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Alerus Financial Corporation (ALRS)
NASDAQ:ALRS
US Market
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Alerus Financial (ALRS) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 28, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.57
Last Year’s EPS
0.44
Same Quarter Last Year
Based on 2 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call highlighted strong organic growth in banking segments, successful platform upgrades, and a promising outlook for the retirement business. However, challenges such as an increase in nonperforming assets and a decline in fee income were noted. Overall, the sentiment is cautiously optimistic with a focus on strategic growth and risk management.
Company Guidance
During the Alerus Financial Corporation's third quarter 2025 earnings call, the company provided detailed guidance on several financial metrics and strategic initiatives. Alerus expects to conclude 2025 with over $4.1 billion in loans and $4.3 billion in total deposits, anticipating mid-single-digit growth in both areas for 2026. The guidance for net interest margin is projected to end around 3.35% to 3.4% for 2025 and between 3.35% to 3.45% for 2026, with an expectation of core margin improvement driven by disciplined loan and deposit pricing. Noninterest income is forecasted to close at approximately $115 million for 2025, excluding one-time items, with mid-single-digit growth anticipated for 2026. The company is also focused on maintaining a strong reserve level of 1.51% and achieving a tangible common equity ratio above 8%. Alerus aims for adjusted pre-provision net revenue to be around $85 million to $86 million for 2025, with expected growth in the low to mid-single digits for 2026. The adjusted return on assets is targeted to exceed 1.15% for 2025, with a slight decline projected for 2026. The company highlighted its strategic focus on disciplined growth, leveraging technology and innovation, and optimizing its core earnings profile through proactive risk management and capital allocation.
Strong Organic Growth in Banking Segments
Robust organic growth was driven by both the commercial and private banking segments, aided by an experienced team of bankers.
Successful Platform Upgrade in Wealth Management
Completed a major platform upgrade, enhancing client and adviser experience, which is expected to facilitate future recruiting and client growth.
Capital and Risk Management Achievements
Capital accretion boosted the TCE ratio to over 8%. Tangible book value grew nearly 5%, and a $5.3 million return was made to shareholders through dividends.
Promising Outlook for Retirement Business
The retirement segment remains a national leader with significant growth opportunities, and the company is bullish due to legislative support and industry growth rates.
Increased Net Interest Income and Stable Margins
Net interest income increased 0.2% over the prior quarter, and the net interest margin remained stable at 3.50%.

Alerus Financial (ALRS) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

ALRS Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 28, 2026
2025 (Q4)
0.57 / -
0.44
Oct 30, 2025
2025 (Q3)
0.59 / 0.66
0.3683.33% (+0.30)
Jul 28, 2025
2025 (Q2)
0.55 / 0.72
0.36298.90% (+0.36)
Apr 28, 2025
2025 (Q1)
0.43 / 0.56
0.245128.57% (+0.32)
Jan 28, 2025
2024 (Q4)
0.32 / 0.44
0.37517.33% (+0.07)
Oct 29, 2024
2024 (Q3)
0.44 / 0.36
0.45-20.00% (-0.09)
Jul 24, 2024
2024 (Q2)
0.36 / 0.36
0.45-19.56% (-0.09)
Apr 24, 2024
2024 (Q1)
0.32 / 0.24
0.4-38.75% (-0.16)
Jan 24, 2024
2023 (Q4)
0.29 / 0.38
0.53-29.25% (-0.16)
Oct 25, 2023
2023 (Q3)
0.36 / 0.45
0.47-4.26% (-0.02)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

ALRS Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$21.21$21.12-0.42%
Jul 28, 2025
$21.52$22.86+6.23%
Apr 28, 2025
$17.43$19.75+13.31%
Jan 28, 2025
$19.59$20.34+3.83%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Alerus Financial Corporation (ALRS) report earnings?
Alerus Financial Corporation (ALRS) is schdueled to report earning on Jan 28, 2026, After Close (Confirmed).
    What is Alerus Financial Corporation (ALRS) earnings time?
    Alerus Financial Corporation (ALRS) earnings time is at Jan 28, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is ALRS EPS forecast?
          ALRS EPS forecast for the fiscal quarter 2025 (Q4) is 0.57.
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