Clover AssistantManagement continues to believe that Clover Assistant is the driving force behind Clover 'bucking the trend' of higher medical costs over the last several quarters.
Membership GrowthManagement believes the company could accelerate membership in 2026 from the already robust ~28% growth at the midpoint of 2025 membership guidance.
Revenue GrowthClover's PPO plan, housing approximately 97% of membership, will be paid on 4-stars in 2026, increasing Clover's flexibility to invest in plan benefits and boosting revenue per member.