Flushing Financial Reports Strong Q1 2025 Liquidity

The latest announcement is out from Flushing Financial ( (FFIC) ).

On May 21, 2025, Flushing Financial Corp. released its financial highlights for the first quarter of 2025, showcasing a strong liquidity position with $4 billion in undrawn lines and resources. The company reported an improved loan-to-deposit ratio, with average total deposits increasing by 6.8% year-over-year. Despite a decrease in net loans due to weak market demand, the company achieved a net interest margin (NIM) expansion, with GAAP NIM increasing by 12 basis points quarter-over-quarter. Flushing Financial also emphasized its low-risk credit profile and conservative loan underwriting, maintaining strong asset quality and outperforming industry standards in credit metrics.

The most recent analyst rating on (FFIC) stock is a Hold with a $16.50 price target. To see the full list of analyst forecasts on Flushing Financial stock, see the FFIC Stock Forecast page.

Spark’s Take on FFIC Stock

According to Spark, TipRanks’ AI Analyst, FFIC is a Neutral.

Flushing Financial’s overall score reflects significant financial challenges, particularly in income generation and cash flow. Despite some improvements in leverage and liquidity, the negative profitability and bearish technical indicators weigh heavily on the overall outlook. Valuation provides a mixed picture, with a high dividend yield offering some appeal, although risks remain high given current financial conditions.

To see Spark’s full report on FFIC stock, click here.

More about Flushing Financial

Flushing Financial Corp., operating under the brand Flushing Bank, is a financial institution primarily involved in banking services. It focuses on nurturing relationships and rewarding customers, employees, and shareholders, with a significant presence in multicultural neighborhoods through its 29 branches and online divisions, iGObanking® and BankPurely®.

Average Trading Volume: 296,021

Technical Sentiment Signal: Sell

Current Market Cap: $430M

Learn more about FFIC stock on TipRanks’ Stock Analysis page.