1BF Stock Chart & Stats
€10.68
€0.01(0.09%)
At close: 4:00 PM EDT
€10.68
€0.01(0.09%)
Day’s Range― - ―
52-Week Range€7.19 - €11.02
Previous CloseN/A
Volume0.00
Average Volume (3M)2.50K
Market Cap
€10.81B
Enterprise Value€11.72K
Total Cash (Recent Filing)€7.30B
Total Debt (Recent Filing)€59.00M
Price to Earnings (P/E)―
Beta0.61
Next Earnings
Sep 21, 2026EPS Estimate
0.4Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.47
Shares Outstanding1,006,724,240
10 Day Avg. Volume450
30 Day Avg. Volume2,499
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)10.00
Price to Sales (P/S)0.40
P/FCF Ratio-7.36
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€10.93Price Target Upside2.31% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€72.90M
Bulls Say, Bears Say
Bulls Say
Improved LeverageThe material reduction in total debt in 2025 meaningfully lowers financial leverage and balance-sheet risk. A less leveraged capital structure increases resilience to underwriting volatility, gives management capacity to reallocate capital toward product development or reserves, and improves optionality for strategic moves over the next several quarters.
Proven Cash Generation In Good YearsAlthough cash flow is volatile, the company has demonstrated the operational ability to produce strong operating and free cash flow in certain years. This capacity means that, under normalized conditions, management can fund dividends, meet regulatory capital needs, or reinvest in growth without relying solely on external financing, supporting medium-term stability.
Long-term Retirement FranchiseStandard Life's focus on pensions, long-term savings and life insurance positions it in structurally recurring markets driven by aging populations and steady demand for retirement solutions. This business mix supports persistent fee and premium flows and creates a durable revenue base less dependent on cyclical product lines over the next 2–6 months and beyond.
Bears Say
Inconsistent ProfitabilityThe company swung from a small profit in 2023 to sizable losses in 2024 and remained loss-making in 2025, demonstrating weak earnings durability. Persistent or recurring losses impair the firm's ability to rebuild retained earnings, sustain dividend policy, and invest in competitiveness, increasing execution risk over the medium term.
Cash Flow VolatilitySharp swings from strong cash generation to meaningful negative operating and free cash flow undermine planning and capital allocation. Volatile cash reduces capacity to meet regulatory capital tests, fund long-duration liabilities, or invest in distribution, increasing the probability of reactive capital measures or constrained growth in coming quarters.
Thinner Equity Base & Negative ROEA materially reduced equity base and negative returns on equity limit the firm's capital buffer and capacity to absorb underwriting or market losses. Even with lower debt, a thin equity position constrains strategic flexibility, raises solvency sensitivity, and could necessitate capital raises or asset disposals if earnings do not recover sustainably.
Standard Life plc News
1BF FAQ
What was Standard Life plc’s price range in the past 12 months?
Standard Life plc lowest stock price was €7.18 and its highest was €11.02 in the past 12 months.
What is Standard Life plc’s market cap?
Standard Life plc’s market cap is €10.81B.
When is Standard Life plc’s upcoming earnings report date?
Standard Life plc’s upcoming earnings report date is Sep 21, 2026 which is in 48 days.
How were Standard Life plc’s earnings last quarter?
Standard Life plc released its earnings results on Mar 16, 2026. The company reported €0.348 earnings per share for the quarter, beating the consensus estimate of €0.317 by €0.03.
Is Standard Life plc overvalued?
According to Wall Street analysts Standard Life plc’s price is currently Undervalued.
Does Standard Life plc pay dividends?
Standard Life plc does not currently pay dividends.
What is Standard Life plc’s EPS estimate?
Standard Life plc’s EPS estimate is 0.4.
How many shares outstanding does Standard Life plc have?
Standard Life plc has 1,006,724,240 shares outstanding.
What happened to Standard Life plc’s price movement after its last earnings report?
Standard Life plc reported an EPS of €0.348 in its last earnings report, beating expectations of €0.317. Following the earnings report the stock price went up 0.626%.
Which hedge fund is a major shareholder of Standard Life plc?
Currently, no hedge funds are holding shares in DE:1BF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Standard Life plc Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€10.93 (2.31% Upside)
€10.93 (2.31% Upside)
Blogger Sentiment
Bullish
DE:1BF Sentiment 100%
Sector Average 57%
Sector Average 57%
Insider Transactions
Sold Shares
Worth €355.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.37%
12-Months-Change
Fundamentals
Return on Equity
5.86%
Trailing 12-Months
Asset Growth
7.92%
Trailing 12-Months
Company Description
Standard Life plc
Standard Life plc, a long-established financial services firm founded in 1782 and headquartered in London, United Kingdom, specializes in providing long-term savings and retirement solutions throughout Europe. Its operations are organized into key divisions including Retirement Solutions, Pensions & Savings, With-Profits, SunLife & Protection, and Europe & Other. The company offers a diverse range of products covering every stage of retirement planning: from initial wealth accumulation through defined contribution workplace and retail savings plans, to facilitating the transition into retirement with services like pension consolidation, fixed-term annuities, and managed funds, and finally, offering various income solutions such as income drawdown, lifetime annuities, defined benefit pensions, and home equity release. Furthermore, Standard Life provides both new and existing individual and bulk purchase annuity contracts, UK individual annuities, self-invested personal pensions, unit-linked insurance and investment products, and a suite of protection offerings. These services are delivered under prominent brand names including Standard Life, SunLife, Phoenix Life, and ReAssure. It's noteworthy that the company, previously known as Phoenix Group Holdings plc, officially rebranded as Standard Life plc in February 2026.
1BF Stock 12 Month Forecast
Average Price Target
€10.93
▲(2.31% Upside)