TransUnion reports Q3 adjusted EPS $1.10, consensus $1.04

Reports Q3 revenue $1.17B, consensus $1.13B. “In the third quarter, TransUnion (TRU) delivered strong results that again exceeded financial guidance,” said Chris Cartwright, President and CEO. “Revenue growth was 8 percent; excluding last year’s large breach remediation win, organic constant currency growth was 11 percent, our strongest underlying growth since 2021. Financial Services and Emerging Verticals growth accelerated to 19 percent and 7.5 percent, respectively. International grew 6 percent on an organic constant currency basis, with double-digit growth in the UK, Canada and Africa. We are raising our 2025 guidance, supported by third quarter outperformance, stable U.S. lending trends, and strong commercial momentum. We now expect 8 to 8.5 percent revenue growth. Our strong earnings growth, improving free cash flow generation and natural de-levering position us to accelerate the return of capital to shareholders. We have repurchased $200 million in shares year-to-date and increased our share repurchase program authorization to $1 billion. We view share repurchases as a highly attractive use of capital.”