1N31 Stock Chart & Stats
€10.50
-€0.10(-0.79%)
At close: 4:00 PM EDT
€10.50
-€0.10(-0.79%)
Day’s Range― - ―
52-Week Range€8.29 - €13.50
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€290.70M
Enterprise Value€2.78K
Total Cash (Recent Filing)€395.01M
Total Debt (Recent Filing)€556.84M
Price to Earnings (P/E)4.9
Beta0.68
Next Earnings
Nov 09, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.37
Shares Outstanding28,884,731
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)0.72
Price to Sales (P/S)0.89
P/FCF Ratio5.11
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€14.67Price Target Upside39.73% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)1.81
Revenue Forecast (FY)€268.26M
Bulls Say, Bears Say
Bulls Say
Recurring Bank Net Interest Income GrowthThe shift toward retaining more loans and moving lending activity into Newtek Bank is expanding recurring net interest income. This can make earnings more predictable over time than relying primarily on loan-sale gains.
Rapid Deposit And Customer ExpansionSustained deposit and account growth strengthens the bank’s funding base and supports further loan growth. The large, mostly insured customer base also provides a platform for cross-selling payments, payroll, lending and other SMB services.
Operating Leverage From The Technology-enabled Banking ModelRapid asset growth with limited expense expansion indicates scalable operating infrastructure. Digital account opening, referrals and integrated client tools may reduce customer-acquisition costs and improve the economics of serving small businesses.
Bears Say
Sharp Increase In Balance-sheet LeverageThe much larger debt burden increases sensitivity to credit losses, funding costs and asset-quality deterioration. It also reduces financial flexibility if lending conditions weaken or the bank must preserve capital during a downturn.
Deeply Negative Operating And Free Cash FlowNegative cash generation raises reliance on deposits, securitizations or other financing to support growth and balance-sheet expansion. That dependence can become a durable constraint if funding availability tightens or credit markets become less receptive.
Credit And Earnings-quality PressureLower pre-provision profitability and emerging delinquencies indicate that scale has not fully translated into stable earnings quality. A maturing portfolio could require higher provisions, while weaker margins would reduce the buffer against future credit losses.
Newtek Business News
1N31 FAQ
What was Newtek Business’s price range in the past 12 months?
Newtek Business lowest stock price was €8.29 and its highest was €13.50 in the past 12 months.
What is Newtek Business’s market cap?
Newtek Business’s market cap is €290.70M.
When is Newtek Business’s upcoming earnings report date?
Newtek Business’s upcoming earnings report date is Nov 09, 2026 which is in 50 days.
How were Newtek Business’s earnings last quarter?
Newtek Business released its earnings results on Aug 06, 2026. The company reported €0.373 earnings per share for the quarter, missing the consensus estimate of €0.405 by -€0.032.
Is Newtek Business overvalued?
According to Wall Street analysts Newtek Business’s price is currently Undervalued.
Does Newtek Business pay dividends?
Newtek Business does not currently pay dividends.
What is Newtek Business’s EPS estimate?
Newtek Business’s EPS estimate is 0.42.
How many shares outstanding does Newtek Business have?
Newtek Business has 28,884,731 shares outstanding.
What happened to Newtek Business’s price movement after its last earnings report?
Newtek Business reported an EPS of €0.373 in its last earnings report, missing expectations of €0.405. Following the earnings report the stock price went down -1.538%.
Which hedge fund is a major shareholder of Newtek Business?
Currently, no hedge funds are holding shares in DE:1N31
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Newtek Business Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
€14.67 (39.73% Upside)
€14.67 (39.73% Upside)
Blogger Sentiment
Neutral
DE:1N31 Sentiment 50%
Sector Average 59%
Sector Average 59%
Insider Transactions
Bought Shares
Worth €201.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-1.71%
12-Months-Change
Fundamentals
Return on Equity
6.38%
Trailing 12-Months
Asset Growth
49.79%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Newtek Business
NewtekOne, Inc. operates as a financial holding firm, specializing in delivering a comprehensive suite of business and financial solutions. Its diverse portfolio encompasses several key brands, including Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. Barry Sloane founded the company in 1998, and it maintains its corporate headquarters in Boca Raton, Florida.
1N31 Company Deck
1N31 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong operational progress: rapid deposit and asset growth, a sizable increase in bank net interest income (~+54% YoY), substantial tangible book value appreciation (~+75% over 12 quarters), improving securitization over‑collateralization, and conservative CECL reserving focused on unguaranteed SBA loans. Offsetting items include short‑term earnings/guidance uncertainty from the deliberate strategy to hold more guaranteed SBA portions (reducing gain‑on‑sale income), a YoY decline in PPNR as a percent of assets (5.25% -> 4.22%), some early portfolio delinquencies and an isolated bankruptcy exposure (Simad). Management expects many of the changes (shift to more NII, securitizations, normalization of other income) to be beneficial over time, and liquidity/capital metrics remain solid.View all DE:1N31 earnings summaries1N31 Stock 12 Month Forecast
Average Price Target
€14.67
▲(39.73% Upside)
Technical Analysis
Pennantpark Investment
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Stellus Capital
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TriplePoint Venture Growth
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Chicago Atlantic BDC
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