Based on current macroeconomic assumptions, for 2024 the Group continues to expect: Banking net interest margin of greater than 290 basis points; Operating costs of c.GBP 9.3B plus the c.GBP 0.1B Bank of England levy; Asset quality ratio of less than 30 basis points; Return on tangible equity of c.13%; Capital generation of c.175 basis points; Risk-weighted assets at between GBP 220B and GBP 225B; To pay down to a CET1 ratio of c.13.5%.