits balance-sheet flexibility, magnifies refinancing and interest-rate exposure, and constrains strategic options over the coming quarters.
Weak Cash GenerationDeeply negative operating cash flow forces reliance on external funding, securitizations, or deposit timing to fund growth and dividends. Persistent cash deficits undermine self-funding ability and heighten liquidity and refinancing risk over the medium term.
Rising Credit RiskIncreasing net charge-offs as the portfolio matures introduces earnings and capital volatility. If seasoning-related losses persist, higher provisions would compress earnings and could limit origination or require capital actions across multiple quarters.
Newtek Business News
1N31 FAQ
What was Newtek Business’s price range in the past 12 months?
Newtek Business lowest stock price was €8.29 and its highest was €13.50 in the past 12 months.
What is Newtek Business’s market cap?
Newtek Business’s market cap is €371.52M.
When is Newtek Business’s upcoming earnings report date?
Newtek Business’s upcoming earnings report date is Nov 09, 2026 which is in 94 days.
How were Newtek Business’s earnings last quarter?
Newtek Business released its earnings results on Aug 06, 2026. The company reported €0.376 earnings per share for the quarter, missing the consensus estimate of €0.408 by -€0.032.
Is Newtek Business overvalued?
According to Wall Street analysts Newtek Business’s price is currently Overvalued.
Does Newtek Business pay dividends?
Newtek Business does not currently pay dividends.
What is Newtek Business’s EPS estimate?
Newtek Business’s EPS estimate is 0.53.
How many shares outstanding does Newtek Business have?
Newtek Business has 28,891,150 shares outstanding.
What happened to Newtek Business’s price movement after its last earnings report?
Newtek Business reported an EPS of €0.376 in its last earnings report, missing expectations of €0.408. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Newtek Business?
Currently, no hedge funds are holding shares in DE:1N31
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Newtek Business Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
― (―)
― (―)
Blogger Sentiment
Neutral
DE:1N31 Sentiment 50%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth €250.5K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.27%
12-Months-Change
Fundamentals
Return on Equity
5.21%
Trailing 12-Months
Asset Growth
35.10%
Trailing 12-Months
Company Description
Newtek Business
NewtekOne, Inc. operates as a financial holding firm, specializing in delivering a comprehensive suite of business and financial solutions. Its diverse portfolio encompasses several key brands, including Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. Barry Sloane founded the company in 1998, and it maintains its corporate headquarters in Boca Raton, Florida.
1N31 Company Deck
1N31 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive outlook driven by strong loan originations, rapid deposit growth, technological advantages (real-time payments and AI-enabled underwriting), improving credit metrics, robust capital ratios, and high tangible book value growth. Near-term headwinds include NIM compression from large deposit inflows and cash balances, timing-related yield pressure from securitizations, and rising net charge-offs as the portfolio seasons. Management expects many of the timing and liquidity pressures to normalize and reiterated confidence in 2026 guidance and longer-term growth, resulting in an overall favorable tone.View all DE:1N31 earnings summaries1N31 Stock 12 Month Forecast
Average Price Target
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