MoneyMe Ltd. (AU:MME)
ASX:MME
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MME Stock Chart & Stats
AU$0.12
<AU$0.01(2.50%)
At close: 4:00 PM EST
AU$0.12
<AU$0.01(2.50%)
Day’s Range― - ―
52-Week RangeAU$0.08 - AU$0.17
Previous CloseN/A
Volume302.52K
Average Volume (3M)429.61K
Market Cap
AU$68.27M
Enterprise ValueAU$1.74B
Total Cash (Recent Filing)AU$101.44M
Total Debt (Recent Filing)AU$1.78B
Price to Earnings (P/E)―
Beta1.38
Next Earnings
Sep 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.06
Shares Outstanding812,738,800
10 Day Avg. Volume440,743
30 Day Avg. Volume429,606
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)1.04
Price to Sales (P/S)-22.22
P/FCF Ratio2.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.02
Revenue Forecast (FY)AU$228.42M
Bulls Say, Bears Say
Bulls Say
Technology-led PlatformA scalable digital origination and servicing platform is a durable competitive asset for a consumer lender. It lowers unit acquisition and servicing costs, enables faster credit decisioning and product rollout, and supports margin improvement and geographic or product scaling over the next 2–6 months.
Cash Conversion CapabilityDespite reported losses, a near-1 free cash flow to net income ratio and positive operating cash relative to net income indicate the company can convert accounting losses into tangible cash. This operational cash generation supports loan origination capacity and short-term funding flexibility versus peers reliant solely on equity raises.
Recurring Interest And Fee Revenue ModelMoneyMe’s core revenue streams—interest income and fees tied to a loan book—produce predictable, annuity-like cash flows as loans amortize. Managing net interest margin and fees provides a durable lever to recover profitability over several quarters if underwriting and funding stabilize.
Bears Say
Very High LeverageA debt-to-equity ratio above 12 indicates material reliance on debt financing. High leverage magnifies earnings volatility, increases refinancing and covenant risk, and reduces strategic flexibility. In a stressed funding market or rising rates, this materially constrains the company's ability to sustain growth or absorb credit losses.
Sharp Revenue Decline And Negative MarginsA double‑digit revenue contraction combined with negative operating and net margins signals structural demand or execution issues. Persistent top-line weakness undermines scale economics for a lending platform, pressures provisioning coverage, and makes margin recovery harder without clearer underwriting or product changes.
Deep Negative Free Cash Flow GrowthA steep decline in free cash flow growth reduces internal funding for the loan book and operating needs, forcing greater dependence on external capital. Over several months this exacerbates refinancing and liquidity risks, limits ability to invest in technology or underwriting improvements, and amplifies leverage concerns.
MoneyMe Ltd. News
MME FAQ
What was MoneyMe Ltd.’s price range in the past 12 months?
MoneyMe Ltd. lowest share price was AU$0.08 and its highest was AU$0.17 in the past 12 months.
What is MoneyMe Ltd.’s market cap?
MoneyMe Ltd.’s market cap is AU$68.27M.
When is MoneyMe Ltd.’s upcoming earnings report date?
MoneyMe Ltd.’s upcoming earnings report date is Sep 02, 2026 which is in 73 days.
How were MoneyMe Ltd.’s earnings last quarter?
MoneyMe Ltd. released its earnings results on Feb 18, 2026. The company reported AU$0.006 earnings per share for the quarter, beating the consensus estimate of -AU$0.019 by AU$0.025.
Is MoneyMe Ltd. overvalued?
According to Wall Street analysts MoneyMe Ltd.’s price is currently Overvalued.
Does MoneyMe Ltd. pay dividends?
MoneyMe Ltd. does not currently pay dividends.
What is MoneyMe Ltd.’s EPS estimate?
MoneyMe Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MoneyMe Ltd. have?
MoneyMe Ltd. has 812,738,800 shares outstanding.
What happened to MoneyMe Ltd.’s price movement after its last earnings report?
MoneyMe Ltd. reported an EPS of AU$0.006 in its last earnings report, beating expectations of -AU$0.019. Following the earnings report the stock price went down -4.762%.
Which hedge fund is a major shareholder of MoneyMe Ltd.?
Currently, no hedge funds are holding shares in AU:MME
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MoneyMe Ltd. Stock Smart Score
Underperform
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Blogger Sentiment
Bullish
AU:MME Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth AU$79.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
0.00%
12-Months-Change
Fundamentals
Return on Equity
-43.76%
Trailing 12-Months
Asset Growth
22.77%
Trailing 12-Months
Company Description
MoneyMe Ltd.
MoneyMe Limited is a digital financial services firm that delivers consumer financing options throughout Australia, operating under its MONEYME and SocietyOne brands. The company's offerings encompass a range of lending products, including personal loans, various short-term financing solutions, cash advances, and lines of credit, as well as credit cards. Established in 2013, MoneyMe Limited is headquartered in Sydney, Australia.
Technical Analysis
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Options Prices
Currently, No data available
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