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CaixaBank (CAIXY)
:CAIXY
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CaixaBank SA (CAIXY) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 30, 2026
TBA (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
Last Year’s EPS
0.08
Same Quarter Last Year
Based on 1 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 31, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlights strong financial performance, driven by robust volume growth, improved net interest income, and economic tailwinds in Iberia. CaixaBank is also demonstrating innovation in digital banking and maintaining a strong capital return policy. However, challenges remain in the mortgage market and recurring banking fees.
Company Guidance
During CaixaBank's third-quarter results presentation for fiscal year 2025, CEO Gonzalo Gortázar highlighted impressive growth metrics despite seasonal challenges. The bank reported a 7% increase in loans and customer funds, a 13% rise in insurance premiums, and the addition of nearly 400,000 new clients in Spain. Net interest income (NII) saw a 1.4% quarter-on-quarter increase, while revenue from services grew over 5%. Asset quality reached record lows, with an improved cost of risk guidance of less than 25 basis points. CaixaBank announced an interim dividend at the high end of its 30% to 40% range and a new share buyback program, maintaining a strong capital position with a core equity Tier 1 ratio above targets. The bank upgraded its return on tangible equity forecast to around 17%, buoyed by favorable economic conditions in Spain and Portugal, including a revised GDP growth estimate for Spain from 2.4% to 2.9%. Additionally, the bank emphasized strategic growth in consumer and business lending, as well as significant gains in market share across various segments, underscoring a robust performance and optimistic outlook for sustained growth.
Strong Volume Growth
Loans and customer funds are up close to 7% year-on-year, with insurance business premiums up 13% and a net addition of almost 400,000 new clients in Spain.
Improved NII and Asset Quality
Net Interest Income (NII) saw a 1.4% increase quarter-on-quarter, with asset quality at record lows and improved cost of risk guidance.
Economic Growth in Iberia
Upgraded GDP estimates for Spain to 2.9% from 2.4%, with strong contributions from private consumption and investment.
Record Performance in Wealth Management
Wealth management market share continues to be significantly higher than competitors, with a 12% growth in revenues from services.
Shareholder Returns
Announcement of an interim dividend at the upper range of policy and a new EUR 500 million share buyback program.
Operational Innovations
Multiple innovative projects launched, including Tap To Pay, Apple Pay Later, and successful growth in the 'imagin' digital banking platform.

CaixaBank SA (CAIXY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

CAIXY Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 30, 2026
2025 (Q4)
- / -
0.077
Oct 31, 2025
2025 (Q3)
- / 0.08
0.080.00% (0.00)
Jul 30, 2025
2025 (Q2)
- / 0.08
0.082-4.88% (>-0.01)
Apr 30, 2025
2025 (Q1)
- / 0.07
0.0546.00% (+0.02)
Jan 30, 2025
2024 (Q4)
- / 0.08
0.05637.50% (+0.02)
Oct 31, 2024
2024 (Q3)
- / 0.08
0.0748.11% (<+0.01)
Jul 31, 2024
2024 (Q2)
- / 0.08
0.06232.26% (+0.02)
Apr 30, 2024
2024 (Q1)
- / 0.05
0.04121.95% (<+0.01)
Feb 02, 2024
2023 (Q4)
- / 0.06
0.03180.65% (+0.03)
Oct 27, 2023
2023 (Q3)
- / 0.07
0.03989.74% (+0.03)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

CAIXY Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 31, 2025
$3.48$3.52+1.15%
Jul 30, 2025
$3.07$3.16+2.93%
Apr 30, 2025
$2.65$2.55-3.77%
Jan 30, 2025
$2.00$1.98-1.00%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does CaixaBank (CAIXY) report earnings?
CaixaBank (CAIXY) is schdueled to report earning on Jan 30, 2026, TBA (Confirmed).
    What is CaixaBank (CAIXY) earnings time?
    CaixaBank (CAIXY) earnings time is at Jan 30, 2026, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is CAIXY EPS forecast?
          Currently, no data Available
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