0GS Stock Chart & Stats
€119.25
€1.10(0.67%)
At close: 4:00 PM EST
€119.25
€1.10(0.67%)
Day’s Range― - ―
52-Week Range€90.04 - €224.50
Previous CloseN/A
Volume0.00
Average Volume (3M)72.00
Market Cap
€10.91B
Enterprise Value€11.73K
Total Cash (Recent Filing)€749.53M
Total Debt (Recent Filing)€704.24M
Price to Earnings (P/E)84.3
Beta0.29
Next Earnings
Sep 03, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.89
Shares Outstanding83,256,360
10 Day Avg. Volume38
30 Day Avg. Volume72
Financial Highlights & Ratios
PEG Ratio-0.22
Price to Book (P/B)13.02
Price to Sales (P/S)15.77
P/FCF Ratio64.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€175.56Price Target Upside47.22% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)3.05
Revenue Forecast (FY)€1.29B
Bulls Say, Bears Say
Bulls Say
Recurring ARR & Cloud MomentumGuidewire’s ARR growth and reiterated ARR guidance reflect durable subscription revenue from cloud conversions. A growing, fully-ramped ARR base increases revenue predictability, supports multi-year visibility for cash flow, and enhances cross-sell/upsell opportunities as more customers adopt Guidewire Cloud.
Improving Profitability & Cash GenerationThe firm turned consistently profitable with solid operating and free cash flow and strong gross margins driven by subscription mix. High cash conversion (~0.96x FCF-to-net-income) supplies funding for product investment, buybacks, and debt service, enhancing financial resilience over the medium term.
Management & AI Strategic FocusAdding a veteran executive with insurer/operator AI transformation experience signals structural commitment to industrializing AI in products and go-to-market efforts. Coupled with reported developer productivity gains, this strengthens the company’s competitive positioning on AI-enabled cloud solutions for P&C insurers.
Bears Say
Revenue Timing Volatility From Large DealsReliance on a few large, transformational transactions creates persistent quarter-to-quarter ARR and booking variability. That lumpiness complicates forecasting, budgeting, and resource allocation, increasing execution risk and making sustained revenue momentum contingent on closing discrete big-ticket deals.
Low Services Margins & Subcontractor CostsServices are essential for implementations but deliver structurally low margins, and rising subcontractor spend compresses unit economics. Persistent low services margins cap blended profitability, require careful scaling of partner economics, and could limit long-term margin expansion absent higher attach rates for higher-margin cloud subscriptions.
Slowing Top-line Growth & Higher LeverageWhile profitability improved, top-line deceleration from prior-year highs, a year-over-year FCF drop and rising leverage reduce buffer for reinvestment and increase financial risk. Slower revenue momentum combined with a thinner equity base can constrain strategic flexibility over the medium term.
Guidewire News
0GS FAQ
What was Guidewire Software Inc.’s price range in the past 12 months?
Guidewire Software Inc. lowest stock price was €90.04 and its highest was €224.50 in the past 12 months.
What is Guidewire Software Inc.’s market cap?
Guidewire Software Inc.’s market cap is €10.91B.
When is Guidewire Software Inc.’s upcoming earnings report date?
Guidewire Software Inc.’s upcoming earnings report date is Sep 03, 2026 which is in 35 days.
How were Guidewire Software Inc.’s earnings last quarter?
Guidewire Software Inc. released its earnings results on Jun 04, 2026. The company reported €0.718 earnings per share for the quarter, beating the consensus estimate of €0.651 by €0.067.
Is Guidewire Software Inc. overvalued?
According to Wall Street analysts Guidewire Software Inc.’s price is currently Undervalued.
Does Guidewire Software Inc. pay dividends?
Guidewire Software Inc. does not currently pay dividends.
What is Guidewire Software Inc.’s EPS estimate?
Guidewire Software Inc.’s EPS estimate is 0.82.
How many shares outstanding does Guidewire Software Inc. have?
Guidewire Software Inc. has 83,256,360 shares outstanding.
What happened to Guidewire Software Inc.’s price movement after its last earnings report?
Guidewire Software Inc. reported an EPS of €0.718 in its last earnings report, beating expectations of €0.651. Following the earnings report the stock price went down -14.742%.
Which hedge fund is a major shareholder of Guidewire Software Inc.?
Currently, no hedge funds are holding shares in DE:0GS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Guidewire Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
€175.56 (47.22% Upside)
€175.56 (47.22% Upside)
Blogger Sentiment
Bullish
DE:0GS Sentiment 70%
Sector Average 63%
Sector Average 63%
Insider Transactions
Sold Shares
Worth €1.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-38.22%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Guidewire Software Inc.
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
0GS Company Deck
0GS Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong financial beats and upgrades (27% revenue growth, ARR +19% YoY, improved margins, increased revenue and cash flow guidance), meaningful product momentum (cloud wins, PricingCenter, ProNavigator), and tangible productivity gains from AI tooling (3,000-attendee developer summit; ~35% migration improvement). The primary negatives were quarter-to-quarter timing/close volatility driven by a small number of large deals, modest services margin pressure from subcontractor usage, and early-stage uncertainty around LLM token costs. On balance, the positives (financial beats, upgraded guidance, product/customer traction, and operational productivity gains) materially outweigh the limited operational and timing risks noted.View all DE:0GS earnings summaries0GS Stock 12 Month Forecast
Average Price Target
€175.56
▲(47.22% Upside)
Technical Analysis
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