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An update from South Plains Financial ( (SPFI) ) is now available.
South Plains Financial reported strong financial results for the third quarter of 2025, with net income rising to $16.3 million, up from $14.6 million in the previous quarter and $11.2 million in the same quarter last year. The company experienced growth in net interest income and a decrease in interest expenses, while also managing to improve the credit quality of its loan portfolio. Despite challenges such as higher than normal loan paydowns, South Plains is optimistic about accelerating growth next year by expanding its lending platform and potentially acquiring banks that align with its conservative culture and strategic goals.
The most recent analyst rating on (SPFI) stock is a Hold with a $40.00 price target. To see the full list of analyst forecasts on South Plains Financial stock, see the SPFI Stock Forecast page.
Spark’s Take on SPFI Stock
According to Spark, TipRanks’ AI Analyst, SPFI is a Neutral.
South Plains Financial’s overall stock score reflects a solid financial foundation with strong profitability and reasonable valuation. However, technical indicators suggest bearish momentum, and challenges highlighted in the earnings call, such as deposit decreases and credit loss provisions, pose risks. The stock’s valuation and dividend yield provide some support, but operational and market challenges need to be addressed.
To see Spark’s full report on SPFI stock, click here.
More about South Plains Financial
South Plains Financial, Inc., headquartered in Lubbock, Texas, is the parent company of City Bank. It operates in the financial services industry, focusing on community banking with a strong emphasis on low-cost deposit franchises and loan portfolios. The company is positioned to grow through both organic expansion and strategic mergers and acquisitions.
Average Trading Volume: 48,739
Technical Sentiment Signal: Buy
Current Market Cap: $608M
See more insights into SPFI stock on TipRanks’ Stock Analysis page.