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Citigroup (C) Stock Price & Analysis

16,978 Followers

C Stock Chart & Stats

$122.71-$0.39(-0.32%)
At close: 4:00 PM EST
$120$130$140Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$121.43 - $122.91
52-Week Range
$95.83 - $147.96
Previous Close
$123.10
Volume
N/A
Average Volume (3M)
9.24M
Market Cap
$206.49B
Enterprise Value
$1.04T
Total Cash (Recent Filing)
$1.46T
Total Debt (Recent Filing)
$817.48B
Price to Earnings (P/E)
11.8
Beta
1.49
Next Earnings
Jan 14, 2027 (Est.)
EPS Estimate
2.34
Last Dividend Ex-Date
Nov 02, 2026
Dividend Yield
2.07%

Bulls Say, Bears Say

Bulls Say

Services And Wealth Growth

Strong growth in services and wealth shows traction in recurring, relationship-based businesses that generate both net interest and fee income. Rising deposits, custody assets, and investment assets can deepen client relationships and support more durable revenue diversification over the next several quarters.

Improving Profitability And Efficiency

Improving returns alongside positive operating leverage indicates that Citi’s transformation and expense actions are beginning to translate into stronger earnings quality. Management’s targets for ROTCE above 11% and an efficiency ratio below 60% provide a framework for sustaining operational improvement.

Liquidity And Capital Strength

A substantial capital and liquidity cushion strengthens Citi’s ability to absorb credit or market stress while continuing to serve clients and invest in strategic businesses. This financial resilience also supports ongoing capital returns without relying solely on favorable market conditions.

Bears Say

Negative Cash Generation

Persistently negative operating and free cash flow reduce financial flexibility even though the year-over-year trend improved. Continued cash outflows can constrain internal funding for investments, capital returns, and unexpected needs, making cash conversion an important medium-term weakness.

Elevated Credit Costs

Elevated card losses and reserve building can pressure earnings and returns if consumer conditions weaken further. Credit costs also make revenue growth less valuable because incremental income may be absorbed by provisions, particularly in more vulnerable consumer segments.

Banamex Deconsolidation Charge

The planned Banamex deconsolidation creates a material, identifiable earnings headwind within the next several months. Although tied to a strategic divestiture rather than ordinary operations, the charge can reduce reported profitability and complicate comparisons while the business transition is completed.

Citigroup News

C FAQ

What was Citigroup’s price range in the past 12 months?
Citigroup lowest stock price was $95.83 and its highest was $147.96 in the past 12 months.
What is Citigroup’s market cap?
Citigroup’s market cap is $206.49B.
When is Citigroup’s upcoming earnings report date?
Citigroup’s next earnings report is estimated for Jan 14, 2027 (not yet confirmed), which is in 71 days.
How were Citigroup’s earnings last quarter?
Citigroup released its earnings results on Oct 13, 2026. The company reported $2.85 earnings per share for the quarter, beating the consensus estimate of $2.661 by $0.189.
Is Citigroup overvalued?
According to Wall Street analysts Citigroup’s price is currently Undervalued.
Does Citigroup pay dividends?
Citigroup pays a Quarterly dividend of $0.67 which represents an annual dividend yield of 2.07%. See more information on Citigroup dividends here
What is Citigroup’s EPS estimate?
Citigroup’s EPS estimate is 2.34.
How many shares outstanding does Citigroup have?
Citigroup has 1,677,436,800 shares outstanding.
What happened to Citigroup’s price movement after its last earnings report?
Citigroup reported an EPS of $2.85 in its last earnings report, beating expectations of $2.661. Following the earnings report the stock price went down -5.602%.
Which hedge fund is a major shareholder of Citigroup?
Hedge funds hold Citigroup shares: the largest hedge-fund position in Citigroup is 71,887,413 shares, and hedge funds decreased their holdings by 10.4M shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology