Universal Insurance Completes 2025-2026 Reinsurance Program

Universal Insurance Holdings ( (UVE) ) just unveiled an update.

Universal Insurance Holdings has announced the completion of its 2025-2026 reinsurance program for its subsidiaries UPCIC and APPCIC, effective June 1, 2025. This program includes significant coverage for catastrophic events, with a first event retention of $45 million and a coverage tower extending to $2.526 billion. The program also features enhanced reinstatement capacity and specific event coverage to protect against multiple catastrophic events, reflecting the company’s strategic efforts to strengthen its financial resilience and operational stability.

The most recent analyst rating on (UVE) stock is a Buy with a $25.00 price target. To see the full list of analyst forecasts on Universal Insurance Holdings stock, see the UVE Stock Forecast page.

Spark’s Take on UVE Stock

According to Spark, TipRanks’ AI Analyst, UVE is a Outperform.

Universal Insurance Holdings commands a strong stock score primarily due to its solid financial performance, highlighted by robust cash flow management and low leverage. The technical analysis suggests upward momentum, although caution is advised due to near overbought conditions. Valuation metrics indicate potential undervaluation, offering attractive income through dividends. The earnings call confirms a positive outlook with revenue growth and strategic achievements, though with some regional challenges. Collectively, these factors reinforce a well-balanced investment case.

To see Spark’s full report on UVE stock, click here.

More about Universal Insurance Holdings

Universal Insurance Holdings, Inc., through its subsidiaries Universal Property & Casualty Insurance Company and American Platinum Property and Casualty Insurance Company, operates in the insurance industry, focusing on property and casualty insurance products. The company provides coverage for catastrophic events and manages reinsurance programs to mitigate potential losses.

Average Trading Volume: 221,958

Technical Sentiment Signal: Buy

Current Market Cap: $756M

Find detailed analytics on UVE stock on TipRanks’ Stock Analysis page.