USCB Financial Holdings Reports Record Q3 2025 EPS

USCB Financial Holdings, Inc. Class A ( (USCB) ) has shared an announcement.

USCB Financial Holdings, Inc. reported a record fully diluted EPS of $0.45 for Q3 2025, with net income increasing to $8.9 million from $6.9 million in the same period in 2024. The company demonstrated strong financial performance with improved profitability ratios, including a return on average assets of 1.27% and a return on average equity of 15.74%. Additionally, the company successfully issued $40 million in subordinated notes and repurchased 2 million shares of Class A common stock, enhancing its capital structure and shareholder value.

The most recent analyst rating on (USCB) stock is a Buy with a $20.00 price target. To see the full list of analyst forecasts on USCB Financial Holdings, Inc. Class A stock, see the USCB Stock Forecast page.

Spark’s Take on USCB Stock

According to Spark, TipRanks’ AI Analyst, USCB is a Outperform.

USCB Financial Holdings receives a strong overall score due to its robust financial performance and positive earnings call highlights. The company is well-positioned for growth with improved profitability and strategic initiatives. While technical indicators are stable, valuation metrics suggest fair value, supporting a positive outlook.

To see Spark’s full report on USCB stock, click here.

More about USCB Financial Holdings, Inc. Class A

USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank, a prominent community bank headquartered in Miami, Florida. Established in 2002, it is one of the largest community banks in the state, offering a wide range of financial products and services. The bank is rated 5-Stars by BauerFinancial and actively supports various community organizations.

Average Trading Volume: 20,851

Technical Sentiment Signal: Buy

Current Market Cap: $350.6M

Learn more about USCB stock on TipRanks’ Stock Analysis page.