Sallie Mae reports Q4 EPS (33c), consensus 47c

"We executed on our strategic priorities and core business in 2022 – growing originations, expanding net interest margin, returning a significant amount of capital to shareholders, and rigorously managing expenses in an uncertain macroeconomic environment," said CEO Jonathan Witter. "While credit performance remains a focus, the overall strength of our franchise and investments in our processes, programs, and people should position us to deliver continued shareholder value and long-term success."