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Synchrony reports Q4 EPS $1.26, consensus $1.12

Reports Q4 ROA 2.4%, CET1 ratio 12.8%, $92.5B loan receivables and $803M capital returned. "Synchrony’s strong fourth quarter performance reflected the strength of our differentiated business model: our diversified portfolio across industries, our scalable technology platform, our deep industry expertise and sophisticated underwriting, and the flexibility and choice of our digitally-powered product suite," said Brian Doubles, Synchrony’s President and CEO. "We closed the year with record purchase volume and double digit receivables growth, while also driving strong risk-adjusted margins, improved operating efficiency and robust capital returns to our shareholders."

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