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Midland States Bancorp Delays Q1 2025 Report

Story Highlights
  • Midland States Bancorp delays Q1 2025 Form 10-Q due to ongoing evaluations.
  • Expected financial changes due to errors in previous statements, but no impact on equity ratios.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.

Midland States Bancrop ( (MSBI) ) has released a notification of late filing.

Midland States Bancorp, Inc. has announced a delay in filing its Form 10-Q (Quarter Report) for the financial period ending March 31, 2025. The delay is primarily due to ongoing evaluations of third-party lending and servicing arrangements, as well as a review of potential goodwill impairment. These evaluations require additional time and resources, including third-party documentation and valuation information. The company anticipates filing the Form 10-Q as soon as practicable following the completion of its Form 10-K (Yearly Report) for the year ended December 31, 2024. There are expected changes in financial results due to errors in previous financial statements related to third-party loan origination programs, which may affect net income for the period ended March 31, 2024. These changes, however, are not expected to materially impact tangible equity or regulatory capital ratios. The notification was signed by Eric T. Lemke, Chief Financial Officer, as part of the company’s ongoing compliance efforts.

Spark’s Take on MSBI Stock

According to Spark, TipRanks’ AI Analyst, MSBI is a Neutral.

Midland States Bancorp exhibits solid revenue growth and financial stability but faces profitability challenges, as reflected in the financial performance. The technical indicators suggest a bearish momentum, which is a primary concern. Valuation metrics indicate a negative P/E ratio, offset slightly by a strong dividend yield. Corporate events reveal strategic repositioning efforts, which could positively influence long-term performance. Overall, the stock shows potential but is currently under pressure from several fronts.

To see Spark’s full report on MSBI stock, click here.

More about Midland States Bancrop

Average Trading Volume: 119,012

Technical Sentiment Signal: Sell

Current Market Cap: $380.7M

For a thorough assessment of MSBI stock, go to TipRanks’ Stock Analysis page.

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