Director Makes a Bold Move with Oak Valley Bancorp Stock Purchase!

New insider activity at Oak Valley Bancorp [Ca] ( (OVLY) ) has taken place on August 1, 2025.

Director Daniel J. Leonard has recently acquired 1,000 shares of Oak Valley Bancorp [Ca] stock, making a significant investment valued at $26,200.

Recent Updates on OVLY stock

Oak Valley Bancorp recently released its second-quarter earnings report, revealing a slight increase in net income from the previous quarter, primarily driven by loan growth and higher interest income. However, net income decreased year-over-year due to rising deposit interest expenses and operating costs. The company reported a net interest income of $18.15 million and a net interest margin of 4.11%, with total assets at $1.92 billion and gross loans increasing to $1.11 billion. Despite a quarterly decline in deposits, year-over-year deposit growth remains positive, and the company maintains zero non-performing assets, indicating strong credit quality. Oak Valley Bancorp announced a cash dividend of $0.30 per share, reflecting its stable financial performance and commitment to shareholder returns. The company plans to open a new branch later this year, focusing on expanding its loan portfolio and maintaining a robust balance sheet. Analysts view the stock as undervalued with strong profit margins, though caution is advised due to technical indicators and recent income declines.

Spark’s Take on OVLY Stock

According to Spark, TipRanks’ AI Analyst, OVLY is a Outperform.

Oak Valley Bancorp demonstrates solid financial performance with no debt and strong profit margins, which are major strengths. The stock is undervalued, offering a decent dividend yield. However, technical indicators and recent income declines suggest caution, balancing the overall score.

To see Spark’s full report on OVLY stock, click here.

More about Oak Valley Bancorp [Ca]

YTD Price Performance: -6.82%

Average Trading Volume: 14,037

Technical Sentiment Signal: Strong Buy

Current Market Cap: $223.4M