1M5 Stock Chart & Stats
€4.18
€0.08(1.95%)
At close: 4:00 PM EDT
€4.18
€0.08(1.95%)
Day’s Range― - ―
52-Week Range€3.74 - €11.40
Previous CloseN/A
Volume0.00
Average Volume (3M)26.00
Market Cap
€798.31M
Enterprise Value-€3.51K
Total Cash (Recent Filing)€4.29B
Total Debt (Recent Filing)€173.16M
Price to Earnings (P/E)7.5
Beta0.95
Next Earnings
Aug 27, 2026EPS Estimate
0.18Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.65
Shares Outstanding181,380,900
10 Day Avg. Volume0
30 Day Avg. Volume26
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)1.95
Price to Sales (P/S)2.75
P/FCF Ratio1.29
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€6.13Price Target Upside46.61% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)0.46
Revenue Forecast (FY)€520.46M
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow GenerationSustained, large free cash flow growth over 2024–2025 indicates durable cash conversion and earnings quality. This strengthens the firm's ability to self-fund product development, regulatory compliance, buybacks, and buffers against market-driven liquidity swings without relying on external funding.
Re-accelerating Revenue And Margin ExpansionRe-accelerated top-line growth and materially wider margins suggest the business model scaled more efficiently, reflecting higher commission and interest income. Durable margin expansion supports reinvestment in tech and product offerings and improved return on capital across market cycles.
Improving Leverage And ReturnsLower leverage and a marked rise in ROE signal stronger capital discipline and profitability. A healthier balance sheet enhances financial flexibility for regulatory remediation, product investment, and capital returns while reducing insolvency risk in stress scenarios.
Bears Say
Regulatory Penalties And Mainland Policy RiskA significant administrative penalty and mainland regulatory reforms represent structural operational risk. Mainland clients, while ~10% of assets, contributed a disproportionate share of revenue; tighter territory-based oversight can restrict customer access, marketing and revenue from a key growth channel.
Sustained Higher Operating ExpensesMaterial increases in personnel, data and marketing costs suggest structurally higher operating leverage requirements to acquire and serve users across regions. If higher spend persists, the company must sustain stronger revenue growth to preserve margins and returns, reducing margin resilience.
Business Sensitivity To Market SwingsLarge client asset swings and significant mark-to-market volatility highlight balance-sheet sensitivity common to brokers. With assets sizable relative to equity, market or credit shocks can quickly affect client asset levels, funding needs and revenue tied to trading and margin activity.
1M5 FAQ
What was Up Fintech Holding Ltd’s price range in the past 12 months?
Up Fintech Holding Ltd lowest stock price was €3.74 and its highest was €11.40 in the past 12 months.
What is Up Fintech Holding Ltd’s market cap?
Up Fintech Holding Ltd’s market cap is €798.31M.
When is Up Fintech Holding Ltd’s upcoming earnings report date?
Up Fintech Holding Ltd’s upcoming earnings report date is Aug 27, 2026 which is in 22 days.
How were Up Fintech Holding Ltd’s earnings last quarter?
Up Fintech Holding Ltd released its earnings results on Jun 02, 2026. The company reported -€0.116 earnings per share for the quarter, missing the consensus estimate of €0.202 by -€0.318.
Is Up Fintech Holding Ltd overvalued?
According to Wall Street analysts Up Fintech Holding Ltd’s price is currently Undervalued.
Does Up Fintech Holding Ltd pay dividends?
Up Fintech Holding Ltd does not currently pay dividends.
What is Up Fintech Holding Ltd’s EPS estimate?
Up Fintech Holding Ltd’s EPS estimate is 0.18.
How many shares outstanding does Up Fintech Holding Ltd have?
Up Fintech Holding Ltd has 181,380,900 shares outstanding.
What happened to Up Fintech Holding Ltd’s price movement after its last earnings report?
Up Fintech Holding Ltd reported an EPS of -€0.116 in its last earnings report, missing expectations of €0.202. Following the earnings report the stock price went down -5.909%.
Which hedge fund is a major shareholder of Up Fintech Holding Ltd?
Currently, no hedge funds are holding shares in DE:1M5
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Up Fintech Holding Stock Smart Score
Underperform
1
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4
5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€6.13 (46.61% Upside)
€6.13 (46.61% Upside)
Blogger Sentiment
Bullish
DE:1M5 Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €37.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-56.32%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
21.14%
Trailing 12-Months
Company Description
Up Fintech Holding Ltd
UP Fintech Holding Limited functions as a leading online brokerage firm, primarily catering to investors within the Chinese market. The company furnishes a sophisticated proprietary trading platform, readily accessible via its dedicated mobile application and web-based portal. This platform empowers clients to engage in transactions involving a diverse range of financial instruments, including equities, options, warrants, and other investment products. Beyond core brokerage functionalities, UP Fintech delivers an extensive suite of value-added services. These encompass educational resources for investors, interactive community engagement forums, and an investor relations (IR) platform, alongside efficient account administration. The firm also facilitates trade execution, extends margin financing, and provides securities lending. Furthermore, it is involved in asset and wealth management services, administers employee stock ownership plans (ESOPs), and offers comprehensive support for fund operations. This fund-centric assistance spans license applications, product conceptualization, asset custody, transaction processing, funding allocation, fund structuring, and overall management. The company additionally contributes to initial public offering (IPO) underwriting. Supplementary offerings include market intelligence and simulated trading environments. Established in 2014, UP Fintech Holding Limited maintains its headquarters in Beijing, China.
1M5 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a generally positive operational and product momentum: solid year-over-year revenue growth (+~26%), expanding operating profit (+~17.5% YoY), record retail net inflows ($2.9B), resilient client assets (+~28.4% YoY), continued user growth and strong product/market activity (AI upgrades, new derivatives, robust IPO pipeline). However, near-term financials were impacted by a significant one-time regulatory penalty (~RMB 411M / ~$60M), elevated operating expenses (+33% YoY) and sequential revenue pressure (-12% QoQ), as well as mark-to-market volatility in Q1 (≈$4.9B) and a tax-related noncash adjustment (~$4M). Management emphasized the one-off nature of the penalty, recovery of mark-to-market losses by Q2-to-date, and confidence in full-year guidance and user quality focus, resulting in brighter longer-term prospects despite short-term headwinds.View all DE:1M5 earnings summaries1M5 Stock 12 Month Forecast
Average Price Target
€6.13
▲(46.61% Upside)










