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Newtek Business (1N31) Stock Price & Analysis

1 Followers

1N31 Stock Chart & Stats

€9.75€0.20(2.09%)
At close: 5:30 PM GMT+1
€10€15€20Mar 1Mar 4Feb 27Mar 30
Day’s Range
EUR 9.75 - EUR 9.75
52-Week Range
EUR 8.29 - EUR 13.50
Previous Close
EUR 9.55
Volume
N/A
Average Volume (3M)
0
Market Cap
EUR 282.37M
Enterprise Value
EUR 3.11B
Total Cash (Recent Filing)
EUR 304.46M
Total Debt (Recent Filing)
EUR 3.05B
Price to Earnings (P/E)
5.3
Beta
0.62
Next Earnings
Mar 02, 2027 (Est.)
EPS Estimate
0.47
Next Dividend Ex-Date
N/A
Dividend Yield
6.76%

Bulls Say, Bears Say

Bulls Say

Deposit Franchise Growth

Rapid deposit accumulation strengthens Newtek Bank’s funding base and can support future lending while reducing reliance on more expensive wholesale sources. A larger customer relationship base also creates opportunities to cross-sell payments, payroll, insurance and other recurring business services.

Net Interest Income Growth

Strong net interest income growth indicates that the banking platform is scaling its earning assets and monetizing customer relationships. Continued expansion would provide a durable earnings engine, particularly if deposit costs remain controlled and loan yields continue to support favorable spreads.

Integrated SMB Platform

An integrated digital platform can increase revenue per small-business customer by combining banking with fee-based services. Proprietary automation, digital onboarding and data tools may also improve acquisition efficiency, customer retention and operating leverage as the platform grows.

Bears Say

Elevated Leverage And Weak Cash Conversion

The sharp leverage increase and deeply negative cash generation reduce financial flexibility even though reported profitability remains positive. This leaves Newtek more sensitive to funding costs, credit losses and balance-sheet demands, potentially constraining growth and capital allocation.

Rising Credit Stress

Elevated nonaccruals and rising commercial nonperformers indicate that portfolio seasoning and prior rate and inflation pressures are affecting credit performance. Further deterioration could require higher provisions, reduce earnings quality and consume capital available for future lending.

More Challenging Lending Environment

A tougher lending environment can slow asset growth and limit the pace at which Newtek converts its digital platform and deposit base into revenue. Tighter underwriting may protect credit quality, but it can also reduce near-term originations and operating leverage.

Newtek Business News

1N31 FAQ

What was Newtek Business’s price range in the past 12 months?
Newtek Business lowest stock price was €8.29 and its highest was €13.50 in the past 12 months.
What is Newtek Business’s market cap?
Newtek Business’s market cap is €282.37M.
When is Newtek Business’s upcoming earnings report date?
Newtek Business’s next earnings report is estimated for Mar 02, 2027 (not yet confirmed), which is in 110 days.
How were Newtek Business’s earnings last quarter?
Newtek Business released its earnings results on Oct 28, 2026. The company reported €0.272 earnings per share for the quarter, missing the consensus estimate of €0.4 by -€0.128.
Is Newtek Business overvalued?
According to Wall Street analysts Newtek Business’s price is currently Undervalued.
Does Newtek Business pay dividends?
Newtek Business does not currently pay dividends.
What is Newtek Business’s EPS estimate?
Newtek Business’s EPS estimate is 0.47.
How many shares outstanding does Newtek Business have?
Newtek Business has 28,879,002 shares outstanding.
What happened to Newtek Business’s price movement after its last earnings report?
Newtek Business reported an EPS of €0.272 in its last earnings report, missing expectations of €0.4. Following the earnings report the stock price went down -2.913%.
Which hedge fund is a major shareholder of Newtek Business?
Hedge funds hold Newtek Business shares: the largest hedge-fund position in Newtek Business is 1,725,164,990 shares.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology