Hancock Whitney Corp ( (HWC) ) has released its Q3 earnings. Here is a breakdown of the information Hancock Whitney Corp presented to its investors.
Elevate Your Investing Strategy:
- Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence.
Hancock Whitney Corporation, a financial services company operating in the banking sector, provides a range of financial products and services across several states in the southern United States. The company is known for its commitment to core values such as Honor & Integrity and Strength & Stability.
In its third quarter of 2025 earnings report, Hancock Whitney Corporation announced a net income of $127.5 million, or $1.49 per diluted share, marking an increase from the previous quarter. The company highlighted its strong performance, with improvements in profitability and capital ratios, despite a decrease in deposits.
Key financial metrics for the third quarter included a 5% increase in adjusted pre-provision net revenue to $175.6 million and a stable net interest margin of 3.49%. While loans saw a slight increase, deposits decreased by 5% on a linked-quarter annualized basis. The company also reported a solid allowance for credit losses coverage and improvements in its efficiency ratio.
The company’s asset quality showed a mixed picture, with a slight increase in nonaccrual loans but a decrease in criticized commercial loans. The capital position strengthened with an increase in common stockholders’ equity and a higher CET1 ratio. The company continued its share repurchase program, buying back 662,500 shares during the quarter.
Looking ahead, Hancock Whitney Corporation remains focused on executing its organic growth plan and maintaining operational efficiency. The management is committed to proactively managing capital and expects to see low-single-digit growth in loans and deposits by the end of the year.