Sachem Capital Corp. Reports Improved Q3 2025 Results

Sachem Capital Corp. ( (SACH) ) has released its Q3 earnings. Here is a breakdown of the information Sachem Capital Corp. presented to its investors.

Sachem Capital Corp., a mortgage real estate investment trust (REIT), specializes in providing short-term, secured loans to real estate investors for property acquisition and improvement. The company operates primarily in the real estate lending sector, focusing on loans secured by first mortgages on real property. In its third-quarter 2025 earnings report, Sachem Capital Corp. highlighted a strategic focus on portfolio management and capital preservation amid challenging economic conditions. The company successfully completed a $100 million senior secured notes private placement, using part of the proceeds to repay $56.3 million of unsecured subordinated notes, which extended its debt maturity profile and enhanced liquidity. This strategic move positions the company to capitalize on high-quality lending opportunities, potentially driving long-term shareholder value. Key financial metrics from the third quarter of 2025 showed a total revenue of $12.0 million, a decrease from $14.8 million in the same period in 2024, attributed to lower net new origination and elevated nonperforming loans. Operating expenses also decreased significantly to $12.4 million from $19.6 million in the previous year, primarily due to a reduction in the provision for credit losses. The company reported a net loss attributable to common shareholders of $0.1 million, a significant improvement from the $6.1 million loss in the third quarter of 2024. Looking ahead, Sachem Capital Corp. remains committed to its REIT status, intending to distribute a minimum of 90% of its taxable income to shareholders as required. The company’s management is optimistic about leveraging its strengthened financial position to pursue lending opportunities that promise sustainable growth and shareholder returns.