Newtek Business Services (DE:1N31)
NASDAQ:1N31
1N31 Stock Chart & Stats
€10.80
-€0.10(-0.81%)
At close: 4:00 PM EST
€10.80
-€0.10(-0.81%)
Day’s Range― - ―
52-Week Range€8.29 - €12.54
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€314.36M
Enterprise Value€2.41B
Total Cash (Recent Filing)€403.02M
Total Debt (Recent Filing)€2.41B
Price to Earnings (P/E)6.4
Beta0.68
Next Earnings
Aug 05, 2026EPS Estimate
0.41Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.42
Shares Outstanding28,858,921
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)0.72
Price to Sales (P/S)0.89
P/FCF Ratio5.11
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€11.62Price Target Upside7.64% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)2.03
Revenue Forecast (FY)€279.23M
Bulls Say, Bears Say
Bulls Say
Strong Profitability & EfficiencySustained high margins and a sub-50% efficiency ratio imply structural operating leverage. That profitability profile can fund growth, support dividend capacity and absorb credit cycles, making earnings quality a durable anchor for shareholder returns over the next several quarters.
Robust Origination And Deposit FranchiseHigh and accelerating loan origination capacity alongside rapid deposit growth indicate a scalable funding and distribution model. A durable deposit base lowers reliance on costly wholesale funding and supports long-term net interest income stability as originations compound.
Technology, AI Underwriting & PartnershipsReal-time payments, AI credit automation and strategic channel partnerships expand sticky, recurring service revenue and speed loan conversions. Those structural tech and distribution advantages improve unit economics and client retention across economic cycles.
Bears Say
Much Higher LeverageA leap in leverage materially increases financial risk and reduces balance-sheet flexibility. Higher debt magnifies earnings volatility, raises refinancing and covenant risk, and limits the company's ability to absorb credit shocks or opportunistically invest without dilutive capital raises.
Very Weak Cash GenerationPersistent negative operating and free cash flow forces reliance on external financing to fund operations, dividends, and growth. Over several quarters this reliance can squeeze liquidity, increase funding cost sensitivity, and make the business vulnerable if capital markets tighten.
Margin Pressure From Idle Cash & Funding MixStructural trade-offs—holding large liquidity buffers and using higher-cost securitizations versus cheaper core deposits—compress net interest margin and reduce long-term profitability. If idle cash or securitization reliance persist, margin recovery and dividend sustainability may be impaired.
Newtek Business News
1N31 FAQ
What was Newtek Business Services’s price range in the past 12 months?
Newtek Business Services lowest stock price was €8.29 and its highest was €12.54 in the past 12 months.
What is Newtek Business Services’s market cap?
Newtek Business Services’s market cap is €314.36M.
When is Newtek Business Services’s upcoming earnings report date?
Newtek Business Services’s upcoming earnings report date is Aug 05, 2026 which is in 60 days.
How were Newtek Business Services’s earnings last quarter?
Newtek Business Services released its earnings results on Apr 30, 2026. The company reported €0.337 earnings per share for the quarter, missing the consensus estimate of €0.359 by -€0.022.
Is Newtek Business Services overvalued?
According to Wall Street analysts Newtek Business Services’s price is currently Undervalued.
Does Newtek Business Services pay dividends?
Newtek Business Services does not currently pay dividends.
What is Newtek Business Services’s EPS estimate?
Newtek Business Services’s EPS estimate is 0.41.
How many shares outstanding does Newtek Business Services have?
Newtek Business Services has 28,858,921 shares outstanding.
What happened to Newtek Business Services’s price movement after its last earnings report?
Newtek Business Services reported an EPS of €0.337 in its last earnings report, missing expectations of €0.359. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Newtek Business Services?
Currently, no hedge funds are holding shares in DE:1N31
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Newtek Business Stock Smart Score
Outperform
1
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5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€11.62 (7.64% Upside)
€11.62 (7.64% Upside)
Blogger Sentiment
Neutral
DE:1N31 Sentiment 50%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth €46.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.00%
12-Months-Change
Fundamentals
Return on Equity
17.20%
Trailing 12-Months
Asset Growth
35.10%
Trailing 12-Months
Company Description
Newtek Business Services
NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.
1N31 Company Deck
1N31 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive outlook driven by strong loan originations, rapid deposit growth, technological advantages (real-time payments and AI-enabled underwriting), improving credit metrics, robust capital ratios, and high tangible book value growth. Near-term headwinds include NIM compression from large deposit inflows and cash balances, timing-related yield pressure from securitizations, and rising net charge-offs as the portfolio seasons. Management expects many of the timing and liquidity pressures to normalize and reiterated confidence in 2026 guidance and longer-term growth, resulting in an overall favorable tone.View all DE:1N31 earnings summaries1N31 Stock 12 Month Forecast
Average Price Target
€11.62
▲(7.64% Upside)
Technical Analysis
Pennantpark Investment
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Stellus Capital
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TriplePoint Venture Growth
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Chicago Atlantic BDC
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Options Prices
Currently, No data available
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